ZINDERT
ActiveZINDERT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267k and a net result of €62k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
63
/ 100
Healthy▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+8
Growth78=
Stability94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.55 in 2024), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
13.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
17 d early
2023
27 d early
2022
41 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€267k▲ 29.8%
2024 · €205k
2021: €36k
2022: €84k
2023: €142k
2024: €205k
2021 → 2025
Total assets
€471k▼ 0.8%
2024 · €475k
2021: €274k
2022: €414k
2023: €470k
2024: €475k
2021 → 2025
Net result
€62k▼ 3.4%
2024 · €64k
2021: €27k
2022: €50k
2023: €58k
2024: €64k
2021 → 2025
Working capital
€-48k▼ 22.6%
2024 · €-39k
2021: €-23k
2022: €-31k
2023: €-41k
2024: €-39k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€84k▲ 137%€142k▲ 68.3%€205k▲ 44.7%€267k▲ 29.8%
Operating result€46k-€63k▲ 37.7%€72k▲ 13.6%€63k▼ 11.5%€68k▲ 7.9%
Net result€27k-€50k▲ 82.7%€58k▲ 17.8%€64k▲ 10.1%€62k▼ 3.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €471k
Fixed assets
€432k▲ 1.1%
Current assets
€39k▼ 17.8%
Equity and liabilities €471k
Equity
€267k▲ 29.8%
Debt
€204k▼ 24.1%
The debt ratio falls from 56.7% to 43.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€71k▲
2024 · €70k
Cash flow
€65k▼
2024 · €71k
Solvency
56.6%▲
2024 · 43.3%
Current ratio
0.45▼
2024 · 0.55
Quick ratio
0.45▼
2024 · 0.55
Debt / equity
0.77▼
2024 · 1.31
ROE
23.3%▼
2024 · 31.3%
ROA
13.2%▼
2024 · 13.5%
Interest coverage
9.62▲
2024 · 5.65
Debt
€204k▼
2024 · €269k
Debt ≤ 1 year
€87k▲
2024 · €86k
Debt > 1 year
€118k▼
2024 · €183k
Income taxes
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€471k▼
Fixed assets21/28€427k€432k▲
Tangible fixed assets22/27€10k€14k▲
Furniture and vehicles24€5k€8k▲
Leasing and similar rights25€1k€0▼
Other tangible fixed assets26€4k€6k▲
Financial fixed assets28€417k€418k▲
Current assets29/58€48k€39k▼
Amounts receivable after more than one year29€500€500=
Other amounts receivable291€500€500=
Amounts receivable within one year40/41€19k€13k▼
Trade receivables40€16k€11k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€28k€26k▼
Deferred charges and accrued income490/1€628€153▼
Equity and liabilities
Total equity and liabilities10/49€475k€471k▼
Equity10/15€205k€267k▲
Contributions10/11€10k€10k=
Reserves13€195k€257k▲
Distributable reserves133€195k€257k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€269k€204k▼
Amounts payable after more than one year17€183k€118k▼
Financial debts170/4€151k€98k▼
Other amounts payable178/9€32k€20k▼
Amounts payable within one year42/48€86k€87k▲
Current portion of amounts payable after more than one year42€63k€65k▲
Financial debts43€97€56▼
Credit institutions430/8€97€56▼
Trade debts44€972€3k▲
Suppliers440/4€972€3k▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€44€0▼
Other amounts payable47/48€15k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€1k€598▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€71k€73k▲
Operating profit (loss)9901€63k€68k▲
Financial income75/76B€27k€18k▼
Recurring financial income75€27k€18k▼
Financial charges65/66B€12k€7k▼
Recurring financial charges65€12k€7k▼
Profit (loss) for the period before taxes9903€78k€79k▲
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€64k€62k▼
Profit (loss) for the period to be appropriated9905€64k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€62k▼
Transfer to equity691/2€63k€61k▼
To other reserves6921€63k€61k▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €64k ▲10.1%
Net result €64k, the highest in the series.
31-12
Financial
Equity above €200kEq €205k ▲44.7%
4 profitable years in a row build equity to €205k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €142k ▲68.3%
3 profitable years in a row build equity to €142k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenlaan 1653010 LeuvenGround area
96 m²
Building footprint
72 m²
Volume, LiDAR
514 m³
Parcel 24483E0267/00X000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZINDERT
since 20212.312.187.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0267/00X000 | Flanders | 96 m² | 1 · 71 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SWEET SERVICE
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,882. 4,942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.