ZenaaSeeds
ActiveThe annual accounts of ZenaaSeeds for fiscal year 2025 show a net loss of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 2042 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency42▼-33
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.94 against 1.4 in 2024; short-term debt: 82.7% and cash: 47.8% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
-48.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
27 d late
2023
29 d late
2022
29 d late
2021
32 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 74.1%
2024 · €20k
2018: €15k
2019: €20k
2020: €111k
2021: €122k
2022: €44k
2023: €42k
2024: €20k
2018 → 2025
Total assets
€30k▼ 23.6%
2024 · €40k
2018: €59k
2019: €105k
2020: €241k
2021: €231k
2022: €106k
2023: €58k
2024: €40k
2018 → 2025
Net result
€-15k▲ 33.7%
2024 · €-22k
2018: €10k
2019: €5k
2020: €91k
2021: €32k
2022: €-78k
2023: €-2k
2024: €-22k
2018 → 2025
Working capital
€-1k
2024 · €8k
2018: €13k
2019: €18k
2020: €91k
2021: €89k
2022: €16k
2023: €22k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€44k▼ 64.2%€42k▼ 4.1%€20k▼ 52.8%€5k▼ 74.1%
Operating result€52k-€-72k€5k€-20k€-11k▲ 42.2%
Net result€32k-€-78k€-2k▲ 97.7%€-22k▼ 1,141%€-15k▲ 33.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€7k▼ 45.7%
Current assets
€24k▼ 13.7%
Equity and liabilities €30k
Equity
€5k▼ 74.1%
Debt
€25k▲ 27.1%
The debt ratio rises from 49.9% to 83.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▲
2024 · €-11k
Cash flow
€-9k▲
2024 · €-14k
Solvency
17.0%▼
2024 · 50.1%
Current ratio
0.94▼
2024 · 1.40
Quick ratio
0.94▼
2024 · 1.40
Debt / equity
4.88▲
2024 · 1.00
ROE
-285.4%▼
2024 · -111.7%
ROA
-48.5%▲
2024 · -56.0%
Interest coverage
-1.61▲
2024 · -4.48
Debt
€25k▲
2024 · €20k
Debt ≤ 1 year
€25k▲
2024 · €20k
Income taxes
€11
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€30k▼
Formation expenses20€0€0=
Fixed assets21/28€12k€7k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€27k€24k▼
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€494-
Other amounts receivable41€13k€8k▼
Cash at bank and in hand54/58€13k€14k▲
Deferred charges and accrued income490/1€595€715▲
Equity and liabilities
Total equity and liabilities10/49€40k€30k▼
Equity10/15€20k€5k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€11k€-3k▼
Amounts payable17/49€20k€25k▲
Amounts payable within one year42/48€20k€25k▲
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€10k€15k▲
Other amounts payable47/48€28€4k▲
Accrued charges and deferred income492/3€134€86▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€280€291▲
Gross operating margin9900€-11k€-6k▲
Operating profit (loss)9901€-20k€-11k▲
Financial income75/76B€24€307▲
Recurring financial income75€24€307▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-22k€-15k▲
Income taxes67/77-€11
Profit (loss) for the period9904€-22k€-15k▲
Profit (loss) for the period to be appropriated9905€-22k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-3k▼
Profit (loss) brought forward from the previous period14P€34k€11k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-78k ▼344%
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €91k ▲1594%
Operating result €127k, net result €91k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲444%
3 profitable years in a row build equity to €111k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Wavre 631470 GenappeGround area
2,760 m²
Building footprint
110 m²
Volume, LiDAR
737 m³
Parcel 25013D0005/00G000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cap2Zen
since 20082.175.281.121
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013D0005/00G000 | Wallonia | 2,760 m² | 1 · 110 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,016 companies in sector 85592 we hold annual accounts for 987. 336 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2008
Fiscal year end31-12
Activities, NACEBEL
85592Vocational training
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.