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ZINSPELING

Active Private limited companyfounded 2001active for 24 yearsBlookstraat 47, 3740 Bilzen-HoeseltKBO/BCE: BE 0476.353.736

Lifetime

15 annual accounts with figures on one time axis
peak €214,567 (2014)
€100,063▲ 28.9%
lowest -€10,753 (2015)
€8,529▲ €14,395
peak €153,723 (2020)
€133,239▲ 6.8%
€5,421▼ 46.6%
peak 2 FTE (2013)
-not published
Board1 name since 2024
1 director
Documentsfilings and deeds
23-08-202623 days late
2025abbreviated format
Turnover from €77,634 to €100,063Gross margin from €28,462 to €45,964Back to profit: €8,529Debts from €10,146 to €5,421Cash from €48,224 to €72,660

Key points

from the 2025 annual accounts

Payment terms

9 days to suppliers
Suppliers
54 to 9
Customers
170 to 55

ZINSPELING pays its suppliers 45 days earlier than in 2024. Customers pay 115 days earlier.

Liquidity

23.70 was 11.82 in 2024

Short-term debts fell from €10,146 to €5,421.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

Ten of the last ten came late. The 2021 accounts came latest: 393 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as ZINSPELING has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for ZINSPELING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0476353736
Change of role: , from manager to director Director discharge: · Gazette deed
Incorporation published on 01-01-2002 · Gazette deed
First establishment Blookstraat 47, Bilzen-Hoeselt
All 31 events

Comparable companies

same main activity, similar in size and age
Company
ZINSPELING Bilzen-Hoeselt €138,660 €45,964 96.1% -
XEDUM Beringen €154,881 €50,571 49.9% -
FUN INVEST Houthalen-Helchteren €123,564 €42,015 -71.0% -
KGE Hasselt €163,060 €51,228 82.8% -
WODAN GROUP Hasselt €124,196 €38,830 72.6% -
ACCO Nieuwerkerken (Limb.) €118,914 €39,742 43.3% -
STAF Nazareth-De Pinte €136,739 €45,843 56.9% -

These companies have the same main activity as ZINSPELING: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €119,000 and €163,000, founded between 2000 and 2003.

Official details

Source: KBO
Status
Active since 18-12-2001Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.095.450.0223740 Bilzen-Hoeselt, since 18-12-2001
Financial year end
31 December
Peppol
Reachable since 27-11-2024
Company details

Annual accounts 2025

€138,660▲ 2.8%
≈ 0.7 FTEestimated
Filing
Filed on 23-08-2026
Financials

Insights on ZINSPELING

ZINSPELING has existed since 2001. Turnover grew from €77,817 in 2011 to €100,063 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ZINSPELING

What is the company number of ZINSPELING?
The company number of ZINSPELING is 0476.353.736. The VAT number is the same number with BE in front: BE 0476.353.736.
Where is ZINSPELING based?
The registered office is at Blookstraat 47, 3740 Bilzen-Hoeselt.Company details
What does ZINSPELING do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of ZINSPELING?
ZINSPELING is a private limited company (BV).
When was ZINSPELING founded?
ZINSPELING was founded on 18-12-2001.
Is ZINSPELING still active?
Yes, ZINSPELING is an active enterprise in the KBO register.
How many employees does ZINSPELING have?
ZINSPELING had an average of 2 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of ZINSPELING?
The turnover of ZINSPELING was €100,063 in financial year 2025, according to the filed annual accounts.
Is ZINSPELING profitable?
In financial year 2025, ZINSPELING made a profit of €8,529.
Where can I find the annual accounts of ZINSPELING?
ZINSPELING filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZINSPELING due?
ZINSPELING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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