Financials
- Financial year
- 2024
- Total assets
- €442,995
- Profit
- €8,064
- Solvency
- 2.9%
ZIMFOOD
ActiveSummary
The computed 12-month bankruptcy probability of ZIMFOOD is 5.7% (elevated). The 2024 annual accounts show equity of €13,064 and a net result of €8,064. Its solvency ranks better than 25% of 25,588 sector peers (NACE 47, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241Retail sale of chocolate and confectionery NACE 47242
1 site
Size
€442,995total assets 2024
- Equity
- €13,064
- Profit
- €8,064
Turnover not published (micro format)
Structure
Accounts filed 207 days late
Why 37raises risk1 financial year not filed after the legal deadline; latest accounts 207 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 24-02-2026)Founded in 2024lowers riskLiquidity: current ratio 0.75, cash €260,095Show the evidence
Checked score
Score 2024
37
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 42% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency
28
equity 2.9% of total assets
Liquidity
50
short-term debt 97.1% · cash 58.7%
Profitability
71
return on assets 1.8%
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 1.9%lowest value
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 2.3%▲ +0.4 percentage points vs 05-2025
07-2025: 2.4%▲ +0.1 percentage points vs 06-2025
08-2025: 2.7%▲ +0.3 percentage points vs 07-2025
09-2025: 2.7%● unchanged vs 08-2025
10-2025: 3.0%▲ +0.3 percentage points vs 09-2025
11-2025: 3.0%● unchanged vs 10-2025
12-2025: 2.9%▼ -0.1 percentage points vs 11-2025
01-2026: 2.9%● unchanged vs 12-2025
02-2026: 3.3%▲ +0.4 percentage points vs 01-2026
03-2026: 3.3%● unchanged vs 02-2026
04-2026: 3.3%● unchanged vs 03-2026
05-2026: 3.4%▲ +0.1 percentage points vs 04-2026
06-2026: 3.3%▼ -0.1 percentage points vs 05-2026
07-2026: 3.3%● unchanged vs 06-2026
08-2026: 4.0%▲ +0.7 percentage points vs 07-2026
09-2026: 4.5%▲ +0.5 percentage points vs 08-2026
10-2026: 5.7%▲ +1.2 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.75, below 1; short-term debt: 97.1% and cash: 58.7% of total assets), and 97.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 52% on liquidity and 53% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 25588 sector peers (2024).
NBB · sector comparisonPosition among 25588 sector peers
Solvency
better than 25%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-02-2026, 207 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
207 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 207 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: EL JEZZAR Khalid (administrateurnonstatutaire)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of bread and pastry (bakery outlets)NACE 47241
- Founded
- 01-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 29
- Annual meeting
- Last Thursday of June at 18:00
- Purpose
- “La fabrication artisanale et vente de pain,pâtisserie fraîche,fabrication de…” (deed in French)
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