IMMOC
ActiveIMMOC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.43M and a net result of €54k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 76% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-1
Solvency98▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 3.8 against 3.48 in 2024), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
2.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
87 d late
2021
122 d early
2020
51 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.43M▲ 3.9%
2024 · €1.38M
2018: €1.58M
2019: €1.61M
2020: €1.65M
2021: €1.69M
2022: €1.73M
2023: €1.77M
2024: €1.38M
2018 → 2025
Total assets
€2.42M▼ 1.1%
2024 · €2.44M
2018: €3.02M
2019: €2.97M
2020: €2.99M
2021: €2.97M
2022: €2.95M
2023: €2.93M
2024: €2.44M
2018 → 2025
Net result
€54k▼ 3.3%
2024 · €56k
2018: €21k
2019: €32k
2020: €38k
2021: €37k
2022: €41k
2023: €41k
2024: €56k
2018 → 2025
Working capital
€314k▲ 12.2%
2024 · €280k
2018: €484k
2019: €514k
2020: €599k
2021: €632k
2022: €666k
2023: €695k
2024: €280k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.69M-€1.73M▲ 2.4%€1.77M▲ 2.4%€1.38M▼ 22.3%€1.43M▲ 3.9%
Operating result€67k-€82k▲ 21.9%€85k▲ 4.4%€91k▲ 6.2%€97k▲ 6.6%
Net result€37k-€41k▲ 11.7%€41k▲ 1.3%€56k▲ 33.9%€54k▼ 3.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.42M
Fixed assets
€1.99M▼ 2.9%
Current assets
€427k▲ 8.5%
Equity and liabilities €2.42M
Equity
€1.43M▲ 3.9%
Debt
€987k▼ 7.5%
The debt ratio falls from 43.6% to 40.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€156k▲
2024 · €150k
Cash flow
€113k▼
2024 · €115k
Solvency
59.2%▲
2024 · 56.4%
Current ratio
3.80▲
2024 · 3.48
Quick ratio
3.80▲
2024 · 3.48
Debt / equity
0.69▼
2024 · 0.77
ROE
3.8%▼
2024 · 4.0%
ROA
2.2%▼
2024 · 2.3%
Interest coverage
5.28▼
2024 · 5.65
Debt
€987k▼
2024 · €1.07M
Debt ≤ 1 year
€112k▼
2024 · €113k
Debt > 1 year
€874k▼
2024 · €953k
Income taxes
€23k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.42M▼
Fixed assets21/28€2.05M€1.99M▼
Tangible fixed assets22/27€2.05M€1.99M▼
Land and buildings22€2.01M€1.96M▼
Plant, machinery and equipment23€42k€34k▼
Current assets29/58€393k€427k▲
Amounts receivable within one year40/41€393k€427k▲
Other amounts receivable41€393k€427k▲
Cash at bank and in hand54/58€213-
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.42M▼
Equity10/15€1.38M€1.43M▲
Contributions10/11€1.30M€1.30M=
Capital10€1.30M€1.30M=
Issued capital100€1.30M€1.30M=
Reserves13€13k€13k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Profit (loss) carried forward14€65k€118k▲
Amounts payable17/49€1.07M€987k▼
Amounts payable after more than one year17€953k€874k▼
Financial debts170/4€953k€874k▼
Amounts payable within one year42/48€113k€112k▼
Current portion of amounts payable after more than one year42€73k€74k▲
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€21k€11k▼
Suppliers440/4€21k€11k▼
Taxes, remuneration and social security45€19k€19k▲
Taxes450/3€19k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€59k=
Other operating charges640/8€12k€9k▼
Gross operating margin9900€162k€165k▲
Operating profit (loss)9901€91k€97k▲
Financial income75/76B€10k€10k=
Recurring financial income75€10k€10k=
Financial charges65/66B€27k€30k▲
Recurring financial charges65€27k€30k▲
Profit (loss) for the period before taxes9903€74k€77k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€56k€54k▼
Profit (loss) for the period to be appropriated9905€56k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€330k€118k▼
Profit (loss) brought forward from the previous period14P€274k€65k▼
Transfer from equity791/2€185k-
Profit to be distributed694/7€450k-
Return on contributions (dividend)694€450k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €56k ▲33.9%
Net result €56k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Barricadenplein 121000 BrusselGround area
6,880 m²
Building footprint
5,016 m²
Volume, LiDAR
79,069 m³
2 parcels, Brussels · tallest building 31.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
IMMOC
since 20112.199.391.361
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012F0360/00X003 | Brussels | 5,750 m² | 1 · 4,114 m² | 31.7 m · 6 fl. |
| 21803C0368/00N000 | Brussels | 1,131 m² | 1 · 902 m² | 20.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
RUBENS OOSTENDE
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HOTEL RESTAURANT TYCHON
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RELAIS BOURGONDISCH CRUYCE
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VAN DER VALK IMMO NAZARETH
BE 0422.314.640
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Of 2,384 companies in sector 55100 we hold annual accounts for 1,507. 874 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-01-2011
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.