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ZHOU

Active
Private limited companyfounded 201511 yrs activeGenenbosstraat 122, 3560 Lummen, BelgiumKBO/BCE: BE 0627.787.661

ZHOU has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 79% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+3
Solvency90▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.49 in 2024; short-term debt: 34% and cash: 79% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65%
Return on assets
23.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €159k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
19 d late
2024
71 d early
2023
8 d late
2022
11 d early
2021
59 d late
2020
12 d late
2019
4 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€159k▲ 57.9%
2024 · €101k
2018: €4k 2019: €-4k 2020: €-18k 2021: €455 2022: €18k 2023: €55k 2024: €101k
2018 → 2025
Total assets
€246k▲ 15.8%
2024 · €212k
2018: €82k 2019: €72k 2020: €64k 2021: €112k 2022: €114k 2023: €145k 2024: €212k
2018 → 2025
Net result
€58k▲ 26.6%
2024 · €46k
2018: €-5k 2019: €-9k 2020: €-14k 2021: €18k 2022: €17k 2023: €37k 2024: €46k
2018 → 2025
Working capital
€114k▲ 124%
2024 · €51k
2018: €-45k 2019: €-46k 2020: €2k 2021: €-69k 2022: €-47k 2023: €-6k 2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€455-€18k▲ 3,807%€55k▲ 209%€101k▲ 84.2%€159k▲ 57.9%
Operating result€19k-€19k▼ 4.6%€42k▲ 127%€65k▲ 54.2%€82k▲ 26.1%
Net result€18k-€17k▼ 6.2%€37k▲ 114%€46k▲ 24.6%€58k▲ 26.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €19k€19kNet result 2021: €18k€18kOperating result 2022: €19k€19kNet result 2022: €17k€17kOperating result 2023: €42k€42kNet result 2023: €37k€37kOperating result 2024: €65k€65kNet result 2024: €46k€46kOperating result 2025: €82k€82kNet result 2025: €58k€58k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets €48k▼ 15.6%
Current assets €198k▲ 27.5%
Equity and liabilities €246k
Equity €159k▲ 57.9%
Debt €86k▼ 22.4%
The debt ratio falls from 52.3% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€93k
2024 · €83k
Cash flow
€69k
2024 · €64k
Solvency
65.0%
2024 · 47.7%
Current ratio
2.37
2024 · 1.49
Quick ratio
2.32
2024 · 1.47
Debt / equity
0.54
2024 · 1.10
ROE
36.6%
2024 · 45.7%
ROA
23.8%
2024 · 21.8%
Interest coverage
192.56
2024 · 127.81
Debt
€86k
2024 · €111k
Debt ≤ 1 year
€84k
2024 · €104k
Income taxes
€23k
2024 · €18k
Staff costs
€16k
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€212k€246k
Formation expenses20€300-
Fixed assets21/28€57k€48k
Tangible fixed assets22/27€57k€48k
Plant, machinery and equipment23€57k€48k
Current assets29/58€155k€198k
Stocks and contracts in progress3€2k€4k
Stocks30/36€2k€4k
Amounts receivable within one year40/41€7k€40
Trade receivables40€7k€40
Cash at bank and in hand54/58€146k€194k
Equity and liabilities
Total equity and liabilities10/49€212k€246k
Equity10/15€101k€159k
Contributions10/11€19k€19k=
Reserves13-€58k
Distributable reserves133-€58k
Profit (loss) carried forward14€82k€82k=
Amounts payable17/49€111k€86k
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€104k€84k
Current portion of amounts payable after more than one year42€7k€4k
Trade debts44€5k€2k
Suppliers440/4€5k€2k
Taxes, remuneration and social security45€38k€27k
Taxes450/3€19k€14k
Remuneration and social security454/9€19k€13k
Other amounts payable47/48€54k€50k
Accrued charges and deferred income492/3€3k€3k=
Income statement Code20242025
Remuneration, social security and pensions62€16k€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€11k
Other operating charges640/8€1k€1k
Gross operating margin9900€100k€109k
Operating profit (loss)9901€65k€82k
Financial income75/76B€35€24
Recurring financial income75€35€24
Financial charges65/66B€646€481
Recurring financial charges65€646€481
Profit (loss) for the period before taxes9903€64k€81k
Income taxes67/77€18k€23k
Profit (loss) for the period9904€46k€58k
Profit (loss) for the period to be appropriated9905€46k€58k
Appropriation of the result
Profit (loss) to be appropriated9906€82k€141k
Profit (loss) brought forward from the previous period14P€36k€82k
Transfer to equity691/2-€58k
To other reserves6921-€58k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial Highest result since 2018net €58k ▲26.6%
Operating result €82k, net result €58k, both a record.
31-12
Financial Equity above €150kEq €159k ▲57.9%
5 profitable years in a row build equity to €159k.
21-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €100kEq €101k ▲84.2%
4 profitable years in a row build equity to €101k.
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial Back to profitnet €18k
Net result €18k after 3 loss-making years.
12-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity quadruplescurrent ratio 1.12
Current ratio from 0.29 to 1.12; short-term debt falls from €65k to €21k.
04-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
04-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-11-2025 ZHOU Qizhang: Resigned as Manager
26-04-2018 ZHAO Xiaodong: Resigned as Manager
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Genenbosstraat 1223560 Lummen
Ground area
1,064 m²
Building footprint
240 m²
Volume, LiDAR
1,475 m³
Parcel 71037A1371/00W003, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Typisch Belgisch
Genenbosstraat 122, 3560 LummenLimited-service restaurants
since 20152.243.131.730
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71037A1371/00W003 Flanders 1,064 m² 1 · 240 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lummen2.243.131.730
1 permission
Toelating · Frituur · since 09-07-2015

Similar companies · same sector, comparable size

Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,152 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-04-2015
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.