Financials
- Fiscal year
- 2025
- Total assets
- €375
- Loss
- -€2,301
- Solvency
- -10882.6%
Total assets=
Net result
20182025
ZEMBLA
ActiveSummary
ZEMBLA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€40,787) and a net result of -€2,301. Equity is shrinking by ~42.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Activity not known1 site
How big
€375total assets 2025
- Equity
- -€40,787
- Loss
- -€2,301
Turnover not published (abridged schema)
Who decides
Accounts 50 d early0 of 1 deed read
Why 53Capped at 59: negative equity- Loss of €2,301, the second in a row (FY 2025)- Negative equity -€40,787+ Size: total assets €375+ Founded in 1997Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 10% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -10882.6% of total assets
Liquidity
0=
short-term debt 10982.6%
Profitability
0=
return on assets -613.9%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.8%
12-2024: 1.8%● 0.0% vs 11-2024
01-2025: 1.8%● 0.0% vs 12-2024
02-2025: 1.8%● 0.0% vs 01-2025
03-2025: 1.9%▲ +5.5% vs 02-2025
04-2025: 1.9%● 0.0% vs 03-2025
05-2025: 1.9%▲ +0.3% vs 04-2025
06-2025: 2.1%▲ +11.6% vs 05-2025highest value
07-2025: 1.6%▼ -24.8% vs 06-2025
08-2025: 1.6%● 0.0% vs 07-2025
09-2025: 1.6%● 0.0% vs 08-2025
10-2025: 1.6%● 0.0% vs 09-2025
11-2025: 1.6%● 0.0% vs 10-2025
12-2025: 1.6%● 0.0% vs 11-2025
01-2026: 1.6%● 0.0% vs 12-2025
02-2026: 1.6%● 0.0% vs 01-2026
03-2026: 1.6%● 0.0% vs 02-2026
04-2026: 1.2%▼ -24.6% vs 03-2026
05-2026: 1.2%▲ +0.3% vs 04-2026
06-2026: 1.3%▲ +12.5% vs 05-2026
07-2026: 1.2%▼ -11.3% vs 06-2026
08-2026: 1.1%▼ -3.7% vs 07-2026lowest value
09-2026: 1.1%● 0.0% vs 08-2026lowest value
10-2026: 1.1%● 0.0% vs 09-2026lowest value
- Size: total assets €375 lowers the probability for this profile
- Loss of €2,301, the second in a row (FY 2025) raises the probability
- Founded in 1997 lowers the probability for this profile
- Negative equity -€40,787 raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 1%, profitability 4%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€40,787
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
57 d early
2023
63 d early
2022
41 d early
2021
12 d late
2020
107 d late
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 31-07-2027
- 11-06-2026Annual accounts filed
- 04-06-2025Annual accounts filed
- 29-05-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 17-11-1997
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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