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ZENZERA

Active
Private limited companyfounded 20242 yrs activeSperwerstraat 16, 9185 Lochristi, BelgiumKBO/BCE: BE 1013.413.735

ZENZERA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €45k. Its solvency ranks better than 70% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78
Stability82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 3.76 against 2.16 in 2024), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.9%
Return on assets
49.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
30 d early
2024
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€68k▲ 193%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€91k▲ 127%
2024 · €40k
2024: €40k
2024 → 2025
Net result
€45k▲ 117%
2024 · €21k
2024: €21k
2024 → 2025
Working capital
€63k▲ 223%
2024 · €19k
2024: €19k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€23k-€68k▲ 193%
Operating result€27k-€59k▲ 123%
Net result€21k-€45k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2024: €27k€27kNet result 2024: €21k€21kOperating result 2025: €59k€59kNet result 2025: €45k€45k20242025
The operating result rises in 2025; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets €5k▲ 37.2%
Current assets €86k▲ 136%
Equity and liabilities €91k
Equity €68k▲ 193%
Debt €23k▲ 35.6%
The debt ratio falls from 42.1% to 25.1%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€61k
2024 · €27k
Cash flow
€46k
2024 · €21k
Solvency
74.9%
2024 · 57.9%
Current ratio
3.76
2024 · 2.16
Quick ratio
3.76
2024 · 2.16
Debt / equity
0.34
2024 · 0.73
ROE
65.9%
2024 · 89.2%
ROA
49.4%
2024 · 51.7%
Interest coverage
31.85
2024 · 45.04
Debt
€23k
2024 · €17k
Debt ≤ 1 year
€23k
2024 · €17k
Income taxes
€13k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€40k€91k
Fixed assets21/28€4k€5k
Tangible fixed assets22/27€4k€5k
Furniture and vehicles24€4k€5k
Current assets29/58€36k€86k
Amounts receivable within one year40/41€14k€18k
Trade receivables40€14k€18k
Cash at bank and in hand54/58€21k€67k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€40k€91k
Equity10/15€23k€68k
Contributions10/11€3k€3k=
Reserves13€21k€65k
Distributable reserves133€21k€65k
Amounts payable17/49€17k€23k
Amounts payable within one year42/48€17k€23k
Trade debts44€5k€3k
Suppliers440/4€5k€3k
Taxes, remuneration and social security45€12k€20k
Taxes450/3€12k€20k
Other amounts payable47/48€5€451
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1€1k
Other operating charges640/8€427€116
Gross operating margin9900€27k€61k
Operating profit (loss)9901€27k€59k
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€591€2k
Recurring financial charges65€591€2k
Profit (loss) for the period before taxes9903€26k€57k
Income taxes67/77€5k€13k
Profit (loss) for the period9904€21k€45k
Profit (loss) for the period to be appropriated9905€21k€45k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€45k
Transfer to equity691/2€21k€45k
To other reserves6921€21k€45k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing

Directors · office · real estate

Directors
2 directors, no change since 2026
Noah DENNIS
Director · since 31-03-2026
Current
31-03-2026 Noah DENNIS: Appointed as Director
31-03-2026 Sabrina VALOTTO: Resigned as Director
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sperwerstraat 169185 Lochristi
Ground area
455 m²
Building footprint
147 m²
Volume, LiDAR
449 m³
Parcel 44073A1601/00Z002, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ZENZERA
Sperwerstraat 16, 9185 LochristiBusiness consulting
since 20242.363.621.863
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44073A1601/00Z002 Flanders 455 m² 1 · 147 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 39,417 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-09-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.