Equity
€96,606 ▲ 5.6%
ZENYT has made a profit without a break since 2017.
ZENYT
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €49,694 (2013)
€10,638▲ 24.7%
lowest -€14,409 (2007)
€5,087▲ 297%
peak €96,606 (2025)
€96,606▲ 5.6%
€98,019▼ 14.0%
peak 1 FTE (2012)
-not published
Board1 name since 2004
1 directorAouragh Rachid
Documentsfilings and deeds
12-08-202612 days late
2025micro format
Gross margin from €8,528 to €10,638Result from €1,281 to €5,087Cash from €1 to €17
Key points
from the 2025 annual accountsChecked score
64
Healthy
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.0%▼ -0.1 percentage points vs 02-2025
04-2025: 2.1%▲ +0.1 percentage points vs 03-2025
05-2025: 2.2%▲ +0.1 percentage points vs 04-2025
06-2025: 2.2%● unchanged vs 05-2025
07-2025: 2.3%▲ +0.1 percentage points vs 06-2025
08-2025: 2.8%▲ +0.5 percentage points vs 07-2025
09-2025: 3.4%▲ +0.6 percentage points vs 08-2025highest value
10-2025: 3.3%▼ -0.1 percentage points vs 09-2025
11-2025: 3.3%● unchanged vs 10-2025
12-2025: 1.5%▼ -1.8 percentage points vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.4%▼ -0.1 percentage points vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 2.2%▲ +0.8 percentage points vs 07-2026
09-2026: 1.3%▼ -0.9 percentage points vs 08-2026lowest value
10-2026: 1.3%● unchanged vs 09-2026lowest value
11-2026: 1.3%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 12 days late; 2 of the last 3 accounts late
Liquidity: current ratio 1.97, cash €17
Size: total assets €194,626
lowers risk
Founded in 2004
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 64% of them on solvency, 22% on liquidity, 39% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as ZENYT has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ZENYT itself is higher: 1.3% within 12 months. It rests on far more data about ZENYT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for ZENYT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.97 (1.78 in 2024), above the usual 1.5. Short-term debt is 50.4% and cash 0% of total assets. However, 50.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
12 days late
2024
61 days late
2023
50 days late
2022
9 days late
2021
19 days late
2020
101 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 53 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0870806117
Registered office moved within Brussels
New registered office: Atomiumsquare 1 BP 25 à 1020 Bruxelles · Previous registered office: Rue de l'Autonomie 26 à 1070 Bruxelles · General meeting of 01-10-2022 · Gazette deed
First establishment
Zelfbestuursstraat 26, Anderlecht
Incorporation
published on 05-01-2005 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as ZENYT: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €146,000 and €269,000, founded between 1998 and 2007.
Official details
Source: KBO- Status
- Active since 24-12-2004Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 1 other
- Establishment unit
- 2.151.726.4521070 Anderlecht, since 16-02-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 18-04-2025
Insights on ZENYT
ZENYT files the micro format. That format states no turnover. The gross margin rose from -€11,540 in 2006 to €10,638 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZENYT
- What is the company number of ZENYT?
- The company number of ZENYT is 0870.806.117. The VAT number is the same number with BE in front: BE 0870.806.117.
- Where is ZENYT based?
- The registered office is at Atomiumsquare 1BP, 1020 Brussels.Company details
- What does ZENYT do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of ZENYT?
- ZENYT is a private limited company (pre-2019) (BVBA).
- When was ZENYT founded?
- ZENYT was founded on 24-12-2004.
- Is ZENYT still active?
- Yes, ZENYT is an active enterprise in the KBO register.
- What is the turnover of ZENYT?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €10,638 and 40 comparable companies (NACE 47716). It probably lies between €42,000 and €250,000. It is a rough estimate. In financial year 2020 turnover was €192,973.Financials
- Is ZENYT profitable?
- In financial year 2025, ZENYT made a profit of €5,087.
- Where can I find the annual accounts of ZENYT?
- ZENYT filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZENYT due?
- ZENYT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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