ZENGIN
ActiveZENGIN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 69 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▼-10
Solvency97▲+48
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 1.32 in 2023; short-term debt: 25.7% and cash: 98.7% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 92
Relative position
BE, all sectors
reference
Sector 92
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
26 d late
2022
35 d early
2021
31 d late
2020
31 d late
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€90k▲ 29.9%
2023 · €69k
2018: €39k
2019: €78k
2020: €128k
2021: €173k
2022: €129k
2023: €69k
2018 → 2024
Total assets
€124k▼ 56.5%
2023 · €285k
2018: €93k
2019: €156k
2020: €199k
2021: €236k
2022: €182k
2023: €285k
2018 → 2024
Net result
€21k▼ 74.5%
2023 · €81k
2018: €94k
2019: €39k
2020: €50k
2021: €45k
2022: €-44k
2023: €81k
2018 → 2024
Working capital
€92k▲ 33.9%
2023 · €69k
2018: €35k
2019: €74k
2020: €124k
2021: €171k
2022: €127k
2023: €69k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€128k-€173k▲ 35.3%€129k▼ 25.4%€69k▼ 46.5%€90k▲ 29.9%
Operating result€55k-€46k▼ 17.8%€-44k€90k€29k▼ 67.8%
Net result€50k-€45k▼ 9.5%€-44k€81k€21k▼ 74.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 68% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €124k
Equity
€90k▲ 29.9%
Debt
€34k▼ 84.2%
The debt ratio falls from 75.7% to 27.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2023 · €91k
Cash flow
€21k▼
2023 · €82k
Solvency
72.5%▲
2023 · 24.3%
Current ratio
3.89▲
2023 · 1.32
Quick ratio
3.89▲
2023 · 1.32
Debt / equity
0.38▼
2023 · 3.12
ROE
23.0%▼
2023 · 117.4%
ROA
16.7%▼
2023 · 28.5%
Interest coverage
351.08▼
2023 · 677.21
Debt
€34k▼
2023 · €216k
Debt ≤ 1 year
€32k▼
2023 · €216k
Income taxes
€8k▼
2023 · €9k
Staff costs
€99k▼
2023 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€285k€124k▼
Fixed assets21/28€352-
Tangible fixed assets22/27€352-
Other tangible fixed assets26€352-
Current assets29/58€284k€124k▼
Amounts receivable within one year40/41€151k-
Trade receivables40€10k-
Other amounts receivable41€141k-
Cash at bank and in hand54/58€132k€122k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€285k€124k▼
Equity10/15€69k€90k▲
Contributions10/11€19k€19k=
Reserves13€51k€71k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€49k€71k▲
Amounts payable17/49€216k€34k▼
Amounts payable within one year42/48€216k€32k▼
Trade debts44€56k€15k▼
Suppliers440/4€56k€15k▼
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€9k€17k▲
Remuneration and social security454/9€9k-
Other amounts payable47/48€141k-
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€117k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€637€352▼
Other operating charges640/8€85k€112k▲
Gross operating margin9900€293k€240k▼
Operating profit (loss)9901€90k€29k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€134€83▼
Recurring financial charges65€134€83▼
Profit (loss) for the period before taxes9903€90k€29k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€81k€21k▼
Profit (loss) for the period to be appropriated9905€81k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€21k▼
Transfer from equity791/2€60k-
Transfer to equity691/2-€21k
To other reserves6921-€21k
Profit to be distributed694/7€141k-
Return on contributions (dividend)694€141k-
Social balance
Average headcount (FTE)90873.02.7▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 3.89
Current ratio from 1.32 to 3.89; short-term debt falls from €216k to €32k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-44k ▼198%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €173k ▲35.3%
4 profitable years in a row build equity to €173k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €128k ▲63.9%
3 profitable years in a row build equity to €128k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 19 days late
19-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 385 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Van de Perrelei 532140 AntwerpenGround area
479 m²
Building footprint
356 m²
Volume, LiDAR
3,026 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Zengin
since 20142.228.628.349
Zengin
since 20262.389.022.896
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0547/00T000 | Flanders | 285 m² | 1 · 162 m² | 9.7 m · 3 fl. |
| 11313B1065/00T004 | Flanders | 194 m² | 1 · 194 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 12,671 EUR awarded · 12,671 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 12,671 EUR | 12,671 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
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Of 506 companies in sector 92000 we hold annual accounts for 303. 214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2014
Fiscal year end31-12
Activities, NACEBEL
92000Gambling and betting activities
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@zenginbet.be
Phone:04/85495951