Summary
ZipCo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €218k and a net result of €213k. Its solvency ranks better than 16% of 6157 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-03-2025, 133 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
133 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€218k
Net result
€213k
Total assets
€1.51M
Solvency
14.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.51M
Fixed assets
€1.40M
Current assets
€113k
Equity and liabilities €1.51M
Equity
€218k
Debt
€1.30M
Debt finances 85.6% of the balance-sheet total.
Key figures and ratios
ROE
97.7%
ROA
14.1%
Debt ≤ 1 year
€594k
Debt > 1 year
€701k
Income taxes
€65k
Annual accounts
| Line | 2024 |
|---|---|
| Gross operating margin9900 | €301k |
| Operating profit (loss)9901 | €301k |
| Financial income75/76B | €5 |
| Recurring financial income75 | €5 |
| Financial charges65/66B | €23k |
| Recurring financial charges65 | €23k |
| Profit (loss) for the period before taxes9903 | €277k |
| Income taxes67/77 | €65k |
| Profit (loss) for the period9904 | €213k |
| Profit (loss) for the period to be appropriated9905 | €213k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.51M | |
| Fixed assets21/28 | €1.40M | |
| Financial fixed assets28 | €1.40M | |
| Current assets29/58 | €113k | |
| Amounts receivable within one year40/41 | €18k | |
| Trade receivables40 | €18k | |
| Cash at bank and in hand54/58 | €95k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.51M | |
| Equity10/15 | €218k | |
| Contributions10/11 | €8k | |
| Reserves13 | €210k | |
| Distributable reserves133 | €210k | |
| Amounts payable17/49 | €1.30M | |
| Amounts payable after more than one year17 | €701k | |
| Financial debts170/4 | €169k | |
| Other amounts payable178/9 | €532k | |
| Amounts payable within one year42/48 | €594k | |
| Current portion of amounts payable after more than one year42 | €148k | |
| Trade debts44 | €6k | |
| Suppliers440/4 | €6k | |
| Taxes, remuneration and social security45 | €65k | |
| Taxes450/3 | €65k | |
| Other amounts payable47/48 | €375k | |
| Accrued charges and deferred income492/3 | €188 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €213k |
| Operating cash flow (approximation) | €213k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2024
Ground area
787 m²
Building footprint
130 m²
Volume, LiDAR
721 m³
Parcel 24010C0185/00X000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ZipCo
since 20242.356.041.413
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010C0185/00X000 | Flanders | 787 m² | 1 · 130 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Doq Management
BE 0746.955.230
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SVENSON
BE 0755.365.625
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ANTWERP MANAGEMENT CONSULTING
BE 0719.595.686
Stabroek · Eq €217,664
R.A.2
BE 0690.956.536
Brussel · Eq €217,684
Stebofisc
BE 0474.396.316
Mol · Eq €217,529
Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,556 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.