ZINALTEK
ActiveSummary
ZINALTEK has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 89% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+20
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 5.98 against 4.05 in 2024; short-term debt: 15% and cash: 3.3% of total assets), and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €48k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
11 d late
2023
26 d early
2022
10 d late
2021
19 d late
2020
30 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 23.9%
2024 · €39k
2018: €38k
2019: €36k
2020: €38k
2021: €34k
2022: €36k
2023: €39k
2024: €39k
2018 → 2025
Total assets
€57k▲ 13.2%
2024 · €50k
2018: €82k
2019: €73k
2020: €93k
2021: €180k
2022: €62k
2023: €61k
2024: €50k
2018 → 2025
Net result
€9k▲ 31,814%
2024 · €29
2018: €-10k
2019: €-2k
2020: €1k
2021: €7k
2022: €13k
2023: €9k
2024: €29
2018 → 2025
Working capital
€43k▲ 21.0%
2024 · €35k
2018: €37k
2019: €33k
2020: €56k
2021: €34k
2022: €32k
2023: €35k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€36k▲ 4.1%€39k▲ 7.8%€39k▲ 0.1%€48k▲ 23.9%
Operating result€9k-€18k▲ 103%€14k▼ 24.0%€958▼ 93.1%€16k▲ 1,527%
Net result€7k-€13k▲ 92.7%€9k▼ 34.3%€29▼ 99.7%€9k▲ 31,814%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,527% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€6k ▲ 64.8%
Current assets
€51k ▲ 9.4%
Equity and liabilities €57k
Equity
€48k ▲ 23.9%
Debt
€9k ▼ 22.5%
Debt's share of the balance-sheet total falls from 23.0% to 15.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €3k
Cash flow
€11k▲
2024 · €2k
Current ratio
5.98▲
2024 · 4.05
Quick ratio
5.18▲
2024 · 3.39
Debt to equity
0.19▼
2024 · 0.30
ROE
19.3%▲
2024 · 0.1%
ROA
16.3%▲
2024 · 0.1%
Interest coverage
188.90▲
2024 · 19.27
Debt ≤ 1 year
€9k▼
2024 · €12k
Income taxes
€5k▲
2024 · €799
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€50k€57k▲
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27€3k€5k▲
Furniture and vehicles24€3k€5k▲
Financial fixed assets28€265€265=
Current assets29/58€47k€51k▲
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€37k€42k▲
Trade receivables40€36k€40k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1-€438
Equity and liabilities
Total equity and liabilities10/49€50k€57k▲
Equity10/15€39k€48k▲
Contributions10/11€31k€31k=
Reserves13€3k€12k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133-€9k
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€12k€9k▼
Amounts payable within one year42/48€12k€9k▼
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€689€2k▲
Gross operating margin9900€3k€20k▲
Operating profit (loss)9901€958€16k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€132€981▲
Recurring financial charges65€132€93▼
Non-recurring financial charges66B-€888
Profit (loss) for the period before taxes9903€828€15k▲
Income taxes67/77€799€5k▲
Profit (loss) for the period9904€29€9k▲
Profit (loss) for the period to be appropriated9905€29€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€14k▲
Profit (loss) brought forward from the previous period14P€5k€5k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Highest result since 2018net €13k ▲92.7%
Operating result €18k, net result €13k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Lemoinelaan 111070 AnderlechtGround area
797 m²
Building footprint
333 m²
Volume, LiDAR
15,939 m³
Parcel 21308H0298/00G000, Brussels · tallest building 52.2 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
Dokter Lemoinelaan 11, 1070 Anderlecht
since 19982.088.269.052
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0298/00G000 | Brussels | 797 m² | 1 · 333 m² | 52.2 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Hans De Proft
BE 0716.826.238
Vilvoorde · Eq €47,954
LIPPENS KRISTOF
BE 0800.600.584
Evergem · Eq €47,970
A+ SERVICES
BE 0828.009.915
Denderleeuw · Eq €47,931
KTS Group
BE 0787.710.472
Beringen · Eq €47,920
Matthyssen Elektriciteitswerken
BE 0772.619.549
Oud-Turnhout · Eq €48,018
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 8,532 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-05-1998
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
46431Wholesale of electrical household appliances and audio-video equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.