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ZET Wonen

Active
Private limited companyfounded 20178 years activePutten 24, 2320 Hoogstraten, BelgiumKBO/BCE: BE 0682.767.657
Summary

ZET Wonen has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €171,245. Equity is growing by ~56.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 9,546 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Joinery installation
NACE 43320General construction of residential buildings NACE 41001
#9 employer in Hoogstraten, Construction sector2 sites
Size
€2.0mtotal assets 2025
Staff
14.4 FTE
Equity
€1.0m
Profit
€171,245
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.3%
Structure
Holdings
1
Accounts 21 days early0 of 4 deeds read
Why 88- Sector Specialised construction activities (NACE 43)+ Figures for FY 2025 (filed 10-07-2026)+ Liquidity: current ratio 1.77, cash €256,173+ Equity €1.0m (51.7% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Strong
Solvency 77-3
equity 51.7% of total assets
Liquidity 49+2
short-term debt 36.8% · cash 12.8%
Profitability 79=
return on assets 8.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,638 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.2%▲ +0.2 percentage points vs 03-2025 05-2025: 1.4%▲ +0.2 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.7%▼ -0.8 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.6%▼ -0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.5%▼ -0.1 percentage points vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 1.77 against 2.19 in 2024; short-term debt: 36.8% and cash: 12.8% of total assets), and 48.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 69% on solvency, 57% on liquidity, 70% on profitability and 76% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Figures for FY 2025 (filed 10-07-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.77, cash €256,173
NBB · annual accounts
lowers risk · Equity €1.0m (51.7% of total assets)
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
21 days early
2024
30 days early
2023
29 days early
2022
27 days early
2021
13 days early
2020
11 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €1mEq €1.0m ▲19.8%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Among the best 14% on equitysector median €257,026 · 9,547 companies €1.0m View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €171,245 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.0m
Profit
€171,245
Solvency
51.7%
Total assets▲ 26.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 02-07-2024Annual accounts filed
  2. 04-07-2023Annual accounts filed
  3. 31-12-2022Highest result since 2018
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
10-10-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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