ZERAZI
ActiveSummary
The computed 12-month bankruptcy probability of ZERAZI is 2.0% (moderate). For ZERAZI, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €13,837 and a net result of €4,507. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 15869 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability100=
Solvency100=
Growth85=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.5%
Return on assets
25.6%
Age of the figures
27 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 242 days later.
NBB · 3 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline30-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 11-03-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
39 d late
2023
35 d late
2022
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€21,243▲ 72.0%
2023 · €12,349
EBIT margin
25.5%▼ 4.3pp
2023 · 29.8%
Net result
€4,507▲ 42.8%
2023 · €3,157
Working capital
€13,837▲ 48.3%
2023 · €9,331
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Turnover€7,373-€12,349▲ 67.5%€21,243▲ 72.0%
Operating result-€5,741-€3,677€5,418▲ 47.3%
Net result-€5,826below the sector's middle half-€3,157within the sector's middle half€4,507within the sector's middle half▲ 42.8%
EBIT margin-77.9%-29.8%▲ 107.6pp25.5%▼ 4.3pp
Equity€6,174below the sector's middle half-€9,331within the sector's middle half▲ 51.1%€13,837within the sector's middle half▲ 48.3%
Total assets€6,590below the sector's middle half-€10,283below the sector's middle half▲ 56.0%€17,627below the sector's middle half▲ 71.4%
Debt€416-€952▲ 129%€3,789▲ 298%
Working capital€6,174within the sector's middle half-€9,331within the sector's middle half▲ 51.1%€13,837within the sector's middle half▲ 48.3%
Solvency93.7%above the sector's middle half-90.7%above the sector's middle half▼ 3.0pp78.5%above the sector's middle half▼ 12.2pp
Current ratio15.86above the sector's middle half-10.80above the sector's middle half▼ 5.054.65above the sector's middle half▼ 6.15
Return on assets (ROA)-88.4%below the sector's middle half-30.7%above the sector's middle half▲ 119.1pp25.6%above the sector's middle half▼ 5.1pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 47% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €17,627
Equity
€13,837 ▲ 48.3%
Debt
€3,789 ▲ 298%
Debt's share of the balance-sheet total rises from 9.3% to 21.5%. Equity and debt are higher.
Key figures and ratios
Quick ratio
3.79▼
2023 · 5.29
Debt to equity
0.27▲
2023 · 0.10
ROE
32.6%▼
2023 · 33.8%
Debt ≤ 1 year
€3,789▲
2023 · €952
Income taxes
€612
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Turnover70 | €7,373 | €12,349 | €21,243 | ▲ 72.0% |
| Goods, raw materials, services and sundry goods60/61 | €12,536 | €7,823 | €14,643 | ▲ 87.2% |
| Other operating charges640/8 | €578 | €848 | €1,182 | ▲ 39.4% |
| Gross operating margin9900 | -€5,163 | €4,526 | €6,600 | ▲ 45.8% |
| Operating profit (loss)9901 | -€5,741 | €3,677 | €5,418 | ▲ 47.3% |
| Financial charges65/66B | €84 | €521 | €299 | ▼ 42.6% |
| Recurring financial charges65 | €84 | €521 | €299 | ▼ 42.6% |
| Profit (loss) for the period before taxes9903 | -€5,826 | €3,157 | €5,119 | ▲ 62.2% |
| Income taxes67/77 | - | - | €612 | - |
| Profit (loss) for the period9904 | -€5,826 | €3,157 | €4,507 | ▲ 42.8% |
| Profit (loss) for the period to be appropriated9905 | -€5,826 | €3,157 | €4,507 | ▲ 42.8% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €6,590 | €10,283 | €17,627 | ▲ 71.4% |
| Current assets29/58 | €6,590 | €10,283 | €17,627 | ▲ 71.4% |
| Stocks and contracts in progress3 | - | €5,246 | €3,246 | ▼ 38.1% |
| Stocks30/36 | - | €5,246 | €3,246 | ▼ 38.1% |
| Amounts receivable within one year40/41 | €3,080 | €4,010 | €13,552 | ▲ 238% |
| Other amounts receivable41 | €3,080 | €4,010 | €13,552 | ▲ 238% |
| Cash at bank and in hand54/58 | €3,509 | €1,026 | €829 | ▼ 19.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €6,590 | €10,283 | €17,627 | ▲ 71.4% |
| Equity10/15 | €6,174 | €9,331 | €13,837 | ▲ 48.3% |
| Contributions10/11 | €12,000 | €12,000 | €12,000 | = |
| Profit (loss) carried forward14 | -€5,826 | -€2,669 | €1,837 | ▲ 169% |
| Amounts payable17/49 | €416 | €952 | €3,789 | ▲ 298% |
| Amounts payable within one year42/48 | €416 | €952 | €3,789 | ▲ 298% |
| Trade debts44 | €99 | - | €3,158 | - |
| Suppliers440/4 | €99 | - | €3,158 | - |
| Taxes, remuneration and social security45 | €316 | €952 | €631 | ▼ 33.7% |
| Taxes450/3 | €316 | €952 | €631 | ▼ 33.7% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,826 | €3,157 | €4,507 | ▲ 42.8% |
| Operating cash flow (approximation) | -€5,826 | €3,157 | €4,507 | ▲ 42.8% |
| Change in cash | - | -€2,483 | -€197 | ▲ 92.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
01-06
State Gazette act
Resignation: Sayah Mohammed (director)Appointment: Chabane Mohand (director) · Director discharge · Share transfer9 facts ▸
State Gazette act
Resignation: Sayah Mohammed (director)
Appointment: Chabane Mohand (director) · Director discharge · Share transfer9 facts ▸
- General meeting, 12-05-2026
- Director resignation, Sayah Mohammed (director)
- Director discharge, Sayah Mohammed (director)
- Share transfer, Chabane Mohand
- Director appointment, Chabane Mohand (director)
- Registered-office move, Brusselsesteenweg 348 bus A 9050 Gent
- Shareholding, 12-05-2026, 100
- Shareholding, 12-05-2026, 0
- Other statement, deposit reference, 26069708
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
30-06
Financial
Highest result since 2022net €4,507 ▲42.8%
Operating result €5,418, net result €4,507, both a record.
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
30-06
Financial
Back to profitnet €3,157
Net result €3,157 after one loss-making year.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Chabane Mohand
CurrentDirector · since 12-05-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Ground area
147 m²
Building footprint
135 m²
Volume, LiDAR
1,208 m³
2 parcels, Flanders · tallest building 21.0 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ZERAZI
since 20212.316.481.546
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0181/00C011 | Flanders | 92 m² | 1 · 92 m² | 11.3 m · 3 fl. |
| 44803C0027/00_000 | Flanders | 55 m² | 1 · 43 m² | 21.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Chabane Mohand |
|
| Sayah Mohammed |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 01-06-2026 ↗
- Chabane Mohand 100 shares
- Sayah Mohammed
Share transfer
act of 01-06-2026 ↗
- to Chabane Mohand 100 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 1,742 companies in sector 46150 we hold annual accounts for 759. 410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-2021
Fiscal year end30-06
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764569440
Also
9925:BE0764569440
Registered
21-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.