ZIP 5555
ActiveSummary
ZIP 5555 has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,488) and a net result of -€87,721. Equity is shrinking by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-68
Solvency21▼-28
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.47 against 1.18 in 2024; short-term debt: 56% and cash: 36.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4%
Return on assets
-64%
Age of the figures
13 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€5,488
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
2 d early
2022
17 d late
2021
4 d late
2020
on the day
2019
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 31 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-08-2026 close29-09-2026 today31-03-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€5,488
2024 · €82,233
Total assets
€137,045▼ 59.6%
2024 · €339,549
Net result
-€87,721
2024 · €8,434
Working capital
€36,032▲ 41.8%
2024 · €25,414
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€31,005€14,485€51,829▲ 258%€14,557▼ 71.9%-€83,358
Net result-€53,052below the sector's middle half-€37,318below the sector's middle half▲ 29.7%€745below the sector's middle half€8,434within the sector's middle half▲ 1,032%-€87,721below the sector's middle half
Equity€110,372within the sector's middle half▼ 32.5%€73,053within the sector's middle half▼ 33.8%€73,799within the sector's middle half▲ 1.0%€82,233within the sector's middle half▲ 11.4%-€5,488below the sector's middle half
Total assets€311,031within the sector's middle half▼ 17.2%€317,004within the sector's middle half▲ 1.9%€324,057above the sector's middle half▲ 2.2%€339,549above the sector's middle half▲ 4.8%€137,045within the sector's middle half▼ 59.6%
Debt€166,494▼ 15.2%€195,476▲ 17.4%€245,258▲ 25.5%€252,316▲ 2.9%€137,533▼ 45.5%
Working capital€63,416within the sector's middle half▼ 36.3%€45,822within the sector's middle half▼ 27.7%€8,355within the sector's middle half▼ 81.8%€25,414within the sector's middle half▲ 204%€36,032within the sector's middle half▲ 41.8%
Solvency35.5%within the sector's middle half▼ 8.0pp23.0%below the sector's middle half▼ 12.4pp22.8%below the sector's middle half▼ 0.3pp24.2%below the sector's middle half▲ 1.4pp-4.0%below the sector's middle half▼ 28.2pp
Current ratio2.46within the sector's middle half▼ 0.181.56within the sector's middle half▼ 0.891.06below the sector's middle half▼ 0.501.18within the sector's middle half▲ 0.111.47within the sector's middle half▲ 0.29
Return on assets (ROA)-17.1%below the sector's middle half▼ 20.0pp-11.8%below the sector's middle half▲ 5.3pp0.2%below the sector's middle half▲ 12.0pp2.5%within the sector's middle half▲ 2.3pp-64.0%below the sector's middle half▼ 66.5pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €83,358 after €14,557 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137,045
Fixed assets
€24,260 ▼ 85.7%
Current assets
€112,784 ▼ 33.8%
Key figures and ratios
EBITDA
-€80,065▼
2024 · €30,973
Cash flow
-€84,428▼
2024 · €24,850
Debt to equity
-25.06▼
2024 · 3.07
Interest coverage
-19.66▼
2024 · 5.59
Debt ≤ 1 year
€76,752▼
2024 · €144,948
Debt > 1 year
€45,000▼
2024 · €94,738
Income taxes
€290▼
2024 · €582
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.6%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €11,363 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,129 | €17,219 | €19,114 | €16,415 | €3,292 | ▼ 79.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €18,528 | €14,309 | -€43,475 | €0 | - | - |
| Other operating charges640/8 | €1,942 | €4,484 | €5,194 | €2,642 | €1,901 | ▼ 28.1% |
| Non-recurring operating charges66A | - | - | - | - | €97,107 | - |
| Gross operating margin9900 | €10,593 | €50,497 | €32,662 | €33,615 | €18,942 | ▼ 43.6% |
| Operating profit (loss)9901 | -€31,005 | €14,485 | €51,829 | €14,557 | -€83,358 | ▼ 673% |
| Financial income75/76B | €127 | €143 | €0 | €4 | €0 | ▼ 99.2% |
| Recurring financial income75 | €127 | €143 | €0 | €4 | €0 | ▼ 99.2% |
| Financial charges65/66B | €21,941 | €51,675 | €51,084 | €5,545 | €4,073 | ▼ 26.5% |
| Recurring financial charges65 | €21,941 | €51,675 | €51,084 | €5,545 | €4,073 | ▼ 26.5% |
| Profit (loss) for the period before taxes9903 | -€52,819 | -€37,047 | €745 | €9,016 | -€87,431 | ▼ 1,070% |
| Income taxes67/77 | €233 | €271 | €0 | €582 | €290 | ▼ 50.2% |
| Profit (loss) for the period9904 | -€53,052 | -€37,318 | €745 | €8,434 | -€87,721 | ▼ 1,140% |
| Transfer to tax-exempt reserves689 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€53,052 | -€37,318 | €745 | €8,434 | -€87,721 | ▼ 1,140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €311,031 | €317,004 | €324,057 | €339,549 | €137,045 | ▼ 59.6% |
| Fixed assets21/28 | €204,065 | €189,564 | €181,149 | €169,187 | €24,260 | ▼ 85.7% |
| Intangible fixed assets21 | €337 | €7 | €0 | - | - | - |
| Tangible fixed assets22/27 | €203,649 | €189,479 | €181,070 | €169,108 | €24,182 | ▼ 85.7% |
| Land and buildings22 | €171,601 | €163,568 | €155,534 | €147,500 | €18,671 | ▼ 87.3% |
| Plant, machinery and equipment23 | €20,631 | €14,827 | €18,927 | €14,698 | €140 | ▼ 99.0% |
| Furniture and vehicles24 | €5,342 | €10,084 | €5,610 | €5,909 | €4,370 | ▼ 26.0% |
| Leasing and similar rights25 | €5,075 | €0 | - | - | - | - |
| Other tangible fixed assets26 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Financial fixed assets28 | €79 | €79 | €79 | €79 | €79 | = |
| Current assets29/58 | €106,967 | €127,439 | €142,908 | €170,362 | €112,784 | ▼ 33.8% |
| Amounts receivable within one year40/41 | €50,050 | €54,394 | €54,727 | €58,297 | €56,912 | ▼ 2.4% |
| Trade receivables40 | €47,681 | €51,865 | €53,494 | €56,480 | €55,714 | ▼ 1.4% |
| Other amounts receivable41 | €2,369 | €2,529 | €1,233 | €1,817 | €1,198 | ▼ 34.1% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €53,280 | €67,808 | €85,610 | €105,263 | €49,438 | ▼ 53.0% |
| Deferred charges and accrued income490/1 | €3,636 | €5,237 | €2,571 | €6,803 | €6,434 | ▼ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €311,031 | €317,004 | €324,057 | €339,549 | €137,045 | ▼ 59.6% |
| Equity10/15 | €110,372 | €73,053 | €73,799 | €82,233 | -€5,488 | ▼ 107% |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Reserves13 | €36,663 | €36,663 | €36,663 | €36,663 | €36,663 | = |
| Non-distributable reserves130/1 | €4,000 | €4,000 | €4,000 | €0 | - | - |
| Reserves not available under the articles1311 | €4,000 | €4,000 | €4,000 | €0 | - | - |
| Tax-exempt reserves132 | €11,512 | €11,512 | €11,512 | €11,512 | €11,512 | = |
| Distributable reserves133 | €21,151 | €21,151 | €21,151 | €25,151 | €25,151 | = |
| Profit (loss) carried forward14 | €33,709 | -€3,609 | -€2,864 | €5,570 | -€82,150 | ▼ 1,575% |
| Provisions and deferred taxes16 | €34,166 | €48,475 | €5,000 | €5,000 | €5,000 | = |
| Provisions for liabilities and charges160/5 | €34,166 | €48,475 | €5,000 | €5,000 | €5,000 | = |
| Other liabilities and charges164/5 | €34,166 | €48,475 | €5,000 | €5,000 | €5,000 | = |
| Amounts payable17/49 | €166,494 | €195,476 | €245,258 | €252,316 | €137,533 | ▼ 45.5% |
| Amounts payable after more than one year17 | €119,793 | €107,528 | €101,226 | €94,738 | €45,000 | ▼ 52.5% |
| Financial debts170/4 | €74,793 | €62,528 | €56,226 | €49,738 | €0 | ▼ 100% |
| Other amounts payable178/9 | €45,000 | €45,000 | €45,000 | €45,000 | €45,000 | = |
| Amounts payable within one year42/48 | €43,551 | €81,617 | €134,553 | €144,948 | €76,752 | ▼ 47.0% |
| Current portion of amounts payable after more than one year42 | €9,385 | €6,123 | €6,303 | €6,488 | €0 | ▼ 100% |
| Trade debts44 | €16,130 | €12,904 | €13,870 | €20,109 | €18,613 | ▼ 7.4% |
| Suppliers440/4 | €16,130 | €12,904 | €13,870 | €20,109 | €18,613 | ▼ 7.4% |
| Taxes, remuneration and social security45 | €6,298 | €3,738 | €2,205 | €5,630 | €3,947 | ▼ 29.9% |
| Taxes450/3 | €6,298 | €3,738 | €2,205 | €5,630 | €3,947 | ▼ 29.9% |
| Other amounts payable47/48 | €11,738 | €58,853 | €112,175 | €112,721 | €54,192 | ▼ 51.9% |
| Accrued charges and deferred income492/3 | €3,150 | €6,330 | €9,480 | €12,630 | €15,780 | ▲ 24.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€53,052 | -€37,318 | €745 | €8,434 | -€87,721 | ▼ 1,140% |
| + Depreciation and write-downs630 | €21,129 | €17,219 | €19,114 | €16,415 | €3,292 | ▼ 79.9% |
| Operating cash flow (approximation) | -€31,923 | -€20,099 | €19,859 | €24,850 | -€84,428 | ▼ 440% |
| Investment in fixed assets (approximation) | - | -€2,719 | -€10,699 | -€4,453 | €141,634 | ▲ 3,281% |
| Change in cash | - | €14,528 | €17,802 | €19,653 | -€55,825 | ▼ 384% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Weakest financial yearnet -€87,721
Net result drops to -€87,721, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial
Back to profitnet €745
Net result €745 after 2 loss-making years.
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2000
Ground area
361 m²
Building footprint
138 m²
Volume, LiDAR
1,154 m³
Parcel 21903B0285/00B002, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Mimosasstraat 15, 1030 Schaarbeek
since 20002.093.939.889
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0285/00B002 | Brussels | 361 m² | 1 · 138 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900WPRZ65E60C4033
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 5,183 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-2000
Fiscal year end31-08
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471981610
Also
9925:BE0471981610
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.