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ZeppoS

Active Private limited companyfounded 2010active for 16 yearsAkkerstraat 41, 2275 LilleKBO/BCE: BE 0830.972.967

Lifetime

15 annual accounts with figures on one time axis
peak €67,129 (2011)
€29,113▼ 7.8%
lowest -€781 (2018)
€11,036▼ 15.5%
peak €108,838 (2025)
€108,838▲ 9.4%
€34,017▼ 23.7%
Board1 name since 2010
1 directorJanssens Filip
Owners2 names in the annual accounts
  
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Dividend €1,666Debts from €44,591 to €34,017Cash from €28,268 to €38,672

Key points

from the 2025 annual accounts

Equity

€108,838 ▲ 9.4%

ZeppoS has made a profit without a break since 2019.

Turnover

≈ €85,000 estimated

The micro format states no turnover.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 32 to 56 days before the end of the period.

Checked score

95
Excellent
Financially stronger than 64% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+6equity 76.2% of total assets
76+14short-term debt 22.4% · cash 27.1%
78-2return on assets 7.7%

Score breakdown

lowers risk
Liquidity: current ratio 2.55, cash €38,672
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €108,838 (76.2% of total assets)
Figures for financial year 2025 (filed on 29-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 68% on liquidity, 44% on profitability and 56% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as ZeppoS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ZeppoS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for ZeppoS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.55 (1.83 in 2024), above the usual 1.5. Short-term debt is 22.4% and cash 27.1% of total assets. 23.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.55, cash €38,672
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €108,838 (76.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
45 days early
2023
51 days early
2022
56 days early
2021
48 days early
2020
54 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

JF
Janssens Filip
Director, since 05-11-2010
  • Filip Janssens 90%annual accounts 2017
  • Ellen Janssens 10%annual accounts 2017
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0830972967
Company renamed from ZeppoS Training & Consultancy to ZeppoS “Adviesbureau op het gebied van bedrijfsbeheer en bedrijfsvoering; Zakelijke dienstverlening; Geven van alle…” (deed in Dutch) · General meeting of 08-09-2020 · Gazette deed
Incorporation published on 22-11-2010 · Gazette deed
First establishment ZeppoS Training & Consultancy, Akkerstraat 41, Lille
All 25 events

Comparable companies

same main activity, similar in size and age
Company
ZeppoS Lille €142,856 €29,113 76.2% -
LEDEC Kasterlee €143,364 €27,808 72.0% -
CH CONSULT Brasschaat €155,907 €30,144 90.3% -
DUXE Boechout €166,204 €27,201 84.5% -
ROOSJE GOES SHOPPING Mechelen €142,913 €34,386 79.2% -
ENISOL Antwerp €144,085 €34,111 91.0% -
LABEL76 Antwerp €157,024 €24,150 -31.9% -

These companies have the same main activity as ZeppoS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €143,000 and €166,000, founded between 2009 and 2011.

Official details

Source: KBO
Status
Active since 05-11-2010Normal situation
Activity
Business and other management consultancyNACE 70200and 5 others
Establishment unit
2.193.376.2722275 Lille, since 05-11-2010
Financial year end
31 December
Peppol
Reachable since 19-05-2025
Company details

Annual accounts 2025

€142,856▼ 0.8%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on ZeppoS

ZeppoS files the micro format. That format states no turnover. The gross margin fell from €67,129 in 2011 to €29,113 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ZeppoS

What is the company number of ZeppoS?
The company number of ZeppoS is 0830.972.967. The VAT number is the same number with BE in front: BE 0830.972.967.
Where is ZeppoS based?
The registered office is at Akkerstraat 41, 2275 Lille.Company details
What does ZeppoS do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of ZeppoS?
ZeppoS is a private limited company (BV).
When was ZeppoS founded?
ZeppoS was founded on 05-11-2010.
Is ZeppoS still active?
Yes, ZeppoS is an active enterprise in the KBO register.
What is the turnover of ZeppoS?
The turnover in financial year 2025 is ≈ €85,000. This figure is estimated from the gross margin of €29,113 and 144 comparable companies (NACE 70200). It probably lies between €51,000 and €120,000.Financials
Is ZeppoS profitable?
In financial year 2025, ZeppoS made a profit of €11,036.
Where can I find the annual accounts of ZeppoS?
ZeppoS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZeppoS due?
ZeppoS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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