Summary
ZEPPI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €28,330 and a net result of €6,906. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 9866 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
37 d early
2022
33 d early
2021
33 d early
2020
37 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€28,330▲ 32.2%
2023 · €21,424
Net result
€6,906▲ 13.2%
2023 · €6,101
Total assets
€59,282▲ 76.5%
2023 · €33,581
Solvency
47.8%▼ 16.0pp
2023 · 63.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€17,816▲ 164%€9,758▼ 45.2%€20,020▲ 105%€10,748▼ 46.3%€12,489▲ 16.2%
Net result€12,962▲ 220%€6,244▼ 51.8%€14,825▲ 137%€6,101▼ 58.8%€6,906▲ 13.2%
Equity€18,499▲ 19.1%€18,499=€15,324▼ 17.2%€21,424▲ 39.8%€28,330▲ 32.2%
Total assets€37,465▲ 54.3%€33,509▼ 10.6%€42,778▲ 27.7%€33,581▼ 21.5%€59,282▲ 76.5%
Debt€18,966▲ 117%€15,010▼ 20.9%€27,455▲ 82.9%€12,157▼ 55.7%€30,952▲ 155%
Working capital€15,336▲ 71.7%€15,598▲ 1.7%€11,379▼ 27.0%€16,826▲ 47.9%€1,449▼ 91.4%
Solvency49.4%▼ 14.6pp55.2%▲ 5.8pp35.8%▼ 19.4pp63.8%▲ 28.0pp47.8%▼ 16.0pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 16% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €59,282
Fixed assets
€28,052 ▲ 478%
Current assets
€31,230 ▲ 8.7%
Equity and liabilities €59,282
Equity
€28,330 ▲ 32.2%
Debt
€30,952 ▲ 155%
Debt's share of the balance-sheet total rises from 36.2% to 52.2%. Equity and debt are higher.
Key figures and ratios
ROE
24.4%▼
2023 · 28.5%
ROA
11.6%▼
2023 · 18.2%
Debt ≤ 1 year
€29,781▲
2023 · €11,904
Income taxes
€4,879▲
2023 · €4,531
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €4,519 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,784 | €2,424 | €2,229 | €2,540 | €4,556 | ▲ 79.4% |
| Other operating charges640/8 | - | €1,026 | €979 | €1,173 | €1,750 | ▲ 49.1% |
| Gross operating margin9900 | €25,218 | €13,209 | €23,228 | €14,461 | €18,795 | ▲ 30.0% |
| Operating profit (loss)9901 | €17,816 | €9,758 | €20,020 | €10,748 | €12,489 | ▲ 16.2% |
| Financial income75/76B | - | - | - | - | €2 | - |
| Recurring financial income75 | €0 | - | - | - | €2 | - |
| Financial charges65/66B | - | €82 | €96 | €116 | €705 | ▲ 507% |
| Recurring financial charges65 | €59 | €82 | €96 | €116 | €705 | ▲ 507% |
| Profit (loss) for the period before taxes9903 | €17,757 | €9,676 | €19,924 | €10,632 | €11,785 | ▲ 10.8% |
| Income taxes67/77 | €4,795 | €3,433 | €5,099 | €4,531 | €4,879 | ▲ 7.7% |
| Profit (loss) for the period9904 | €12,962 | €6,244 | €14,825 | €6,101 | €6,906 | ▲ 13.2% |
| Profit (loss) for the period to be appropriated9905 | €12,962 | €6,244 | €14,825 | €6,101 | €6,906 | ▲ 13.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,465 | €33,509 | €42,778 | €33,581 | €59,282 | ▲ 76.5% |
| Fixed assets21/28 | €3,266 | €3,361 | €4,604 | €4,851 | €28,052 | ▲ 478% |
| Tangible fixed assets22/27 | €2,737 | €2,832 | €4,075 | €4,322 | €27,523 | ▲ 537% |
| Plant, machinery and equipment23 | - | €2,832 | €4,075 | €2,913 | €1,218 | ▼ 58.2% |
| Furniture and vehicles24 | - | - | - | €1,409 | €26,306 | ▲ 1,767% |
| Financial fixed assets28 | €529 | €529 | €529 | €529 | €529 | = |
| Current assets29/58 | €34,199 | €30,148 | €38,174 | €28,731 | €31,230 | ▲ 8.7% |
| Amounts receivable within one year40/41 | €13,998 | €15,623 | €20,933 | €11,352 | €12,872 | ▲ 13.4% |
| Trade receivables40 | - | €15,351 | €19,965 | €9,983 | €11,382 | ▲ 14.0% |
| Other amounts receivable41 | - | €272 | €968 | €1,369 | €1,490 | ▲ 8.8% |
| Cash at bank and in hand54/58 | €18,328 | €14,525 | €17,241 | €17,379 | €17,784 | ▲ 2.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | €573 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,465 | €33,509 | €42,778 | €33,581 | €59,282 | ▲ 76.5% |
| Equity10/15 | €18,499 | €18,499 | €15,324 | €21,424 | €28,330 | ▲ 32.2% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €12,299 | €12,299 | €9,124 | €15,224 | €22,130 | ▲ 45.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €10,439 | €7,264 | €15,224 | €22,130 | ▲ 45.4% |
| Amounts payable17/49 | €18,966 | €15,010 | €27,455 | €12,157 | €30,952 | ▲ 155% |
| Amounts payable within one year42/48 | €18,863 | €14,550 | €26,795 | €11,904 | €29,781 | ▲ 150% |
| Financial debts43 | - | - | - | - | €20,000 | - |
| Other loans439 | - | - | - | - | €20,000 | - |
| Trade debts44 | €1,143 | €454 | €1,691 | €475 | €685 | ▲ 44.1% |
| Suppliers440/4 | - | €454 | €1,691 | €475 | €685 | ▲ 44.1% |
| Taxes, remuneration and social security45 | - | €4,183 | €3,980 | €6,714 | €7,352 | ▲ 9.5% |
| Taxes450/3 | - | €4,183 | €3,980 | €4,302 | €4,954 | ▲ 15.2% |
| Remuneration and social security454/9 | - | - | - | €2,412 | €2,399 | ▼ 0.6% |
| Other amounts payable47/48 | - | €9,913 | €21,125 | €4,715 | €1,744 | ▼ 63.0% |
| Accrued charges and deferred income492/3 | - | €461 | €660 | €253 | €1,171 | ▲ 363% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,962 | €6,244 | €14,825 | €6,101 | €6,906 | ▲ 13.2% |
| + Depreciation and write-downs630 | €5,784 | €2,424 | €2,229 | €2,540 | €4,556 | ▲ 79.4% |
| Operating cash flow (approximation) | €18,746 | €8,668 | €17,054 | €8,640 | €11,462 | ▲ 32.7% |
| Investment in fixed assets (approximation) | - | -€2,519 | -€3,472 | -€2,786 | -€27,757 | ▼ 896% |
| Change in cash | - | -€3,802 | €2,716 | €138 | €405 | ▲ 195% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €14,825 ▲137%
Operating result €20,020, net result €14,825, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Ground area
210 m²
Building footprint
95 m²
Volume, LiDAR
1,124 m³
Parcel 11313B0907/00K006, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ZEPPI
since 20072.159.370.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0907/00K006 | Flanders | 210 m² | 1 · 95 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 8,625 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Website
www.zeppi.be
E-mail
dettie@zeppi.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885385316
Also
9925:BE0885385316
Registered
09-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.