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Zilverben

Active
Private limited companyfounded 2019active for 7 yearsKerkhofstraat 23, 2990 Wuustwezel, BelgiumKBO/BCE: BE 0728.634.997

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Zilverben is 1.5% (moderate). The 2025 annual accounts show equity of €81,296 and a net result of €6,515, of which €8,112 non-recurring income. Equity has been growing by about 11% per year since 2020. Its solvency ranks better than 35% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 19-06-2019 Normal situation
Activity
Full-service restaurants NACE 56111
Establishment unit
2.290.563.443 2920 Kalmthout, since 19-06-2019
Financial year end
31 December
Peppol
Reachable since 28-07-2024

Board and ownership

Board
  • KIPS BenDirector · since 19-06-2019
  • VANDERLINDEN ChristelDirector · since 19-06-2019

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Turnover
€859,337
▼ 5.8%
Profit
€6,515
▲ 143%
Equity
€81,296
▲ 8.7%
Total assets
€656,284
▲ 9.9%
Staff
10.3 FTE
▲ 51.5%
Filed on 26-08-2026, 26 days after the deadlineat the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2019Equity €81,296 (12.4% of total assets)lowers riskSize: turnover €859,337, total assets €656,284Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 37-1
equity 12.4% of total assets
Liquidity 41-9
short-term debt 36.1% · cash 5.9%
Profitability 65+2
return on assets 1.0%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 2.9% 12-2024: 2.9%● unchanged vs 11-2024 01-2025: 2.9%● unchanged vs 12-2024 02-2025: 2.9%● unchanged vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 3.1%▲ +0.2 percentage points vs 05-2025 07-2025: 3.2%▲ +0.1 percentage points vs 06-2025 08-2025: 3.8%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 1.6%▼ -2.2 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%▼ -0.1 percentage points vs 04-2026 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 1.9%▲ +0.2 percentage points vs 06-2026 08-2026: 2.6%▲ +0.7 percentage points vs 07-2026 09-2026: 1.5%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.26 (0.49 in 2024), below 1. Short-term debt is 36.1% and cash 5.9% of total assets. 87.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 35% of them on solvency, 36% on liquidity, 44% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: turnover €859,337, total assets €656,284
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €81,296 (12.4% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
26 days late
2024
18 days late
2023
5 days late
2022
17 days late
2021
31 days late
2020
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 19 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 2nd largest company by total assets in Wuustwezel, Accommodation and food service…in the Checked rankings No. 2 View
  • Positive: More staff in 2025from 6.8 FTE to 10.3 FTE ▲ 51.5% View

Comparable companies

These companies have the same main activity as Zilverben: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €590,000 and €738,000, founded between 2018 and 2020.

CompanyTotal assetsGross margin
Zilverben Wuustwezel€656,284€387,491
EEETWELL BELGIUM Antwerpen€635,383€383,475
AZGO Antwerpen€632,161€362,526
STABLE Edegem€640,141€440,651
Toast Hoogstraten Hoogstraten€590,120€353,822
Commercial77 Antwerpen€737,637€407,674
HPB HASSELT BV Antwerpen€678,500€479,989
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Zilverben

What is the company number of Zilverben?
The company number of Zilverben is 0728.634.997. The VAT number is the same number with BE in front: BE 0728.634.997.
Where is Zilverben based?
The registered office is at Kerkhofstraat 23, 2990 Wuustwezel.Company details
What does Zilverben do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of Zilverben?
The legal form of Zilverben is Private limited company (BV).
When was Zilverben founded?
Zilverben was founded on 19-06-2019.
Is Zilverben still active?
Yes, Zilverben is an active enterprise in the KBO register.
How many employees does Zilverben have?
Zilverben had an average of 10.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Zilverben?
The turnover of Zilverben was €859,337 in financial year 2025, according to the filed annual accounts.
Is Zilverben profitable?
In financial year 2025, Zilverben made a profit of €6,515.
Where can I find the annual accounts of Zilverben?
Zilverben filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Zilverben due?
Zilverben must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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