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ZETTA

Active Cooperative companyfounded 2004active for 21 yearsAvenue Gouverneur Bovesse 17, 5100 NamurKBO/BCE: BE 0870.332.993 #6 employer in the province of Namur, Personal services sector

Lifetime

19 annual accounts with figures on one time axis, 21 filings since 2005
peak €1.4m (2007)
€1.3m▲ 16.4%
lowest -€101,861 (2013)
-€9,516▲ €52,782
peak €1.0m (2023)
€952,324▼ 1.0%
€236,657▲ 5.1%
peak 45.1 FTE (2007)
32 FTE▼ 0.9%
Board5 names since 2019
1 director
Owners
  
Documentsfilings and deeds
11-08-202611 days late
2025abbreviated format
Gross margin from €1.1m to €1.3mLoss of €9,516

Key points

from the 2025 annual accounts

Result

-€9,516 ▲ 84.7%
-€62,3002024-€9,5202025

The result rose in 2025 from -€62,298 to -€9,516.

Staff

32 FTE from 45.1 in 2007

Between 2007 and 2025, 29% of the full-time equivalents disappeared.

Filings

21 annual accounts since 2005
AprilJune31 JulyOctober20052010201520202025

Ten of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 8,609 companies had the same profile as ZETTA has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,609 companies, not a prediction for ZETTA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director, since 25-06-2019
Board & ownership

Recent changes

Social enterprise approval granted Decision of 26-11-2024, published on 02-12-2024
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments “L'aide à domicile de nature ménagère pouvant comprendre le nettoyage du domicile,y compris les vitres,le…” (deed in French) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to cooperative company · General meeting of 20-12-2023 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0870332993
Resignation: (director) Gazette deed
All 38 events

Comparable companies

same main activity, similar in size and age
Company
ZETTA Namur €1.2m €1.3m 80.1% 32
CLIC & NET SERVICES Dour €1.4m €1.4m 88.0% 48.2
D.C.R. DIENSTENCHEQUES Brasschaat €1.0m €1.0m 16.1% 23
SECOPASS Waterloo €0.7m €1.4m 3.2% 44
NAMUR TITRES SERVICES Namur €0.8m €0.8m 57.4% 29
AYLIN Woluwe-Saint-Lambert €1.2m €1.9m 78.3% 49.8
GLANZER DIENSTENCHEQUES Zandhoven €2.1m €1.0m 93.0% 26.1

These companies have the same main activity as ZETTA: personal service activities (NACE 96910). They are comparable in size and age: total assets between €740,000 and €2.1m, founded between 2004 and 2006.

Official details

Source: KBO
Status
Active since 02-12-2004Normal situation
Activity
Personal service activitiesNACE 96910
Joint committees
200Auxiliary committee for white-collar workers
322.01Approved companies for local work and services · annual accounts 2025
Establishment unit
2.153.448.4015100 Namur, since 08-05-2006
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

≈ €2.3mestimated
€1.2m▲ 0.2%
Employeeson 31-12-2025
50▲ 2.0%
Filing
Filed on 11-08-2026
Financials

Insights on ZETTA

ZETTA files the abbreviated format. That format states no turnover. The gross margin fell from €1.4m in 2007 to €1.3m in 2025.

In 2022, four directors stepped down.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ZETTA

What is the company number of ZETTA?
The company number of ZETTA is 0870.332.993. The VAT number is the same number with BE in front: BE 0870.332.993.
Where is ZETTA based?
The registered office is at Avenue Gouverneur Bovesse 17, 5100 Namur.Company details
What does ZETTA do?
According to the KBO register, the main activity is personal service activities (NACE 96910).
What is the legal form of ZETTA?
ZETTA is a cooperative company (CV).
When was ZETTA founded?
ZETTA was founded on 02-12-2004.
Is ZETTA still active?
Yes, ZETTA is an active enterprise in the KBO register.
How many employees does ZETTA have?
ZETTA had an average of 32 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ZETTA fall under?
In its 2025 annual accounts, ZETTA states joint committees 200 (Auxiliary committee for white-collar workers) and 322.01 (Approved companies for local work and services).
What is the turnover of ZETTA?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €1.3m and 1,585 comparable companies of the same size. It probably lies between €1.5m and €3.7m. It is a rough estimate.
Is ZETTA profitable?
In financial year 2025, ZETTA made a loss of €9,516.
Where can I find the annual accounts of ZETTA?
ZETTA filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZETTA due?
ZETTA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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