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ZF Digital Solutions Belux

Active
Private limited companyfounded 2000active for 26 yearsTer Waarde 91, 8900 Ieper, BelgiumKBO/BCE: BE 0471.481.366

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ZF Digital Solutions Belux has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of €389,287. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 80% of 1,682 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 24-03-2000 Normal situation
Activity
Computer programming NACE 62100
Establishment unit
2.099.575.391 8900 Ieper, since 17-05-2000
Financial year end
31 December
Peppol
Reachable since 09-01-2026

Board and ownership

Board
Shareholders

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Turnover
€12.5m
▲ 5.2%
Profit
€389,287
▲ 11.4%
Equity
€3.2m
▲ 13.9%
Total assets
€4.6m
▲ 9.4%
Staff
9.8 FTE
▲ 12.6%
Filed on 24-07-2026, 7 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 3.291 of the last 3 accounts latelowers riskSize: turnover €12.5m, 9.8 FTE, total assets €4.6mProfit of €389,287 (financial year 2025)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 95+3
equity 69.6% of total assets
Liquidity 74+3
short-term debt 30.4%
Profitability 59+1
return on assets 8.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025highest value 07-2025: 0.3%▼ -0.3 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026lowest value 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €270,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.29 (3.02 in 2024), above the usual 1.5. Short-term debt is 30.4% of total assets. 30.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 62% of them on solvency, 58% on liquidity, 24% on profitability and 60% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 3.29
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: turnover €12.5m, 9.8 FTE, total assets €4.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Profit of €389,287 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
44 days early
2023
118 days late
2022
41 days early
2021
47 days early
2020
43 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5th largest company by equity in Ypres, Telecoms and IT sectorin the Checked rankings No. 5 View
  • Board changedlatest change 13-01-2026 · 2 in office 2 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2025: €389,287 8 years View

Companies linked to ZF Digital Solutions Belux

Comparable companies

These companies have the same main activity as ZF Digital Solutions Belux: computer programming (NACE 62100). They are comparable in size and age: total assets between €3.4m and €6.3m, founded between 1990 and 2004.

CompanyTotal assetsTurnover
ZF Digital Solutions Belux Ieper€4.6m€12.5m
The Digitals Kontich€3.4m€7.6m
SWISSLOG Edegem€3.6m€9.7m
Zeta Global Machelen (Brab.)€3.7m€6.1m
YOUNG & Partners/NaviTrans International Kortrijk€6.3m€12.4m
TOPTECH SYSTEMS Beveren-Kruibeke-Zwijndrecht€4.0m€5.8m
DATA INNOVATIONS EUROPE Etterbeek€4.0m€5.0m
Full comparison

Documents

Annual accounts at the NBB

All 26 annual accounts

Articles and registers

Key facts about ZF Digital Solutions Belux

What is the company number of ZF Digital Solutions Belux?
The company number of ZF Digital Solutions Belux is 0471.481.366. The VAT number is the same number with BE in front: BE 0471.481.366.
Where is ZF Digital Solutions Belux based?
The registered office is at Ter Waarde 91, 8900 Ieper.Company details
What does ZF Digital Solutions Belux do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of ZF Digital Solutions Belux?
The legal form of ZF Digital Solutions Belux is Private limited company (BV).
When was ZF Digital Solutions Belux founded?
ZF Digital Solutions Belux was founded on 24-03-2000.
Is ZF Digital Solutions Belux still active?
Yes, ZF Digital Solutions Belux is an active enterprise in the KBO register.
How many employees does ZF Digital Solutions Belux have?
ZF Digital Solutions Belux had an average of 9.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ZF Digital Solutions Belux?
The turnover of ZF Digital Solutions Belux was €12.5m in financial year 2025, according to the filed annual accounts.
Is ZF Digital Solutions Belux profitable?
In financial year 2025, ZF Digital Solutions Belux made a profit of €389,287.
Where can I find the annual accounts of ZF Digital Solutions Belux?
ZF Digital Solutions Belux filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ZF Digital Solutions Belux due?
ZF Digital Solutions Belux must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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