ZEROBUILD
ActiveSummary
ZEROBUILD has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €26k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency81▲+38
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 1.09 in 2024; short-term debt: 28.6% and cash: 6.8% of total assets), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.3%
Return on assets
8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
86 d early
2023
33 d early
2022
17 d early
2021
34 d early
2020
26 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€185k▲ 16.5%
2024 · €159k
2018: €288k
2019: €291k
2020: €322k
2021: €344k
2022: €386k
2023: €387k
2024: €159k
2018 → 2025
Total assets
€329k▼ 62.6%
2024 · €879k
2018: €898k
2019: €836k
2020: €750k
2021: €862k
2022: €992k
2023: €877k
2024: €879k
2018 → 2025
Net result
€26k▼ 92.8%
2024 · €362k
2018: €106k
2019: €4k
2020: €30k
2021: €22k
2022: €67k
2023: €19k
2024: €362k
2018 → 2025
Working capital
€157k▲ 130%
2024 · €68k
2018: €215k
2019: €206k
2020: €194k
2021: €164k
2022: €187k
2023: €171k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€344k-€386k▲ 12.4%€387k▲ 0.2%€159k▼ 58.9%€185k▲ 16.5%
Operating result€20k-€92k▲ 351%€31k▼ 65.8%€483k▲ 1,436%€41k▼ 91.5%
Net result€22k-€67k▲ 201%€19k▼ 72.0%€362k▲ 1,843%€26k▼ 92.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€78k ▼ 14.0%
Current assets
€251k ▼ 68.1%
Equity and liabilities €329k
Equity
€185k ▲ 16.5%
Debt
€144k ▼ 80.0%
Debt's share of the balance-sheet total falls from 81.9% to 43.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €533k
Cash flow
€61k▼
2024 · €413k
Current ratio
2.67▲
2024 · 1.09
Quick ratio
0.72▼
2024 · 0.88
Debt to equity
0.78▼
2024 · 4.52
ROE
14.2%▼
2024 · 227.5%
ROA
8.0%▼
2024 · 41.2%
Interest coverage
12.88▼
2024 · 45.68
Debt ≤ 1 year
€94k▼
2024 · €720k
Debt > 1 year
€50k
Income taxes
€9k▼
2024 · €125k
Staff costs
€13k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€879k€329k▼
Fixed assets21/28€91k€78k▼
Tangible fixed assets22/27€91k€69k▼
Land and buildings22€7k€10k▲
Plant, machinery and equipment23€15k€7k▼
Furniture and vehicles24€44k€30k▼
Other tangible fixed assets26€24k€22k▼
Financial fixed assets28-€9k
Current assets29/58€788k€251k▼
Stocks and contracts in progress3€151k€183k▲
Stocks30/36€151k€183k▲
Amounts receivable within one year40/41€484k€43k▼
Trade receivables40€34k€28k▼
Other amounts receivable41€450k€15k▼
Cash at bank and in hand54/58€152k€22k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€879k€329k▼
Equity10/15€159k€185k▲
Contributions10/11€19k€19k=
Reserves13€54k€54k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€87k€113k▲
Amounts payable17/49€720k€144k▼
Amounts payable after more than one year17-€50k
Financial debts170/4-€50k
Amounts payable within one year42/48€720k€94k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€71k€43k▼
Suppliers440/4€71k€43k▼
Advances received on contracts in progress46€29k€6k▼
Taxes, remuneration and social security45€682€9k▲
Taxes450/3€682€7k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€609k€25k▼
Income statement
Code20242025
Non-recurring operating income76A€431k€2k▼
Remuneration, social security and pensions62€52k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€35k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€1k▼
Other operating charges640/8€4k€15k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€601k€105k▼
Operating profit (loss)9901€483k€41k▼
Financial income75/76B€16k€12▼
Recurring financial income75€16k€12▼
Financial charges65/66B€12k€6k▼
Recurring financial charges65€12k€6k▼
Profit (loss) for the period before taxes9903€487k€35k▼
Income taxes67/77€125k€9k▼
Profit (loss) for the period9904€362k€26k▼
Profit (loss) for the period to be appropriated9905€362k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€677k€113k▼
Profit (loss) brought forward from the previous period14P€315k€87k▼
Profit to be distributed694/7€590k€0▼
Return on contributions (dividend)694€590k€0▼
Social balance
Average headcount (FTE)90871.70.0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 2.67
Current ratio from 1.09 to 2.67; short-term debt falls from €720k to €94k.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €362k ▲1843%
Operating result €483k, net result €362k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €4k ▼96.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtsstraat 172400 MolGround area
4,968 m²
Building footprint
1,314 m²
Volume, LiDAR
7,306 m³
Parcel 13434F0226/00A000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EVOLUTION PRODUCTS
since 19912.054.281.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0226/00A000 | Flanders | 4,968 m² | 1 · 1,314 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 4,859 EUR awarded · 4,859 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,115 EUR | 1,115 EUR |
| 2022 | 1 | 3,744 EUR | 3,744 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
RUBCO
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TRANSMISSION
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Neft
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EIBKON
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Of 1,247 companies in sector 46643 we hold annual accounts for 954. 675 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46643Wholesale of electrical equipment, including installation materials
46649Wholesale of other machinery and equipment
68121Development of residential building projects
68122Development of non-residential building projects
43211General electrical installation work
43990Other specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.zerobuild.eu
E-mail:info@zerobuild.eu