Turnover
≈ €270,000 estimated
The abbreviated format states no turnover.
ZEN AMBULANCE
Lifetime
1 annual account with figurespeak €142,832 (2024)
€142,832
peak €67,810 (2024)
€67,810
peak €70,810 (2024)
€70,810
€51,723
Board1 name since 2024
1 directorCOLLART Fabienne Anna Ghislaine
Documentsfilings and deeds
25-11-2025117 days late
2024abbreviated format
Incorporation 07-081 establishment registeredFirst year with figures
Key points
from the 2024 annual accountsStarting capital
€3,000 100 shares
Position in the sector
€70,810
Less equity than 81% of companies in human health. Sector median €510,754 · 2,143 companies.
2024 accounts filed 117 days after the deadline
Checked score
56
Fair
Financially stronger than 51% of micro companies in human health (NACE 86)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 0.3%
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.2%▼ -0.1 percentage points vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.7%▲ +0.2 percentage points vs 08-2026
10-2026: 1.1%▲ +0.4 percentage points vs 09-2026highest value
11-2026: 1.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 25-11-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 117 days late; 1 of the last 3 accounts late
Founded in 2024
lowers risk
Sector: Human health activities (NACE 86)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 46% of them on solvency, 28% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ZEN AMBULANCE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ZEN AMBULANCE itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ZEN AMBULANCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 3.07, above the usual 1.5. Short-term debt is 21% and cash 8.4% of total assets. 42.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2024 accounts filed 117 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-11-2025, 117 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
117 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 117 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- COLLART Fabienne Anna Ghislaine 90 sharesdeed of 07-08-2024
- BAYET Fabian Eddy Ghislain 10 sharesdeed of 07-08-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012229246
Incorporation
Founding capital of €3,000, 100 shares · Founders: COLLART Fabienne Anna Ghislaine and BAYET Fabian Eddy Ghislain · Appointment: COLLART Fabienne Anna Ghislaine (director) · published on 07-08-2024 · Gazette deed
First establishment
Allée des Aulnes 176, Philippeville
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZEN AMBULANCE Philippeville | €122,533 | €142,832 | 57.8% | - |
| BW-express Mol | €170,713 | €191,254 | 32.4% | - |
| Flexi Mobility Care Brussels | €122,267 | €165,070 | 75.0% | - |
| N-AMBU Dour | €87,488 | €235,801 | 25.5% | 6.6 |
| CARE 4 U Châtelet | €214,780 | €174,673 | 36.4% | - |
| Emmy Van Dijck Herentals | €64,777 | €182,916 | 21.0% | - |
| Rollicar Mol | €137,042 | €189,678 | 58.1% | - |
These companies have the same main activity as ZEN AMBULANCE: human health activities (NACE 86920). They are comparable in size and age: total assets between €64,800 and €215,000, founded between 2021 and 2024.
Official details
Source: KBO- Status
- Active since 05-08-2024Normal situation
- Activity
- Human health activitiesNACE 86920and 1 other
- Establishment unit
- 2.364.488.3315600 Philippeville, since 05-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 11-03-2026
Insights on ZEN AMBULANCE
ZEN AMBULANCE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70,810 and a net result of €67,810.
Its solvency ranks better than 45% of 2,143 sector peers (NACE 86, financial year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZEN AMBULANCE
- What is the company number of ZEN AMBULANCE?
- The company number of ZEN AMBULANCE is 1012.229.246. The VAT number is the same number with BE in front: BE 1012.229.246.
- Where is ZEN AMBULANCE based?
- The registered office is at Allée des Aulnes 176, 5600 Philippeville.Company details
- What does ZEN AMBULANCE do?
- According to the KBO register, the main activity is human health activities (NACE 86920).
- What is the legal form of ZEN AMBULANCE?
- ZEN AMBULANCE is a private limited company (BV).
- When was ZEN AMBULANCE founded?
- ZEN AMBULANCE was founded on 05-08-2024.
- Is ZEN AMBULANCE still active?
- Yes, ZEN AMBULANCE is an active enterprise in the KBO register.
- What is the turnover of ZEN AMBULANCE?
- The turnover in financial year 2024 is ≈ €270,000. This figure is estimated from the gross margin of €142,832 and 44 comparable companies (NACE 86). It probably lies between €230,000 and €400,000.Financials
- Is ZEN AMBULANCE profitable?
- In financial year 2024, ZEN AMBULANCE made a profit of €67,810.
- Where can I find the annual accounts of ZEN AMBULANCE?
- ZEN AMBULANCE filed 1 annual account with the National Bank of Belgium, for financial year 2024.
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