ZHIBIT
ActiveSummary
ZHIBIT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €466,641 and a net result of €103,441. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+11
Solvency94▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 4.46 against 1.34 in 2024; short-term debt: 8.9% and cash: 37.3% of total assets), and 30.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.3%
Return on assets
15.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
on the day
2023
32 d early
2022
39 d early
2021
37 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€466,641▲ 28.5%
2024 · €363,199
Total assets
€673,316▼ 9.1%
2024 · €740,708
Net result
€103,441▲ 115%
2024 · €48,133
Working capital
€208,390▲ 716%
2024 · €25,532
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€45,618▲ 0.9%€50,667▲ 11.1%€83,643▲ 65.1%€73,527▼ 12.1%€151,974▲ 107%
Net result€37,424▲ 4.2%€39,485▲ 5.5%€54,334▲ 37.6%€48,133▼ 11.4%€103,441▲ 115%
Equity€221,247▲ 20.4%€260,732▲ 17.8%€315,066▲ 20.8%€363,199▲ 15.3%€466,641▲ 28.5%
Total assets€553,795▲ 62.4%€756,214▲ 36.6%€744,242▼ 1.6%€740,708▼ 0.5%€673,316▼ 9.1%
Debt€332,548▲ 112%€495,482▲ 49.0%€429,176▼ 13.4%€377,509▼ 12.0%€206,676▼ 45.3%
Working capital€68,529▼ 58.7%-€6,814€20,604€25,532▲ 23.9%€208,390▲ 716%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 107% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €673,316
Fixed assets
€404,694 ▼ 36.7%
Current assets
€268,622 ▲ 164%
Equity and liabilities €673,316
Equity
€466,641 ▲ 28.5%
Debt
€206,676 ▼ 45.3%
Debt's share of the balance-sheet total falls from 51.0% to 30.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€173,974▲
2024 · €102,417
Cash flow
€125,441▲
2024 · €77,024
Current ratio
4.46▲
2024 · 1.34
Debt to equity
0.44▼
2024 · 1.04
ROE
22.2%▲
2024 · 13.3%
ROA
15.4%▲
2024 · 6.5%
Interest coverage
26.20▲
2024 · 15.31
Debt ≤ 1 year
€60,232▼
2024 · €76,108
Debt > 1 year
€146,221▼
2024 · €301,014
Income taxes
€42,569▲
2024 · €19,387
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €78,063 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,482 | €23,286 | €26,821 | €28,890 | €22,000 | ▼ 23.8% |
| Other operating charges640/8 | - | €1,361 | €2,604 | €2,610 | €2,650 | ▲ 1.5% |
| Non-recurring operating charges66A | - | - | - | - | €5,700 | - |
| Gross operating margin9900 | €62,051 | €75,314 | €113,068 | €105,027 | €182,324 | ▲ 73.6% |
| Operating profit (loss)9901 | €45,618 | €50,667 | €83,643 | €73,527 | €151,974 | ▲ 107% |
| Financial income75/76B | - | - | €117 | €684 | €677 | ▼ 1.0% |
| Recurring financial income75 | - | - | €117 | €684 | €677 | ▼ 1.0% |
| Financial charges65/66B | - | €5,182 | €7,335 | €6,691 | €6,640 | ▼ 0.8% |
| Recurring financial charges65 | €4,293 | €5,182 | €7,335 | €6,691 | €6,640 | ▼ 0.8% |
| Profit (loss) for the period before taxes9903 | €41,325 | €45,485 | €76,425 | €67,520 | €146,011 | ▲ 116% |
| Income taxes67/77 | €3,901 | €6,000 | €22,090 | €19,387 | €42,569 | ▲ 120% |
| Profit (loss) for the period9904 | €37,424 | €39,485 | €54,334 | €48,133 | €103,441 | ▲ 115% |
| Profit (loss) for the period to be appropriated9905 | €37,424 | €39,485 | €54,334 | €48,133 | €103,441 | ▲ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €553,795 | €756,214 | €744,242 | €740,708 | €673,316 | ▼ 9.1% |
| Fixed assets21/28 | €437,709 | €617,394 | €648,064 | €639,069 | €404,694 | ▼ 36.7% |
| Tangible fixed assets22/27 | €437,709 | €617,394 | €648,064 | €639,069 | €404,694 | ▼ 36.7% |
| Furniture and vehicles24 | - | €25,214 | €24,700 | €26,089 | €24,418 | ▼ 6.4% |
| Other tangible fixed assets26 | - | €592,181 | €623,364 | €612,980 | €380,276 | ▼ 38.0% |
| Current assets29/58 | €116,086 | €138,820 | €96,178 | €101,639 | €268,622 | ▲ 164% |
| Amounts receivable within one year40/41 | €17,523 | €21,730 | €8,212 | €17,889 | €16,592 | ▼ 7.3% |
| Trade receivables40 | - | €15,429 | €6,148 | €17,889 | €15,393 | ▼ 14.0% |
| Other amounts receivable41 | - | €6,301 | €2,064 | €0 | €1,199 | - |
| Cash at bank and in hand54/58 | €96,942 | €115,792 | €86,188 | €83,011 | €250,875 | ▲ 202% |
| Deferred charges and accrued income490/1 | - | €1,298 | €1,778 | €740 | €1,155 | ▲ 56.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €553,795 | €756,214 | €744,242 | €740,708 | €673,316 | ▼ 9.1% |
| Equity10/15 | €221,247 | €260,732 | €315,066 | €363,199 | €466,641 | ▲ 28.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €215,047 | €254,532 | €308,866 | €356,999 | €460,441 | ▲ 29.0% |
| Non-distributable reserves130/1 | - | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | €252,672 | €308,866 | €356,999 | €460,441 | ▲ 29.0% |
| Amounts payable17/49 | €332,548 | €495,482 | €429,176 | €377,509 | €206,676 | ▼ 45.3% |
| Amounts payable after more than one year17 | €284,181 | €346,823 | €352,007 | €301,014 | €146,221 | ▼ 51.4% |
| Financial debts170/4 | - | €346,823 | €352,007 | €301,014 | €146,221 | ▼ 51.4% |
| Amounts payable within one year42/48 | €47,557 | €145,634 | €75,574 | €76,108 | €60,232 | ▼ 20.9% |
| Current portion of amounts payable after more than one year42 | - | €52,191 | €53,021 | €53,865 | €35,248 | ▼ 34.6% |
| Trade debts44 | €4,345 | €81,818 | €8,702 | €7,375 | €6,120 | ▼ 17.0% |
| Suppliers440/4 | - | €81,818 | €8,702 | €7,375 | €6,120 | ▼ 17.0% |
| Taxes, remuneration and social security45 | - | €5,850 | €8,075 | €11,523 | €12,799 | ▲ 11.1% |
| Taxes450/3 | - | €2,960 | €8,075 | €8,537 | €9,800 | ▲ 14.8% |
| Remuneration and social security454/9 | - | €2,890 | €0 | €2,986 | €2,999 | ▲ 0.4% |
| Other amounts payable47/48 | - | €5,775 | €5,775 | €3,345 | €6,064 | ▲ 81.3% |
| Accrued charges and deferred income492/3 | - | €3,025 | €1,594 | €387 | €222 | ▼ 42.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,424 | €39,485 | €54,334 | €48,133 | €103,441 | ▲ 115% |
| + Depreciation and write-downs630 | €15,482 | €23,286 | €26,821 | €28,890 | €22,000 | ▼ 23.8% |
| Operating cash flow (approximation) | €52,905 | €62,771 | €81,155 | €77,024 | €125,441 | ▲ 62.9% |
| Investment in fixed assets (approximation) | - | -€202,971 | -€57,491 | -€19,896 | €212,375 | ▲ 1,167% |
| Change in cash | - | €18,850 | -€29,603 | -€3,178 | €167,864 | ▲ 5,383% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €103,441 ▲115%
Operating result €151,974, net result €103,441, both a record.
30-09
Financial
Liquidity triplescurrent ratio 4.46
Current ratio from 1.34 to 4.46; short-term debt falls from €76,108 to €60,232.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200,000Eq €221,247 ▲20.4%
4 profitable years in a row build equity to €221,247.
28-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150,000Eq €183,823 ▲24.3%
3 profitable years in a row build equity to €183,823.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Ground area
151 m²
Building footprint
76 m²
Volume, LiDAR
719 m³
Parcel 44432C0898/00A005, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Zhibit
since 20152.239.463.150
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0898/00A005 | Flanders | 151 m² | 1 · 76 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 312 EUR awarded · 312 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 312 EUR | 312 EUR |
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BRAVX
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 12,240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-02-2015
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0597878108
Also
9925:BE0597878108
Registered
26-07-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.