Losses
-€130,658 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
ZIMMERHOF
Lifetime
17 annual accounts with figures on one time axispeak €306,445 (2015)
€108,969▼ 7.7%
lowest -€207,180 (2011)
-€36,049▼ €1,097
peak €1.4m (2021)
€1.3m▼ 2.8%
€1.4m▲ 0.4%
peak 2.5 FTE (2012)
-not published
Board5 names since 2015
1 directorJ&G Invest BV
Owners3 names in the annual accounts
Documentsfilings and deeds
16-06-202645 days before the deadline
2025financial year
Loss of €36,049
Key points
from the 2025 annual accountsInvestments
€3,083 0.0 × depreciation
Green is investment, beige is depreciation.
Filings
17 annual accounts since 2009
Seven of the last ten came late. The 2019 accounts came latest: 54 days after the end of the period.
Checked score
93
Excellent
Financially stronger than 46% of small companies in accommodation (NACE 55)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 579 companies (NACE 55, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.7 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%▼ -0.3 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.87, cash €18,111
lowers risk
Size: total assets €2.6m
Figures for financial year 2025 (filed on 16-06-2026)
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, small). It does better than 69% of them on solvency, 36% on liquidity, 40% on profitability and 38% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,686 companies had the same profile as ZIMMERHOF has now. Each dot stands for 7 companies, two years later.
93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ZIMMERHOF itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for ZIMMERHOF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87 (0.98 in 2024), below 1. Short-term debt is 20.6% and cash 0.7% of total assets. 51.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€36,049
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 days early
2024
19 days late
2023
8 days early
2022
4 days early
2021
5 days late
2020
27 days late
2019
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ALDHEM 92%score 95equity €8.7m (2025) · 2025 annual accounts of ALDHEM
- J&G INVEST 1.7%score 87equity €3.8m (2025) · 2025 annual accounts of J&G INVEST
- CMM 1.67%equity €3.8m (2025) · 2025 annual accounts of CMM
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0897249208
Purpose change · Amendment of the articles
“Hotelexploitatie; Restaurantexploitatie; Terbeschikkingstelling van zalen met verschaffing van spijzen en…” (deed in Dutch) · Gazette deed
2 directors reappointed
J&G Invest BV and CMM BV (managing director) · Permanent representatives: Wittevrongel Jorn and Wittevrongel Marc · General meeting of 24-05-2021 · Gazette deed
1 director appointed, 3 resignations
Resignations: Wittevrongel Marc, Wittevrongel Glynis and Wittevrongel Jom · Appointment: J & G Invest BV · Permanent representatives: Wittevrongel Jorn and Wittevrongel Glynis · General meeting of 25-05-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZIMMERHOF Grobbendonk | €2.6m | €108,969 | 48.3% | - |
| PAVAC Bruges | €2.0m | €94,920 | 15.1% | - |
| QSOLUTION Wavre | €2.1m | €142,133 | 34.5% | - |
| ALCAFLOR De Panne | €3.0m | €124,624 | 14.1% | - |
| HOTEL O'MER Blankenberge | €2.4m | €118,768 | 70.8% | - |
| IMMOC Brussels | €2.4m | €165,158 | 59.2% | - |
| BHC INVEST Sint-Gillis (bij-Brussel) | €3.3m | €173,292 | 56.1% | - |
These companies have the same main activity as ZIMMERHOF: hotels and similar accommodation (NACE 55100). They are comparable in size and age: total assets between €2m and €3.3m, founded between 2002 and 2011.
Official details
Source: KBO- Status
- Active since 14-04-2008Normal situation
- Activity
- Hotels and similar accommodationNACE 55100
- Establishment unit
- 2.170.878.3112280 Grobbendonk, since 15-04-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- ≈ €280,000estimated
- €2.6m▼ 1.2%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on ZIMMERHOF
ZIMMERHOF has existed since 2008. The gross margin grew from €18,247 in 2009 to €108,969 in 2025.
ALDHEM holds 92% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZIMMERHOF
- What is the company number of ZIMMERHOF?
- The company number of ZIMMERHOF is 0897.249.208. The VAT number is the same number with BE in front: BE 0897.249.208.
- Where is ZIMMERHOF based?
- The registered office is at Jagersdreef 1, 2280 Grobbendonk.Company details
- What does ZIMMERHOF do?
- According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
- What is the legal form of ZIMMERHOF?
- ZIMMERHOF is a public limited company (NV).
- When was ZIMMERHOF founded?
- ZIMMERHOF was founded on 14-04-2008.
- Is ZIMMERHOF still active?
- Yes, ZIMMERHOF is an active enterprise in the KBO register.
- What is the turnover of ZIMMERHOF?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €108,969 and 1,649 comparable companies of the same size. It probably lies between €170,000 and €520,000. It is a rough estimate.Financials
- Is ZIMMERHOF profitable?
- In financial year 2025, ZIMMERHOF made a loss of €36,049.
- Where can I find the annual accounts of ZIMMERHOF?
- ZIMMERHOF filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZIMMERHOF due?
- ZIMMERHOF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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