ZEROPOINT.IT
ActiveZEROPOINT.IT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €501k and a net result of €38k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 1402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-13
Solvency85▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 2.08 in 2024; short-term debt: 37.6% and cash: 30.6% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
4.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
7 d early
2023
9 d early
2022
1 d late
2021
31 d late
2020
18 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€38k▼ 55.9%
2024 · €85k
2018: €19k
2019: €12k
2020: €60k
2021: €57k
2022: €49k
2023: €60k
2024: €85k
2018 → 2025
Working capital
€505k▲ 13.8%
2024 · €444k
2018: €88k
2019: €99k
2020: €192k
2021: €249k
2022: €298k
2023: €358k
2024: €444k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€317k▲ 18.2%€377k▲ 19.0%€463k▲ 22.6%€501k▲ 8.1%
Operating result€69k-€72k▲ 5.0%€88k▲ 22.8%€124k▲ 39.8%€33k▼ 73.1%
Net result€57k-€49k▼ 14.6%€60k▲ 23.6%€85k▲ 41.8%€38k▼ 55.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €839k
Fixed assets
€19k=
Current assets
€820k▼ 4.2%
Equity and liabilities €839k
Equity
€501k▲ 8.1%
Debt
€339k▼ 17.8%
The debt ratio falls from 47.1% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
59.7%▲
2024 · 52.9%
Current ratio
2.60▲
2024 · 2.08
Quick ratio
2.60▲
2024 · 2.08
Debt / equity
0.68▼
2024 · 0.89
ROE
7.5%▼
2024 · 18.5%
ROA
4.5%▼
2024 · 9.8%
Debt
€339k▼
2024 · €412k
Debt ≤ 1 year
€315k▼
2024 · €412k
Income taxes
€13k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€875k€839k▼
Fixed assets21/28€19k€19k=
Financial fixed assets28€19k€19k=
Current assets29/58€855k€820k▼
Amounts receivable within one year40/41€432k€513k▲
Trade receivables40€156k€185k▲
Other amounts receivable41€276k€327k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€423k€257k▼
Equity and liabilities
Total equity and liabilities10/49€875k€839k▼
Equity10/15€463k€501k▲
Contributions10/11€90k€90k=
Capital10€90k€90k=
Issued capital100€90k€90k=
Reserves13€373k€411k▲
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Distributable reserves133€364k€402k▲
Amounts payable17/49€412k€339k▼
Amounts payable within one year42/48€412k€315k▼
Trade debts44€317k€271k▼
Suppliers440/4€317k€271k▼
Taxes, remuneration and social security45€93k€42k▼
Taxes450/3€93k€42k▼
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3-€23k
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€63k-
Other operating charges640/8€62€62=
Gross operating margin9900€187k€33k▼
Operating profit (loss)9901€124k€33k▼
Financial income75/76B€24k€18k▼
Recurring financial income75€24k€18k▼
Financial charges65/66B€31k€358▼
Recurring financial charges65€31k€358▼
Profit (loss) for the period before taxes9903€116k€51k▼
Income taxes67/77€31k€13k▼
Profit (loss) for the period9904€85k€38k▼
Profit (loss) for the period to be appropriated9905€85k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€38k▼
Transfer to equity691/2€85k€38k▼
To other reserves6921€85k€38k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €500kEq €501k ▲8.1%
8 profitable years in a row build equity to €501k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €85k ▲41.8%
Operating result €124k, net result €85k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Equity above €200kEq €211k ▲78.4%
3 profitable years in a row build equity to €211k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €12k ▼39.2%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Staleykerheide 13581 BeringenGround area
3,045 m²
Building footprint
426 m²
Volume, LiDAR
1,681 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zeropoint.it
since 20122.215.577.295
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005B0189/00H000 | Flanders | 2,141 m² | 1 · 320 m² | 8.5 m · 1 fl. |
| 71034B0008/00D000 | Flanders | 904 m² | 1 · 106 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 7,500 EUR awarded · 6,600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,500 EUR | 6,600 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 11,962 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.