ZENITH-CONSULT
ActiveZENITH-CONSULT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-10k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency86▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.41 in 2024; short-term debt: 39.3% and cash: 64.5% of total assets), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
-25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
51 d early
2023
51 d early
2022
49 d early
2021
38 d early
2020
47 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 29.4%
2024 · €33k
2018: €50k
2019: €54k
2020: €58k
2021: €58k
2022: €33k
2023: €17k
2024: €33k
2018 → 2025
Total assets
€38k▼ 25.4%
2024 · €51k
2018: €60k
2019: €64k
2020: €64k
2021: €69k
2022: €45k
2023: €32k
2024: €51k
2018 → 2025
Net result
€-10k
2024 · €16k
2018: €2k
2019: €4k
2020: €4k
2021: €-726
2022: €-25k
2023: €-16k
2024: €16k
2018 → 2025
Working capital
€15k▼ 40.9%
2024 · €26k
2018: €34k
2019: €42k
2020: €37k
2021: €42k
2022: €21k
2023: €8k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€33k▼ 43.1%€17k▼ 48.0%€33k▲ 92.2%€23k▼ 29.4%
Operating result€2k-€-25k€-15k▲ 37.0%€16k€-9k
Net result€-726-€-25k▼ 3,322%€-16k▲ 36.6%€16k€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€8k▲ 13.7%
Current assets
€30k▼ 31.5%
Equity and liabilities €38k
Equity
€23k▼ 29.4%
Debt
€15k▼ 18.2%
The debt ratio rises from 35.8% to 39.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €20k
Cash flow
€-7k▼
2024 · €19k
Solvency
60.7%▼
2024 · 64.2%
Current ratio
2.02▼
2024 · 2.41
Quick ratio
2.02▼
2024 · 2.41
Debt / equity
0.65▲
2024 · 0.56
ROE
-41.7%▼
2024 · 48.0%
ROA
-25.3%▼
2024 · 30.8%
Interest coverage
-41.25▼
2024 · 98.87
Debt
€15k▼
2024 · €18k
Debt ≤ 1 year
€15k▼
2024 · €18k
Income taxes
€323▲
2024 · €287
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€38k▼
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Furniture and vehicles24€7k€8k▲
Current assets29/58€44k€30k▼
Amounts receivable within one year40/41€13k€6k▼
Trade receivables40€13k€6k▼
Cash at bank and in hand54/58€31k€25k▼
Equity and liabilities
Total equity and liabilities10/49€51k€38k▼
Equity10/15€33k€23k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€14k€5k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€12k€3k▼
Amounts payable17/49€18k€15k▼
Amounts payable within one year42/48€18k€15k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€8k€4k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€954€1k▲
Gross operating margin9900€20k€-5k▼
Operating profit (loss)9901€16k€-9k▼
Financial income75/76B€168€289▲
Recurring financial income75€168€289▲
Non-recurring financial income76B€168€289▲
Financial charges65/66B€197€155▼
Recurring financial charges65€197€155▼
Non-recurring financial charges66B€197€155▼
Profit (loss) for the period before taxes9903€16k€-9k▼
Income taxes67/77€287€323▲
Profit (loss) for the period9904€16k€-10k▼
Profit (loss) for the period to be appropriated9905€16k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-10k▼
Profit (loss) brought forward from the previous period14P€-3k-
Transfer from equity791/2-€10k
Transfer to equity691/2€12k-
To other reserves6921€12k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veestraat 112350 VosselaarGround area
1,119 m²
Building footprint
329 m²
Parcel 13046C0268/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
ZENITH-CONSULT
since 20062.153.831.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046C0268/00L000 | Flanders | 1,119 m² | 1 · 329 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BILLAB
BE 0741.531.643
Lasne · Eq €23k
Raven Invest
BE 0432.474.302
Heusden-Zolder · Eq €23k
TIMESHIFTERS
BE 0729.621.429
Beveren-Kruibeke-Zwijndrecht · Eq €23k
BSMD Consulting
BE 0699.651.991
Sint-Lambrechts-Woluwe · Eq €23k
CONCURIA
BE 0643.765.541
Aarschot · Eq €23k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 32,055 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-05-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70100Activities of head offices
74151
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.