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ZICO

Active
Private limited companyfounded 20242 yrs activeRue du Cuvelier 3, 4357 Donceel, BelgiumKBO/BCE: BE 1013.009.701
Summary

ZICO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,066 and a net result of €1,066. Its solvency ranks better than 11% of 8711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes
Profitability40
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 8711 sector peers (2025).
NBB · sector comparison
Position among 8711 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
9 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 August 2024, ZICO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€6,066
Total assets
€128,656
Net result
€1,066
Working capital
-€1,402

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €128,656
Fixed assets €75,338
Current assets €53,318
Equity and liabilities €128,656
Equity €6,066
Debt €122,590
Debt finances 95.3% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
0.97
Debt to equity
20.21
ROE
17.6%
ROA
0.8%
Debt ≤ 1 year
€54,720
Debt > 1 year
€67,870
Income taxes
€267
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€128,656
Fixed assets21/28€75,338
Financial fixed assets28€75,338
Current assets29/58€53,318
Amounts receivable within one year40/41€46,606
Trade receivables40€13,700
Other amounts receivable41€32,906
Cash at bank and in hand54/58€6,712
Equity and liabilities
Total equity and liabilities10/49€128,656
Equity10/15€6,066
Contributions10/11€5,000
Reserves13€1,066
Distributable reserves133€1,066
Amounts payable17/49€122,590
Amounts payable after more than one year17€67,870
Financial debts170/4€37,870
Other amounts payable178/9€30,000
Amounts payable within one year42/48€54,720
Current portion of amounts payable after more than one year42€6,833
Trade debts44€399
Suppliers440/4€399
Taxes, remuneration and social security45€267
Taxes450/3€267
Other amounts payable47/48€47,222
Income statement Code2025
Other operating charges640/8€845
Gross operating margin9900€4,154
Operating profit (loss)9901€3,309
Financial charges65/66B€1,977
Recurring financial charges65€1,977
Profit (loss) for the period before taxes9903€1,333
Income taxes67/77€267
Profit (loss) for the period9904€1,066
Profit (loss) for the period to be appropriated9905€1,066
Appropriation of the result
Profit (loss) to be appropriated9906€1,066
Transfer to equity691/2€1,066
To other reserves6921€1,066

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€845
Gross operating margin9900€4,154
Operating profit (loss)9901€3,309
Financial charges65/66B€1,977
Recurring financial charges65€1,977
Profit (loss) for the period before taxes9903€1,333
Income taxes67/77€267
Profit (loss) for the period9904€1,066
Profit (loss) for the period to be appropriated9905€1,066
Line2025
Assets
Total assets20/58€128,656
Fixed assets21/28€75,338
Financial fixed assets28€75,338
Current assets29/58€53,318
Amounts receivable within one year40/41€46,606
Trade receivables40€13,700
Other amounts receivable41€32,906
Cash at bank and in hand54/58€6,712
Equity and liabilities
Total equity and liabilities10/49€128,656
Equity10/15€6,066
Contributions10/11€5,000
Reserves13€1,066
Distributable reserves133€1,066
Amounts payable17/49€122,590
Amounts payable after more than one year17€67,870
Financial debts170/4€37,870
Other amounts payable178/9€30,000
Amounts payable within one year42/48€54,720
Current portion of amounts payable after more than one year42€6,833
Trade debts44€399
Suppliers440/4€399
Taxes, remuneration and social security45€267
Taxes450/3€267
Other amounts payable47/48€47,222
Line2025
Profit (loss) for the period9904€1,066
Operating cash flow (approximation)€1,066

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
07-07
State Gazette act Merger · Accounting effect
Corporate purpose · Capital
07-07
State Gazette act Merger · Accounting effect
Corporate purpose · Capital
State Gazette actNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Donceel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
948 m²
Building footprint
91 m²
Parcel 64046A0326/00C002, Wallonia. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
ZICO
Rue du Cuvelier 3, 4357 DonceelHoldings
since 20242.369.510.159
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64046A0326/00C002 Wallonia 948 m² 1 · 91 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,712 companies in sector 70100 we hold annual accounts for 3,504. 899 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices

Scores and ratios are computed by Checked and are not a credit decision.