ZIERO
Open bankruptcyA bankruptcy procedure is open for ZIERO according to publications in the Belgian State Gazette; curator: VINCENT GEERAERT.
Summary
The 2025 annual accounts show equity of €363 and a net result of €-41k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
70 d late
2023
65 d late
2022
21 d late
2021
31 d late
2020
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€363▼ 99.1%
2024 · €41k
2020: €-88k
2021: €-40k
2022: €-59k
2023: €41k
2024: €41k
2020 → 2025
Total assets
€92k▲ 8.3%
2024 · €85k
2020: €61k
2021: €202k
2022: €179k
2023: €108k
2024: €85k
2020 → 2025
Net result
€-41k
2024 · €376
2020: €-94k
2021: €48k
2022: €-19k
2023: €100k
2024: €376
2020 → 2025
Working capital
€2k▼ 95.9%
2024 · €41k
2020: €-46k
2021: €41k
2022: €20k
2023: €32k
2024: €41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-40k-€-59k▼ 47.3%€41k€41k▲ 0.9%€363▼ 99.1%
Operating result€51k-€-17k€13k€1k▼ 90.7%€-543
Net result€48k-€-19k€100k€376▼ 99.6%€-41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €543 after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€16k ▼ 39.0%
Current assets
€75k ▲ 30.6%
Equity and liabilities €92k
Equity
€363 ▼ 99.1%
Debt
€91k ▲ 110%
Debt's share of the balance-sheet total rises from 51.3% to 99.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €13k
Cash flow
€-30k▼
2024 · €12k
Current ratio
1.02▼
2024 · 3.48
ROA
-44.6%▼
2024 · 0.4%
Interest coverage
10.13▲
2024 · 8.72
Debt ≤ 1 year
€73k▲
2024 · €17k
Debt > 1 year
€18k▼
2024 · €27k
Staff costs
€0▼
2024 · €130
Equity ratios withheld: equity of €363 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€85k€92k▲
Fixed assets21/28€27k€16k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€19k€9k▼
Plant, machinery and equipment23€15k€8k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€5k€5k=
Current assets29/58€58k€75k▲
Amounts receivable within one year40/41€24k€68k▲
Trade receivables40€5k€54k▲
Other amounts receivable41€19k€15k▼
Cash at bank and in hand54/58€33k€5k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€85k€92k▲
Equity10/15€41k€363▼
Contributions10/11€6k€6k=
Reserves13€35k€0▼
Distributable reserves133€35k€0▼
Profit (loss) carried forward14-€-6k
Amounts payable17/49€43k€91k▲
Amounts payable after more than one year17€27k€18k▼
Financial debts170/4€27k€18k▼
Amounts payable within one year42/48€17k€73k▲
Current portion of amounts payable after more than one year42€4k€12k▲
Trade debts44€9k€39k▲
Suppliers440/4€9k€39k▲
Advances received on contracts in progress46-€22k
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€270€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€130€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€712€749▲
Gross operating margin9900€13k€11k▼
Operating profit (loss)9901€1k€-543▼
Financial income75/76B€576€2k▲
Recurring financial income75€576€2k▲
Financial charges65/66B€1k€42k▲
Recurring financial charges65€1k€987▼
Non-recurring financial charges66B-€41k
Profit (loss) for the period before taxes9903€376€-41k▼
Profit (loss) for the period9904€376€-41k▼
Profit (loss) for the period to be appropriated9905€376€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€376€-41k▼
Transfer from equity791/2-€35k
Transfer to equity691/2€376€0▼
To other reserves6921€376€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · ZIERO BV KONING BOUDE- WIJNLAAN 20A, 3500 HASSELT · event 10-09-2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Back to profitnet €100k
Net result €100k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.31
Current ratio from 0.49 to 1.31.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Boudewijnlaan 20A3500 HasseltGround area
3,766 m²
Building footprint
984 m²
Volume, LiDAR
7,855 m³
Parcel 71323C0286/00F002, Flanders · tallest building 21.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZIERO
since 20192.296.472.129
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0286/00F002 | Flanders | 3,766 m² | 1 · 984 m² | 21.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | VINCENT GEERAERT PRINS BISSCHOPSSINGEL 31,
3500 HASSELT |
10-09-2026 → present |
Public money · subsidies and aid
Flemish government
2022 · 3 entries · 4,698 EUR awarded · 4,698 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 3 | 4,698 EUR | 4,698 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies voor internationaal ondernemen
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 2,208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:thomashouben@icloud.com
Phone:0473831336