Skip to content

ZHOU IMMO

Active
Private limited companyfounded 20251 yr activeRue Vincent Van Gogh (C.) 45, 7033 Mons, BelgiumKBO/BCE: BE 1018.655.693
Summary

The computed 12-month bankruptcy probability of ZHOU IMMO is 1.9% (moderate). The 2025 annual accounts show equity of €5,432 and a net result of €432. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability69
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.02; short-term debt: 98.9% and cash: 0.6% of total assets), and 98.9% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.1%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 January 2025, ZHOU IMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€5,432
Total assets
€500,469
Net result
€432
Working capital
-€487,152

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €500,469
Fixed assets €492,585
Current assets €7,885
Equity and liabilities €500,469
Equity €5,432
Debt €495,037
Debt finances 98.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€14,319
Cash flow
€14,058
Current ratio
0.02
Debt to equity
91.13
ROE
8.0%
ROA
0.1%
Interest coverage
137.68
Debt ≤ 1 year
€495,037
Income taxes
€157

Peer companies

Historical observation

Of the 139 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 99% are still going.

  • Small
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
0% went bankrupt
0.7% stopped otherwise
99% still going

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 139 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€500,469
Fixed assets21/28€492,585
Tangible fixed assets22/27€492,585
Land and buildings22€492,585
Current assets29/58€7,885
Amounts receivable within one year40/41€5,000
Trade receivables40€5,000
Cash at bank and in hand54/58€2,885
Equity and liabilities
Total equity and liabilities10/49€500,469
Equity10/15€5,432
Contributions10/11€5,000
Profit (loss) carried forward14€432
Amounts payable17/49€495,037
Amounts payable within one year42/48€495,037
Trade debts44€45,000
Suppliers440/4€45,000
Taxes, remuneration and social security45€157
Taxes450/3€157
Other amounts payable47/48€449,880
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,625
Other operating charges640/8€2,421
Gross operating margin9900€16,740
Operating profit (loss)9901€694
Financial charges65/66B€104
Recurring financial charges65€104
Profit (loss) for the period before taxes9903€590
Income taxes67/77€157
Profit (loss) for the period9904€432
Profit (loss) for the period to be appropriated9905€432
Appropriation of the result
Profit (loss) to be appropriated9906€432

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,625
Other operating charges640/8€2,421
Gross operating margin9900€16,740
Operating profit (loss)9901€694
Financial charges65/66B€104
Recurring financial charges65€104
Profit (loss) for the period before taxes9903€590
Income taxes67/77€157
Profit (loss) for the period9904€432
Profit (loss) for the period to be appropriated9905€432
Line2025
Assets
Total assets20/58€500,469
Fixed assets21/28€492,585
Tangible fixed assets22/27€492,585
Land and buildings22€492,585
Current assets29/58€7,885
Amounts receivable within one year40/41€5,000
Trade receivables40€5,000
Cash at bank and in hand54/58€2,885
Equity and liabilities
Total equity and liabilities10/49€500,469
Equity10/15€5,432
Contributions10/11€5,000
Profit (loss) carried forward14€432
Amounts payable17/49€495,037
Amounts payable within one year42/48€495,037
Trade debts44€45,000
Suppliers440/4€45,000
Taxes, remuneration and social security45€157
Taxes450/3€157
Other amounts payable47/48€449,880
Line2025
Profit (loss) for the period9904€432
+ Depreciation and write-downs630€13,625
Operating cash flow (approximation)€14,058

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons
exact location from the address register On OpenStreetMap
Ground area
1,092 m²
Building footprint
307 m²
Volume, LiDAR
1,322 m³
Parcel 53019A0278/00R000, Wallonia · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53019A0278/00R000 Wallonia 1,092 m² 1 · 306 m² 8.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-01-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.