ZENLOC
Open bankruptcyA bankruptcy procedure is open for ZENLOC according to publications in the Belgian State Gazette; curator: VIRGINIE SALTEUR.
Summary
The 2024 annual accounts show negative equity (-€16,311) and a net result of -€20,271.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- French-language Enterprise Court of Brussels
- Declared bankrupt
- 16 March 2026
- Supervising judge
- Renaud Witmeur
- Official Gazette
- 23-03-2026 (pdf) ↗search the document for 2026/112557
Deadlines
- Appeal or third-party opposition until
- passed on 7 April 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 15 April 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 22 April 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 16 March 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Virginie SalteurAvenue Du Centenaire 120, 1400 Nivellesvirginie.salteur@cc-lex.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year -€16,311
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Renting and leasing of cars and light motor vehicles sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€16,311
2023 · €3,960
Total assets
€36,083▼ 34.9%
2023 · €55,386
Net result
-€20,271▼ 1,849%
2023 · -€1,040
Working capital
-€41,751▼ 1.4%
2023 · -€41,193
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result-€764--€20,149▼ 2,537%
Net result-€1,040within the sector's middle half--€20,271below the sector's middle half▼ 1,849%
Equity€3,960below the sector's middle half--€16,311below the sector's middle half
Total assets€55,386below the sector's middle half-€36,083below the sector's middle half▼ 34.9%
Debt€51,426-€52,394▲ 1.9%
Working capital-€41,193within the sector's middle half--€41,751within the sector's middle half▼ 1.4%
Solvency7.1%within the sector's middle half--45.2%below the sector's middle half▼ 52.4pp
Current ratio0.20below the sector's middle half-0.20below the sector's middle half=
Return on assets (ROA)-1.9%within the sector's middle half--56.2%below the sector's middle half▼ 54.3pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20,149 in 2024 against €764 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36,083
Fixed assets
€25,440 ▼ 43.7%
Current assets
€10,644 ▲ 4.0%
Key figures and ratios
EBITDA
-€4,070▼
2023 · €22,185
Cash flow
-€4,191▼
2023 · €21,909
Debt to equity
-3.21▼
2023 · 12.99
Interest coverage
-22.31▼
2023 · 80.38
Debt ≤ 1 year
€52,394▲
2023 · €51,426
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,949 | €16,079 | ▼ 29.9% |
| Other operating charges640/8 | €2,427 | €707 | ▼ 70.9% |
| Gross operating margin9900 | €24,612 | -€3,363 | ▼ 114% |
| Operating profit (loss)9901 | -€764 | -€20,149 | ▼ 2,537% |
| Financial income75/76B | - | €61 | - |
| Recurring financial income75 | - | €61 | - |
| Financial charges65/66B | €276 | €182 | ▼ 33.9% |
| Recurring financial charges65 | €276 | €182 | ▼ 33.9% |
| Profit (loss) for the period before taxes9903 | -€1,040 | -€20,271 | ▼ 1,849% |
| Profit (loss) for the period9904 | -€1,040 | -€20,271 | ▼ 1,849% |
| Profit (loss) for the period to be appropriated9905 | -€1,040 | -€20,271 | ▼ 1,849% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €55,386 | €36,083 | ▼ 34.9% |
| Fixed assets21/28 | €45,153 | €25,440 | ▼ 43.7% |
| Tangible fixed assets22/27 | €45,153 | €25,440 | ▼ 43.7% |
| Furniture and vehicles24 | €45,153 | €25,440 | ▼ 43.7% |
| Current assets29/58 | €10,233 | €10,644 | ▲ 4.0% |
| Amounts receivable within one year40/41 | €8,584 | €10,171 | ▲ 18.5% |
| Trade receivables40 | €8,584 | €10,171 | ▲ 18.5% |
| Cash at bank and in hand54/58 | €1,649 | €472 | ▼ 71.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €55,386 | €36,083 | ▼ 34.9% |
| Equity10/15 | €3,960 | -€16,311 | ▼ 512% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€1,040 | -€21,311 | ▼ 1,949% |
| Amounts payable17/49 | €51,426 | €52,394 | ▲ 1.9% |
| Amounts payable within one year42/48 | €51,426 | €52,394 | ▲ 1.9% |
| Trade debts44 | - | €968 | - |
| Suppliers440/4 | - | €968 | - |
| Taxes, remuneration and social security45 | €1,036 | - | - |
| Taxes450/3 | €1,036 | - | - |
| Other amounts payable47/48 | €50,390 | €51,426 | ▲ 2.1% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,040 | -€20,271 | ▼ 1,849% |
| + Depreciation and write-downs630 | €22,949 | €16,079 | ▼ 29.9% |
| Operating cash flow (approximation) | €21,909 | -€4,191 | ▼ 119% |
| Investment in fixed assets (approximation) | - | €3,634 | - |
| Change in cash | - | -€1,177 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-03
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · event 16-03-2026
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
SignalNBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
Ground area
178 m²
Building footprint
173 m²
Volume, LiDAR
3,454 m³
Parcel 21443A0069/02S006, Brussels · tallest building 23.9 m, ±7 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Zenloc
since 20222.332.235.831
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443A0069/02S006 | Brussels | 178 m² | 1 · 173 m² | 23.9 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | VIRGINIE SALTEUR AVENUE DU CENTENAIRE 120,
1400 NIVELLES |
16-03-2026 → present |
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Of 1,446 companies in sector 77110 we hold annual accounts for 729. 219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
46180Agents specialised in the wholesale of other particular products
Contact
E-mail
zenloc@outlook.be
Phone
0494858584
E-invoicing
Reachable via Peppol
Peppol ID
0208:0787160047
Also
9925:BE0787160047
Registered
19-01-2026
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.