Equity
-€107,987
Debts exceed assets in financial year 2025.
ZIANT-TOMBEUX
Lifetime
20 annual accounts with figures on one time axis, 39 filings since 1987peak €27,840 (2014)
-€66▼ €2
lowest -€22,280 (2007)
-€112unchanged
peak -€43,464 (2006)
-€107,987▼ €112
€108,385▲ 0.3%
peak 0.4 FTE (2012)
-not published
Board1 name since 2021
1 directorZIANT MICHEL
Documentsfilings and deeds
21-07-202610 days before the deadline
2025abbreviated format
Loss of €112Cash from €21 to €209
Key points
from the 2025 annual accountsLosses
-€6,253 in ten years
Every financial year from 2016 to 2025 closed with a loss. 2016 was the heaviest.
Filings
39 annual accounts since 1987
Six of the last ten came late. The 2019 accounts came latest: 68 days after the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
54
Fair
Financially stronger than 22% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.2%▲ +0.1 percentage points vs 05-2025
07-2025: 1.5%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 0.7%▼ -0.8 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.8%▲ +0.1 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 1.0%▲ +0.1 percentage points vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▼ -0.5 percentage points vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€107,987
Loss of €112, the second in a row (financial year 2025)
lowers risk
Size: total assets €398
Founded in 1986
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 35% on liquidity, 4% on profitability and 45% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as ZIANT-TOMBEUX has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ZIANT-TOMBEUX itself is lower: 0.6% within 12 months. It rests on far more data about ZIANT-TOMBEUX than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for ZIANT-TOMBEUX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€107,987
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 days early
2024
12 days early
2023
28 days late
2022
69 days early
2021
27 days late
2020
93 days early
2019
68 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 9 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Verviers
New registered office: Chaussée de Heusy 250, 4800 Verviers · Previous registered office: CHAUSSEE DE HEUSY 248, 4800 VERVIERS · General meeting of 17-09-2026 · Gazette deed
First establishment
Chaussée de Heusy 248, Verviers
Incorporation
published on 28-01-1987 · Gazette deed
Official details
Source: KBO- Status
- Active since 29-12-1986Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.032.075.8634800 Verviers, since 28-04-1987
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €398▲ 89.2%
- Filing
- Filed on 21-07-2026, 10 days before the end of the filing period
Insights on ZIANT-TOMBEUX
ZIANT-TOMBEUX files the abbreviated format. That format states no turnover. The gross margin rose from -€2,205 in 2006 to -€66 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZIANT-TOMBEUX
- What is the company number of ZIANT-TOMBEUX?
- The company number of ZIANT-TOMBEUX is 0430.211.430. The VAT number is the same number with BE in front: BE 0430.211.430.
- Where is ZIANT-TOMBEUX based?
- The registered office is at Chaussée de Heusy 250, 4800 Verviers.Company details
- What is the legal form of ZIANT-TOMBEUX?
- ZIANT-TOMBEUX is a private limited company (pre-2019) (BVBA).
- When was ZIANT-TOMBEUX founded?
- ZIANT-TOMBEUX was founded on 29-12-1986.
- Is ZIANT-TOMBEUX still active?
- Yes, ZIANT-TOMBEUX is an active enterprise in the KBO register.
- What is the turnover of ZIANT-TOMBEUX?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is ZIANT-TOMBEUX profitable?
- In financial year 2025, ZIANT-TOMBEUX made a loss of €112.
- Where can I find the annual accounts of ZIANT-TOMBEUX?
- ZIANT-TOMBEUX filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZIANT-TOMBEUX due?
- ZIANT-TOMBEUX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.