ZENJOY
ActiveSummary
ZENJOY has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341,682 and a net result of €68,446. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 69% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2023
Profitability88▲+17
Solvency100▲+3
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 4.5 against 3.99 in 2023; short-term debt: 21.5% and cash: 37.5% of total assets), and 24% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
15.2%
Age of the figures
18 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €341,682
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-09-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2023
23 d late
2022
60 d early
2021
2 d early
2020
4 d early
2019
18 d early
2018
27 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2023 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€341,682▲ 21.4%
2023 · €281,455
Total assets
€449,375▲ 14.2%
2023 · €393,345
Net result
€68,446▲ 844%
2023 · €7,253
Working capital
€337,790▲ 21.8%
2023 · €277,371
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€1,925▼ 93.5%-€46,923-€17,807▲ 62.1%€6,175€89,812-
Net result€309within the sector's middle half▼ 98.9%-€46,680below the sector's middle half-€17,748below the sector's middle half▲ 62.0%€7,253within the sector's middle half€68,446above the sector's middle half-
Equity€338,630within the sector's middle half▲ 0.1%€291,950above the sector's middle half▼ 13.8%€274,202above the sector's middle half▼ 6.1%€281,455above the sector's middle half▲ 2.6%€341,682above the sector's middle half-
Total assets€488,817within the sector's middle half▲ 15.0%€393,190above the sector's middle half▼ 19.6%€370,530above the sector's middle half▼ 5.8%€393,345above the sector's middle half▲ 6.2%€449,375above the sector's middle half-
Debt€150,187▲ 73.4%€101,240▼ 32.6%€96,328▼ 4.9%€111,890▲ 16.2%€107,693-
Working capital€349,031▲ 16.0%€254,459▼ 27.1%€233,406▼ 8.3%€277,371▲ 18.8%€337,790-
Solvency69.3%above the sector's middle half▼ 10.3pp74.3%within the sector's middle half▲ 5.0pp74.0%within the sector's middle half▼ 0.2pp71.6%within the sector's middle half▼ 2.4pp76.0%within the sector's middle half-
Staff (FTE)3.9within the sector's middle half▲ 11.4%4.6▲ 17.9%4.8▲ 4.3%4.9▲ 2.1%4.6-
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €89,812 in 2025, compared with €6,175 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €449,375
Fixed assets
€15,066 ▼ 35.1%
Current assets
€434,310 ▲ 17.3%
Equity and liabilities €449,375
Equity
€341,682 ▲ 21.4%
Debt
€107,693 ▼ 3.8%
Debt's share of the balance-sheet total falls from 28.4% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105,764▲
2023 · €25,381
Cash flow
€84,398▲
2023 · €26,459
Current ratio
4.50▲
2023 · 3.99
Debt to equity
0.32▼
2023 · 0.40
ROE
20.0%▲
2023 · 2.6%
ROA
15.2%▲
2023 · 1.8%
Interest coverage
120.79▲
2023 · 30.60
Debt ≤ 1 year
€96,520▲
2023 · €92,769
Income taxes
€21,401▲
2023 · €0
Staff costs
€361,216▲
2023 · €283,312
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €218,612 | €249,838 | €283,312 | €361,216 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,329 | €23,966 | €18,213 | €19,206 | €15,952 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €1,156 | -€1,156 | - |
| Other operating charges640/8 | - | €348 | €348 | €2,977 | €4,704 | - |
| Non-recurring operating charges66A | - | - | €56 | €0 | - | - |
| Gross operating margin9900 | €202,655 | €196,002 | €250,648 | €312,827 | €470,527 | - |
| Operating profit (loss)9901 | €1,925 | -€46,923 | -€17,807 | €6,175 | €89,812 | - |
| Financial income75/76B | - | €562 | €0 | €1,907 | €910 | - |
| Recurring financial income75 | €545 | €562 | €0 | €1,907 | €910 | - |
| Financial charges65/66B | - | €1,388 | €408 | €829 | €876 | - |
| Recurring financial charges65 | €1,198 | €1,388 | €408 | €829 | €876 | - |
| Profit (loss) for the period before taxes9903 | €1,272 | -€47,749 | -€18,215 | €7,253 | €89,846 | - |
| Income taxes67/77 | €963 | -€1,069 | -€468 | €0 | €21,401 | - |
| Profit (loss) for the period9904 | €309 | -€46,680 | -€17,748 | €7,253 | €68,446 | - |
| Profit (loss) for the period to be appropriated9905 | €309 | -€46,680 | -€17,748 | €7,253 | €68,446 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €488,817 | €393,190 | €370,530 | €393,345 | €449,375 | - |
| Fixed assets21/28 | €39,108 | €37,814 | €40,797 | €23,205 | €15,066 | - |
| Intangible fixed assets21 | €22,388 | €20,150 | €18,594 | €7,641 | €839 | - |
| Tangible fixed assets22/27 | €13,120 | €14,064 | €18,603 | €15,564 | €12,646 | - |
| Furniture and vehicles24 | - | €14,064 | €18,603 | €15,564 | €12,646 | - |
| Financial fixed assets28 | €3,600 | €3,600 | €3,600 | €0 | €1,580 | - |
| Current assets29/58 | €449,709 | €355,377 | €329,733 | €370,140 | €434,310 | - |
| Amounts receivable after more than one year29 | - | €6,077 | €4,252 | €0 | - | - |
| Trade receivables290 | - | - | - | €0 | - | - |
| Other amounts receivable291 | - | €6,077 | €4,252 | - | - | - |
| Amounts receivable within one year40/41 | €247,197 | €206,127 | €115,296 | €126,717 | €145,743 | - |
| Trade receivables40 | - | €199,043 | €110,251 | €114,416 | €138,416 | - |
| Other amounts receivable41 | - | €7,085 | €5,045 | €12,302 | €7,327 | - |
| Current investments50/53 | - | - | - | €0 | €112,367 | - |
| Cash at bank and in hand54/58 | €191,955 | €140,527 | €204,652 | €237,563 | €168,607 | - |
| Deferred charges and accrued income490/1 | - | €2,645 | €5,533 | €5,860 | €7,593 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €488,817 | €393,190 | €370,530 | €393,345 | €449,375 | - |
| Equity10/15 | €338,630 | €291,950 | €274,202 | €281,455 | €341,682 | - |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €323,082 | - |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €0 | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €0 | - |
| Distributable reserves133 | - | - | - | - | €323,082 | - |
| Profit (loss) carried forward14 | €318,170 | €271,490 | €253,742 | €260,995 | €0 | - |
| Amounts payable17/49 | €150,187 | €101,240 | €96,328 | €111,890 | €107,693 | - |
| Amounts payable within one year42/48 | €100,678 | €100,918 | €96,328 | €92,769 | €96,520 | - |
| Financial debts43 | - | - | - | €8,456 | €822 | - |
| Credit institutions430/8 | - | - | - | €8,456 | €822 | - |
| Trade debts44 | €30,464 | €36,567 | €16,579 | €32,068 | €10,702 | - |
| Suppliers440/4 | - | €36,567 | €16,579 | €32,068 | €10,702 | - |
| Taxes, remuneration and social security45 | - | €61,357 | €76,755 | €52,245 | €76,776 | - |
| Taxes450/3 | - | €17,872 | €52,126 | €19,736 | €37,269 | - |
| Remuneration and social security454/9 | - | €43,485 | €24,629 | €32,509 | €39,507 | - |
| Other amounts payable47/48 | - | €2,994 | €2,994 | €0 | €8,219 | - |
| Accrued charges and deferred income492/3 | - | €322 | €0 | €19,121 | €11,174 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €309 | -€46,680 | -€17,748 | €7,253 | €68,446 | - |
| + Depreciation and write-downs630 | €23,329 | €23,966 | €18,213 | €19,206 | €15,952 | - |
| Operating cash flow (approximation) | €23,638 | -€22,715 | €466 | €26,459 | €84,398 | - |
| Investment in fixed assets (approximation) | - | -€22,671 | -€21,196 | -€1,614 | - | - |
| Change in cash | - | -€51,428 | €64,125 | €32,911 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2018net €68,446 ▲844%
Operating result €89,812, net result €68,446, both a record.
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €7,253
Net result €7,253 after 2 loss-making years.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€46,680
Net result drops to -€46,680, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2011
Ground area
4,416 m²
Building footprint
446 m²
Parcel 24502B0465/00T000, Flanders. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
Zenjoy BVBA
since 20112.202.468.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0465/00T000 | Flanders | 4,415 m² | 1 · 445 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 66 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 66 EUR | 0 EUR |
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 13,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-08-2011
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63920Other information service activities
82300Organisation of conventions and trade shows
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0838367436
Also
9925:BE0838367436
Registered
13-02-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.