Financials
- Fiscal year
- 2024
- Total assets
- €279
- Loss
- -€6
- Solvency
- -3.9%
Total assets=
Net result
20232024
ZGACAR
ActiveSummary
The computed 12-month bankruptcy probability of ZGACAR is 15.3% (high). The 2024 annual accounts show negative equity (-€11) and a net result of -€6. Its solvency ranks better than 14% of 6727 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330
1 site
Size
€279total assets 2024
- Equity
- -€11
- Loss
- -€6
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue1 of 4 deeds read
Why 26- 3 changes of registered office in 24 months- Figures for FY 2024 (filed 02-08-2025)- Founded in 2022+ Size: total assets €279Show the evidence
Checked score
Score 2024
26
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 10% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
21-2
equity -3.9% of total assets
Liquidity
0=
short-term debt 103.9%
Profitability
32-1
return on assets -2.2%
Bankruptcy probability, 12 months
15.3%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 6.8%
12-2024: 6.8%● 0.0% vs 11-2024
01-2025: 6.8%● 0.0% vs 12-2024
02-2025: 6.8%● 0.0% vs 01-2025
03-2025: 6.8%▼ -0.1% vs 02-2025
04-2025: 7.8%▲ +14.5% vs 03-2025
05-2025: 8.8%▲ +12.4% vs 04-2025
06-2025: 8.9%▲ +1.6% vs 05-2025
07-2025: 9.1%▲ +1.8% vs 06-2025
08-2025: 9.2%▲ +1.6% vs 07-2025
09-2025: 6.3%▼ -32.2% vs 08-2025lowest value
10-2025: 6.3%● 0.0% vs 09-2025lowest value
11-2025: 6.3%● 0.0% vs 10-2025lowest value
12-2025: 12.3%▲ +97.0% vs 11-2025
01-2026: 12.3%● 0.0% vs 12-2025
02-2026: 12.4%▲ +0.6% vs 01-2026
03-2026: 12.4%● 0.0% vs 02-2026
04-2026: 13.4%▲ +7.8% vs 03-2026
05-2026: 13.4%● 0.0% vs 04-2026
06-2026: 13.6%▲ +1.4% vs 05-2026
07-2026: 12.8%▼ -5.8% vs 06-2026
08-2026: 13.0%▲ +1.7% vs 07-2026
09-2026: 12.9%▼ -0.3% vs 08-2026
10-2026: 15.3%▲ +17.9% vs 09-2026highest value
- 3 changes of registered office in 24 months raises the probability
- Figures for FY 2024 (filed 02-08-2025) raises the probability
- Founded in 2022 raises the probability for this profile
- Size: total assets €279 lowers the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 13%, liquidity 1%, profitability 20%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year -€11
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 15 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
- Resignation: Rais Sef-Eddine (director)Registered-office move
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
- 20-04-2026Resignation: Rais Sef-Eddine (director)
- 30-07-2025Annual accounts filed
- 30-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- On-demand passenger transport by chauffeured vehicleNACE 49330
- Founded
- 17-11-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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