ZILITO
ActiveZILITO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €-18k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 3619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-39
Solvency78▲+17
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.56 in 2024; short-term debt: 46.7% and cash: 44% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
-7.4%
Age of the figures
16 mo
neutral · Filed after the deadline
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 02-01-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
4 d late
2022
30 d late
2021
31 d late
2020
26 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close18-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€129k▼ 12.2%
2024 · €147k
2019: €89k
2020: €84k
2021: €262k
2022: €91k
2023: €124k
2024: €147k
2019 → 2025
Total assets
€241k▼ 40.8%
2024 · €408k
2019: €230k
2020: €223k
2021: €477k
2022: €626k
2023: €478k
2024: €408k
2019 → 2025
Net result
€-18k
2024 · €23k
2019: €-5k
2020: €-5k
2021: €178k
2022: €59k
2023: €32k
2024: €23k
2019 → 2025
Working capital
€123k▼ 15.4%
2024 · €146k
2019: €81k
2020: €78k
2021: €260k
2022: €87k
2023: €121k
2024: €146k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€91k▼ 65.2%€124k▲ 35.5%€147k▲ 18.4%€129k▼ 12.2%
Operating result€206k-€81k▼ 60.7%€49k▼ 39.6%€37k▼ 23.5%€6k▼ 83.6%
Net result€178k-€59k▼ 66.8%€32k▼ 45.2%€23k▼ 29.8%€-18k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 84% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241k
Fixed assets
€5k▲ 478%
Current assets
€236k▼ 42.0%
Equity and liabilities €241k
Equity
€129k▼ 12.2%
Debt
€113k▼ 56.8%
The debt ratio falls from 64.0% to 46.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €39k
Cash flow
€-16k▼
2024 · €25k
Solvency
53.3%▲
2024 · 36.0%
Current ratio
2.09▲
2024 · 1.56
Quick ratio
2.09▲
2024 · 1.51
Debt / equity
0.88▼
2024 · 1.78
ROE
-14.0%▼
2024 · 15.5%
ROA
-7.4%▼
2024 · 5.6%
Interest coverage
3.31▼
2024 · 11.91
Debt
€113k▼
2024 · €261k
Debt ≤ 1 year
€113k▼
2024 · €261k
Staff costs
€485k▼
2024 · €650k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€408k€241k▼
Fixed assets21/28€931€5k▲
Tangible fixed assets22/27€931€5k▲
Plant, machinery and equipment23€115-
Furniture and vehicles24-€5k
Other tangible fixed assets26€816-
Current assets29/58€407k€236k▼
Stocks and contracts in progress3€13k-
Stocks30/36€13k-
Amounts receivable within one year40/41€76k€130k▲
Trade receivables40€19k€59k▲
Other amounts receivable41€58k€71k▲
Cash at bank and in hand54/58€314k€106k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€408k€241k▼
Equity10/15€147k€129k▼
Contributions10/11€74k€74k=
Reserves13€72k€72k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14-€-18k
Amounts payable17/49€261k€113k▼
Amounts payable within one year42/48€261k€113k▼
Current portion of amounts payable after more than one year42€12k-
Trade debts44€135k€33k▼
Suppliers440/4€135k€33k▼
Taxes, remuneration and social security45€66k€31k▼
Taxes450/3€13k€1k▼
Remuneration and social security454/9€52k€30k▼
Other amounts payable47/48€49k€49k=
Income statement
Code20242025
Remuneration, social security and pensions62€650k€485k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€692k€496k▼
Operating profit (loss)9901€37k€6k▼
Financial income75/76B€1k€865▼
Recurring financial income75€1k€865▼
Financial charges65/66B€3k€25k▲
Recurring financial charges65€3k€2k▼
Non-recurring financial charges66B-€23k
Profit (loss) for the period before taxes9903€35k€-18k▼
Income taxes67/77€12k-
Profit (loss) for the period9904€23k€-18k▼
Profit (loss) for the period to be appropriated9905€23k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-18k▼
Transfer to equity691/2€23k-
To other reserves6921€23k-
Social balance
Average headcount (FTE)908713.410.4▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
31-05
Financial
Weakest financial yearnet €-18k ▼179%
Net result drops to €-18k, the lowest in the series.
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 4 days late
2023
31-05
Financial
Equity above €100kEq €124k ▲35.5%
3 profitable years in a row build equity to €124k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-05
Financial
Back to profitnet €178k
Net result €178k after 2 loss-making years.
31-05
Financial
Equity above €200kEq €262k ▲212%
Equity rises from €84k to €262k.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Negenbunders 122221 Heist-op-den-BergGround area
963 m²
Building footprint
157 m²
Volume, LiDAR
839 m³
Parcel 12006D0501/00C003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUICK HAMBURGER RESTAURANT
since 20012.101.379.294
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006D0501/00C003 | Flanders | 963 m² | 1 · 157 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
DIAMANT GARDEN
BE 0860.886.876
Nijlen · Eq €129k
MAGNIFIC
BE 0662.800.703
Lanaken · Eq €129k
Henrik
BE 0837.288.855
Oostende · Eq €129k
ERINCK
BE 0895.380.670
Dilbeek · Eq €129k
SINT JAMES
BE 0423.854.861
Middelkerke · Eq €129k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,275 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-01-2001
Fiscal year end31-05
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.