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Zime

Active
Private limited company (pre-2019)founded 198441 yrs activeAvenue Zénobe Gramme 30, 1300 Wavre, BelgiumKBO/BCE: BE 0427.787.420
Summary

Zime has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €197,839 and a net result of €16,018. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 95% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
ZimeActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€199,552total assets 2025
Equity
€197,839
Profit
€16,018
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 16 d early0 of 2 deeds read
Why 96+ Liquidity: current ratio 85.17, cash €92,018+ Equity €197,839 (99.1% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €199,552Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.1% of total assets
Liquidity 100=
short-term debt 0.9% · cash 46.1%
Profitability 79+5
return on assets 8.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -2.6% vs 03-2025 05-2025: < 0.1%▼ -2.6% vs 04-2025 06-2025: < 0.1%▲ +5.4% vs 05-2025 07-2025: < 0.1%▲ +7.7% vs 06-2025 08-2025: < 0.1%▲ +2.4% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -2.3% vs 03-2026 05-2026: < 0.1%▼ -2.4% vs 04-2026 06-2026: < 0.1%▲ +4.9% vs 05-2026 07-2026: < 0.1%▲ +4.7% vs 06-2026highest value 08-2026: < 0.1%▼ -44.4% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 85.17, cash €92,018 lowers the probability
  • Equity €197,839 (99.1% of total assets) lowers the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €199,552 lowers the probability for this profile
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 85.17 against 8.31 in 2024; short-term debt: 0.9% and cash: 46.1% of total assets), and 0.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 45%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 85.17, cash €92,018
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €197,839 (99.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €199,552
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €197,839
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
17 d early
2023
42 d late
2022
46 d late
2021
45 d late
2020
38 d late
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 September (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity times 10current ratio 85.17
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 52.7% · 9,986 companies 99.1% View
  • Active since 1984founded 17-12-1984 41 years View
  • Total assets 20256 fiscal years filed €199,552 View

By topic

Financials

Fiscal year
2025
Total assets
€199,552
Profit
€16,018
Solvency
99.1%
Total assets▲ 0.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 15-07-2026Annual accounts filed
  2. 31-12-2025Liquidity times 10
  3. 14-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
17-12-1984
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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