ZERED

Active Risk: not assessed

Public limited companyfounded 2016active for 10 yearsRoyennestraat 84, 7700 Mouscron, BelgiumKBO/BCE: BE 0651.778.731

Summary

ZERED is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18.3m and a net result of €121,433. Equity is growing by about 5% per year across the filed financial years. Its solvency ranks better than 95% of 3,010 sector peers (NACE 64, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ZEREDActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210

#6 company by equity in Mouscron, Finance and insurance sector1 site

Size

€18.3mtotal assets 2025

Equity: €18.3m
Profit: €121,433

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Parent: Icebox Belgium Holdings · 100%
Holdings: 3

Accounts 14 days early0 of 12 deeds read

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

○neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

14 days early

2024

9 days early

2023

20 days early

2022

18 days early

2021

41 days early

2020

60 days early

2019

105 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

09-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-07-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Weakest financial yearnet €121,433 ▼98.3%
31-12-2025 Liquidity more than 6 timescurrent ratio 99.67

Key points

Caution: Result fell in 2025from €7.2m to €121,433 ▼ 98.3% View
Positive: Among the best 5% on solvencysector median 61.4% · 3,010 companies 99.8% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Controlled by Icebox Belgium Holdingsitself parent of 2 companies 100% View
Positive: 7 profitable years in a rowprofit 2025: €121,433 7 years View