Parent and group
- TAVARES96.84%
- ZF CV Systems Europe100%
From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette
ZF Digital Solutions Belux has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of €389,287. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 80% of 1,682 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 62% of them on solvency, 58% on liquidity, 24% on profitability and 60% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
These companies have the same main activity as ZF Digital Solutions Belux: computer programming (NACE 62100). They are comparable in size and age: total assets between €3.4m and €6.3m, founded between 1990 and 2004.
| Company | Total assets | Turnover |
|---|---|---|
| ZF Digital Solutions Belux Ieper | €4.6m | €12.5m |
| The Digitals Kontich | €3.4m | €7.6m |
| SWISSLOG Edegem | €3.6m | €9.7m |
| Zeta Global Machelen (Brab.) | €3.7m | €6.1m |
| YOUNG & Partners/NaviTrans International Kortrijk | €6.3m | €12.4m |
| TOPTECH SYSTEMS Beveren-Kruibeke-Zwijndrecht | €4.0m | €5.8m |
| DATA INNOVATIONS EUROPE Etterbeek | €4.0m | €5.0m |
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