ZILVERGOED
ActiveSummary
The computed 12-month bankruptcy probability of ZILVERGOED is 1.6% (moderate). The annual accounts of ZILVERGOED for fiscal year 2025 show a net loss of 2,414% of the equity at the start of that year. The 2025 annual accounts show equity of €51 and a net result of -€1,237. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 56 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 644 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 644 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €61,319 | €517 | €683 | €126 | €787 | ▲ 525% |
| Gross operating margin9900 | €43,615 | -€543 | -€480 | -€1,126 | -€310 | ▲ 72.5% |
| Operating profit (loss)9901 | -€17,704 | -€1,059 | -€1,163 | -€1,252 | -€1,097 | ▲ 12.4% |
| Financial charges65/66B | €9,628 | €100 | €100 | €140 | €140 | ▲ 0.1% |
| Recurring financial charges65 | €9,628 | €100 | €100 | €140 | €140 | ▲ 0.1% |
| Profit (loss) for the period before taxes9903 | -€27,332 | -€1,159 | -€1,263 | -€1,392 | -€1,237 | ▲ 11.1% |
| Income taxes67/77 | - | €1,108 | €0 | - | - | - |
| Profit (loss) for the period9904 | -€27,332 | -€2,267 | -€1,263 | -€1,392 | -€1,237 | ▲ 11.1% |
| Profit (loss) for the period to be appropriated9905 | -€27,332 | -€2,267 | -€1,263 | -€1,392 | -€1,237 | ▲ 11.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,011 | €8,157 | €3,008 | €2,416 | €2,937 | ▲ 21.5% |
| Fixed assets21/28 | €1,400 | €1,400 | €1,400 | €1,400 | €1,400 | = |
| Financial fixed assets28 | €1,400 | €1,400 | €1,400 | €1,400 | €1,400 | = |
| Current assets29/58 | €9,611 | €6,757 | €1,608 | €1,016 | €1,537 | ▲ 51.2% |
| Amounts receivable within one year40/41 | €2,733 | €348 | €763 | €810 | €1,519 | ▲ 87.4% |
| Trade receivables40 | - | - | €31 | €79 | €0 | ▼ 100% |
| Other amounts receivable41 | €2,733 | €348 | €732 | €732 | €1,519 | ▲ 108% |
| Current investments50/53 | €6,878 | - | - | - | - | - |
| Cash at bank and in hand54/58 | - | €6,409 | €845 | €206 | €18 | ▼ 91.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,011 | €8,157 | €3,008 | €2,416 | €2,937 | ▲ 21.5% |
| Equity10/15 | -€4,919 | €314 | €51 | €51 | €51 | = |
| Contributions10/11 | €56,200 | €63,700 | €64,700 | €64,700 | €64,700 | = |
| Profit (loss) carried forward14 | -€61,119 | -€63,386 | -€64,649 | -€64,649 | -€64,649 | = |
| Amounts payable17/49 | €15,929 | €7,842 | €2,957 | €2,365 | €2,886 | ▲ 22.0% |
| Amounts payable within one year42/48 | €15,929 | €7,842 | €2,957 | €2,365 | €2,886 | ▲ 22.0% |
| Trade debts44 | €929 | €285 | €0 | - | €657 | - |
| Suppliers440/4 | €929 | €285 | €0 | - | €657 | - |
| Other amounts payable47/48 | €15,000 | €7,557 | €2,957 | €2,365 | €2,228 | ▼ 5.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,332 | -€2,267 | -€1,263 | -€1,392 | -€1,237 | ▲ 11.1% |
| Operating cash flow (approximation) | -€27,332 | -€2,267 | -€1,263 | -€1,392 | -€1,237 | ▲ 11.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | - | -€5,564 | -€639 | -€188 | ▲ 70.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D0108/00M000 | Flanders | 8,765 m² | 1 · 448 m² | 36.0 m · 3 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.