Financials
- Fiscal year
- 2025
- Total assets
- €37,489
- Profit
- €31,258
- Solvency
- 63.1%
Total assets▲ 310%
Net result
20242025
ZIPPY
ActiveSummary
The computed 12-month bankruptcy probability of ZIPPY is 2.1% (moderate). The 2025 annual accounts show equity of €23,656 and a net result of €31,258. Its solvency ranks better than 77% of 134 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other postal and courier activities
NACE 53200
1 site
Size
€37,489total assets 2025
- Equity
- €23,656
- Profit
- €31,258
Turnover not published (abridged schema)
Structure
Accounts 52 d early0 of 2 deeds read
Why 57- Founded in 2024- Size: total assets €37,489- Sector Postal and courier activities (NACE 53)+ Liquidity: current ratio 1.98, cash €16,181Show the evidence
Checked score
Score 2025
57
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 89% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
88+88
equity 63.1% of total assets
Liquidity
83+81
short-term debt 36.9% · cash 43.2%
Profitability
100+100
return on assets 83.4%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 5.7%
08-2025: 5.7%● 0.0% vs 07-2025
09-2025: 5.8%▲ +0.8% vs 08-2025
10-2025: 6.0%▲ +3.4% vs 09-2025
11-2025: 6.0%● 0.0% vs 10-2025
12-2025: 6.2%▲ +3.1% vs 11-2025
01-2026: 6.3%▲ +3.0% vs 12-2025
02-2026: 6.3%● 0.0% vs 01-2026
03-2026: 6.3%● 0.0% vs 02-2026
04-2026: 7.2%▲ +14.2% vs 03-2026
05-2026: 7.7%▲ +6.8% vs 04-2026
06-2026: 7.9%▲ +2.4% vs 05-2026highest value
07-2026: 2.1%▼ -74.1% vs 06-2026lowest value
08-2026: 2.1%● 0.0% vs 07-2026lowest value
09-2026: 2.1%● 0.0% vs 08-2026lowest value
10-2026: 2.1%● 0.0% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Size: total assets €37,489 raises the probability for this profile
- Liquidity: current ratio 1.98, cash €16,181 lowers the probability
- Sector Postal and courier activities (NACE 53) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.98 against 0.01 in 2024; short-term debt: 36.9% and cash: 43.2% of total assets), and 36.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 76%, liquidity 89%, profitability 93%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
52 d early
2024
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €31,258
- Liquidity times 219current ratio 1.98
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- Next accounts
- by 31-07-2027
- 09-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 31-12-2025Liquidity times 219
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other postal and courier activitiesNACE 53200
- Founded
- 13-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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