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ZILOO SERVICES

Active
Private limited company·Catering van evenementen· 3 yrs active
Rue des Montagnes 22 ·1450 Chastre, Belgium
KBO/BCE: BE 0794.206.801
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ZILOO SERVICES is 4.7% (elevated). The 2024 annual accounts show equity of €58k and a net result of €13k. Equity is growing by ~36% per year across the filed fiscal years. Its solvency ranks better than 95% of 5615 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.7% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 5615 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€13k-31.8%
Working capital€58k+33.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2022: €29k€29kNet result 2022: €24k€24kOperating result 2023: €23k€23kNet result 2023: €19k€19kOperating result 2024: €15k€15kNet result 2024: €13k€13k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~36%/year over 3 fiscal years, indicative, assuming unchanged policy.
€25k€50k€75k€100k2025: €74k (€69k - €79k)2026: €90k (€85k - €95k)2027: €106k (€102k - €111k)2022: €26k2023: €45k2024: €58k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 80.9% 19.3%
better than 95% of 5615 sector peers
Net result €13k €4k
better than 65% of 5603 sector peers
Equity €58k €14k
better than 79% of 5626 sector peers
Gross operating margin €17k €52k
better than 29% of 5589 sector peers
Staff costs €1k €49k
higher than 6% of 4064 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2022: P77 · n=35442023: P86 · n=47912024: P95 · n=56152022 2024
Improving position over 2022-2024 · n=3544-5615
Net result P65
2022: P81 · n=35262023: P77 · n=47802024: P65 · n=56032022 2024
Weakening position over 2022-2024 · n=3526-5603
Equity P79
2022: P66 · n=35502023: P76 · n=48052024: P79 · n=56262022 2024
Improving position over 2022-2024 · n=3550-5626
Gross operating margin P29
2022: P47 · n=35122023: P39 · n=47632024: P29 · n=55892022 2024
Weakening position over 2022-2024 · n=3512-5589
Describes the position versus peers, not a forecast.
EBITDA
€24k
-18.9% 22-24
Net profit
€13k
-31.8% 22-24
Cash flow
€20k
-13.7% 22-24
Total assets
€71k
-2.7% 22-24
Equity
€58k
+29.2% 22-24
Working capital
€58k
+33.7% 22-24
Staff costs
€1k
- 22-24
Income taxes
€3k
-30.5% 22-24
Debt
€14k
-52.5% 22-24
Debt ≤ 1y
€14k
-52.5% 22-24
Current ratio
5.23
+108.8% 22-24
Quick ratio
5.09
+108.9% 22-24
Solvency
80.9%
+32.8% 22-24
Debt / equity
0.24
-63.2% 22-24
ROE
22.6%
-47.2% 22-24
ROA
18.3%
-29.9% 22-24
Interest coverage
427.63
- 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€13k
Cash flow-
Staff costs€1k
Income taxes€3k
Dividends-
Total assets€71k
Equity€58k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€58k
Employees (FTE)-
Ratios (computed)
2024
Current ratio5.23
Quick ratio5.09
Working capital ratio80.9%
Solvency80.9%
Debt / equity0.24
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA18.3%
ROE22.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€71k
Current assets 29/58€71k
Stocks & contracts in progress 3€2k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€71k
Equity 10/15€58k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€56k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€17k
Operating result 9901€15k
Financial income 75€2k
Financial charges 65€77
Result before taxes 9903€16k
Income taxes 67/77€3k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
85 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Locations & real estate

Parcels1
Ground area1,631 m²
Buildings1
Building footprint110 m²
Volume (LiDAR)524 m³
Tallest building6.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25017C0050/00C003 Wallonia 1,631 m² 1 · 110 m² 6.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health85Profitability100Solvency100Growth52Stability94
86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 85
Profitability 100
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Catering56210Catering van evenementen56210Bosbouw02100Bosbouw en bosbouwactiviteiten02100Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van voeding86995
Primary activity highlighted.
Names & trade names
Legal nameFR ZILOO SERVICES
Registered office
Rue des Montagnes 22
1450 Chastre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.