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Zemstse Garage

Active
Private limited companyfounded 2021active for 5 yearsBrusselsesteenweg 119, 1980 Zemst, BelgiumKBO/BCE: BE 0775.607.347
Summary

The computed 12-month bankruptcy probability of Zemstse Garage is 3.8% (moderate). The 2024 annual accounts show negative equity (-€11,790) and a net result of €7,792. Its solvency ranks better than 10% of 3,515 sector peers (NACE 95, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-10-2021 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
Establishment unit
2.323.825.634 1980 Zemst, since 12-10-2021
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Poelmans EddyDirector
  • Poelmans JonasDirector
  • Potoms ImeldaDirector

Financial position

50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.8%
Annual accounts 2024
Gross margin
€20,363
▼ 15.9%
Turnover
≈ €210,000
estimated
Profit
€7,792
▲ 65.3%
Equity
-€11,790
▲ 39.8%
Total assets
€20,098
▲ 87.1%
Staff
≈ 0.4 FTE
estimated
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 01-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 31 days late; 2 of the last 3 accounts lateFounded in 2021lowers riskSize: total assets €20,098Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 53% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2023
Average
Solvency 0=
equity -58.7% of total assets
Liquidity 37+33
short-term debt 158.7% · cash 29.8%
Profitability 100=
return on assets 38.8%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 2.7% 01-2025: 2.7%● unchanged vs 12-2024 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 2.8%▲ +0.1 percentage points vs 02-2025 04-2025: 2.8%● unchanged vs 03-2025 05-2025: 2.8%● unchanged vs 04-2025 06-2025: 2.5%▼ -0.3 percentage points vs 05-2025 07-2025: 2.6%▲ +0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +0.5 percentage points vs 07-2025 09-2025: 3.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.7%▼ -1.5 percentage points vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025lowest value 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.8%▲ +0.1 percentage points vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.9%▲ +0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.5%▲ +0.6 percentage points vs 07-2026 09-2026: 2.8%▲ +0.3 percentage points vs 08-2026 10-2026: 3.8%▲ +1.0 percentage point vs 09-2026highest value 11-2026: 3.8%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.58 (0.26 in 2023), below 1. Short-term debt is 158.7% and cash 29.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 6% of them on solvency, 29% on liquidity, 94% on profitability and 81% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 01-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €20,098
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 3515 sector peers (2024).
NBB · sector comparison
Position among 3515 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 31 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
31 days late
2023
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€11,790 View
  • Caution: Lower solvency than 90% of companies in repair of computers and personal goodssector median 37.2% · 3,515 companies -58.7% View

Recent changes

  1. · Gazette deed Incorporation
All 3 events

Comparable companies

These companies have the same main activity as Zemstse Garage: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €20,800 and €30,900, founded between 2019 and 2023.

CompanyTotal assetsGross margin
Zemstse Garage Zemst€20,098€20,363
AMIN CARS Sint-Pieters-Leeuw€21,173€28,082
PROBANDEN Rotselaar€29,833€15,718
AGM AUTO Mouscron€28,624€17,808
Garage H2 Antwerpen€20,795€15,699
KL Service Geel€28,376€21,127
R&Z GROUP Antwerpen€30,906€16,990
Full comparison

Key facts about Zemstse Garage

What is the company number of Zemstse Garage?
The company number of Zemstse Garage is 0775.607.347. The VAT number is the same number with BE in front: BE 0775.607.347.
Where is Zemstse Garage based?
The registered office is at Brusselsesteenweg 119, 1980 Zemst.Company details
What does Zemstse Garage do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of Zemstse Garage?
The legal form of Zemstse Garage is Private limited company (BV).
When was Zemstse Garage founded?
Zemstse Garage was founded on 12-10-2021.
Is Zemstse Garage still active?
Yes, Zemstse Garage is an active enterprise in the KBO register.
How many employees does Zemstse Garage have?
Zemstse Garage had an average of 0.9 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of Zemstse Garage?
The turnover in financial year 2024 is ≈ €210,000. This figure is estimated from the gross margin of €20,363 and 36 comparable companies (NACE 95311). It probably lies between €100,000 and €490,000. It is a rough estimate.
Is Zemstse Garage profitable?
In financial year 2024, Zemstse Garage made a profit of €7,792.
Where can I find the annual accounts of Zemstse Garage?
Zemstse Garage filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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