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ZINDER

Active
Private limited companyfounded 20251 yr activePrins Boudewijnlaan 7/B15, 2550 Kontich, BelgiumKBO/BCE: BE 1022.474.921
Summary

The computed 12-month bankruptcy probability of ZINDER is 2.3% (moderate). The 2025 annual accounts show negative equity (-€30,478) and a net result of -€35,478. Its solvency ranks better than 8% of 28184 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability8
Solvency17
Growth-
Track record67
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58; short-term debt: 77.3% and cash: 22.8% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-7.5%
Return on assets
-8.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 April 2025, ZINDER was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€30,478
Total assets
€405,246
Net result
-€35,478
Working capital
-€131,628

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €405,246
Fixed assets €223,507
Current assets €181,739
Key figures and ratios
2025 value
EBITDA
-€6,139
Cash flow
-€8,569
Solvency
-7.5%
Current ratio
0.58
Quick ratio
0.48
Debt to equity
-14.30
ROA
-8.8%
Interest coverage
-2.53
Debt
€435,724
Debt ≤ 1 year
€313,367
Debt > 1 year
€122,357
Staff costs
€34,348

Peer companies

Historical observation

Of the 232 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a small loss
1.7% went bankrupt
1.7% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 232 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet Code2025
Assets
Total assets20/58€405,246
Fixed assets21/28€223,507
Intangible fixed assets21€28,092
Tangible fixed assets22/27€189,975
Plant, machinery and equipment23€19,480
Furniture and vehicles24€170,495
Financial fixed assets28€5,440
Current assets29/58€181,739
Stocks and contracts in progress3€30,000
Stocks30/36€30,000
Amounts receivable within one year40/41€53,249
Trade receivables40€43,573
Other amounts receivable41€9,676
Cash at bank and in hand54/58€92,443
Deferred charges and accrued income490/1€6,047
Equity and liabilities
Total equity and liabilities10/49€405,246
Equity10/15-€30,478
Contributions10/11€5,000
Profit (loss) carried forward14-€35,478
Amounts payable17/49€435,724
Amounts payable after more than one year17€122,357
Financial debts170/4€122,357
Amounts payable within one year42/48€313,367
Current portion of amounts payable after more than one year42€31,513
Trade debts44€56,704
Suppliers440/4€56,704
Taxes, remuneration and social security45€2,890
Taxes450/3€42
Remuneration and social security454/9€2,848
Other amounts payable47/48€222,260
Income statement Code2025
Remuneration, social security and pensions62€34,348
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,909
Other operating charges640/8€1,135
Gross operating margin9900€29,344
Operating profit (loss)9901-€33,048
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2,430
Recurring financial charges65€2,430
Profit (loss) for the period before taxes9903-€35,478
Profit (loss) for the period9904-€35,478
Profit (loss) for the period to be appropriated9905-€35,478
Appropriation of the result
Profit (loss) to be appropriated9906-€35,478

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€34,348
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,909
Other operating charges640/8€1,135
Gross operating margin9900€29,344
Operating profit (loss)9901-€33,048
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2,430
Recurring financial charges65€2,430
Profit (loss) for the period before taxes9903-€35,478
Profit (loss) for the period9904-€35,478
Profit (loss) for the period to be appropriated9905-€35,478
Line2025
Assets
Total assets20/58€405,246
Fixed assets21/28€223,507
Intangible fixed assets21€28,092
Tangible fixed assets22/27€189,975
Plant, machinery and equipment23€19,480
Furniture and vehicles24€170,495
Financial fixed assets28€5,440
Current assets29/58€181,739
Stocks and contracts in progress3€30,000
Stocks30/36€30,000
Amounts receivable within one year40/41€53,249
Trade receivables40€43,573
Other amounts receivable41€9,676
Cash at bank and in hand54/58€92,443
Deferred charges and accrued income490/1€6,047
Equity and liabilities
Total equity and liabilities10/49€405,246
Equity10/15-€30,478
Contributions10/11€5,000
Profit (loss) carried forward14-€35,478
Amounts payable17/49€435,724
Amounts payable after more than one year17€122,357
Financial debts170/4€122,357
Amounts payable within one year42/48€313,367
Current portion of amounts payable after more than one year42€31,513
Trade debts44€56,704
Suppliers440/4€56,704
Taxes, remuneration and social security45€2,890
Taxes450/3€42
Remuneration and social security454/9€2,848
Other amounts payable47/48€222,260
Line2025
Profit (loss) for the period9904-€35,478
+ Depreciation and write-downs630€26,909
Operating cash flow (approximation)-€8,569

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2025
seat establishment approximate The establishment unit on the map
Ground area
5.2 ha
Building footprint
5,358 m²
Volume, LiDAR
46,640 m³
Parcel 11024B0077/00M000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ZINDER
Prins Boudewijnlaan 7, 2550 KontichGeneral electrical installation work
since 20252.372.922.777
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024B0077/00M000 Flanders 5.2 ha 1 · 5,358 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 558 EUR awarded · 558 EUR paid
Year Entries awardedpaid
2025 1 558 EUR558 EUR
Schemes
1 entry · 558 EUR · 558 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Recognised contractor

1 category
ZINDER BV45322
category D16, class 1
decision 04-09-2025

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,536 companies in sector 43222 we hold annual accounts for 5,667. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43221Plumbing work
43350Other building finishing work
46842Wholesale trade
47527Retail trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022474921
Registered 16-05-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.