ZELLIMMO 2
ActiveZELLIMMO 2 has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €450k and a net result of €32k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency71▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.09 in 2024; short-term debt: 5.4% and cash: 12.4% of total assets), but 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
3.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
76 d early
2023
28 d early
2022
30 d early
2021
12 d early
2020
15 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€450k▲ 7.6%
2024 · €418k
2018: €45k
2019: €-79k
2020: €297k
2021: €330k
2022: €347k
2023: €386k
2024: €418k
2018 → 2025
Total assets
€981k▼ 2.9%
2024 · €1.01M
2018: €61k
2019: €983k
2020: €1.10M
2021: €1.08M
2022: €1.04M
2023: €1.04M
2024: €1.01M
2018 → 2025
Net result
€32k▼ 23.2%
2024 · €41k
2018: €21k
2019: €-124k
2020: €376k
2021: €33k
2022: €17k
2023: €39k
2024: €41k
2018 → 2025
Working capital
€88k▲ 35.4%
2024 · €65k
2018: €23k
2019: €-328k
2020: €53k
2021: €10k
2022: €59k
2023: €42k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€347k▲ 5.2%€386k▲ 11.2%€418k▲ 8.2%€450k▲ 7.6%
Operating result€35k-€22k▼ 36.3%€64k▲ 187%€68k▲ 5.1%€53k▼ 21.5%
Net result€33k-€17k▼ 48.4%€39k▲ 126%€41k▲ 6.5%€32k▼ 23.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €981k
Fixed assets
€840k▼ 5.2%
Current assets
€141k▲ 13.4%
Equity and liabilities €981k
Equity
€450k▲ 7.6%
Provisions
€70k▼ 7.1%
Debt
€461k▼ 10.8%
The debt ratio falls from 51.2% to 47.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▼
2024 · €114k
Cash flow
€78k▼
2024 · €87k
Solvency
45.9%▲
2024 · 41.4%
Current ratio
2.65▲
2024 · 2.09
Quick ratio
2.65▲
2024 · 2.09
Debt / equity
1.03▼
2024 · 1.24
ROE
7.1%▼
2024 · 9.9%
ROA
3.2%▼
2024 · 4.1%
Interest coverage
22.56▼
2024 · 23.53
Debt
€461k▼
2024 · €517k
Debt ≤ 1 year
€53k▼
2024 · €59k
Debt > 1 year
€408k▼
2024 · €458k
Income taxes
€22k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€981k▼
Fixed assets21/28€886k€840k▼
Tangible fixed assets22/27€886k€840k▼
Land and buildings22€886k€840k▼
Current assets29/58€124k€141k▲
Amounts receivable within one year40/41€26k€19k▼
Trade receivables40€26k€18k▼
Other amounts receivable41€529€1k▲
Cash at bank and in hand54/58€94k€122k▲
Deferred charges and accrued income490/1€4k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€981k▼
Equity10/15€418k€450k▲
Contributions10/11€36k€36k=
Reserves13€383k€414k▲
Tax-exempt reserves132€225k€209k▼
Distributable reserves133€157k€205k▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€75k€70k▼
Deferred taxes168€75k€70k▼
Amounts payable17/49€517k€461k▼
Amounts payable after more than one year17€458k€408k▼
Financial debts170/4€458k€408k▼
Amounts payable within one year42/48€59k€53k▼
Current portion of amounts payable after more than one year42€49k€50k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€46k=
Other operating charges640/8€7k€7k▲
Gross operating margin9900€121k€106k▼
Operating profit (loss)9901€68k€53k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€63k€49k▼
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€27k€22k▼
Profit (loss) for the period9904€41k€32k▼
Transfer from tax-exempt reserves789€16k€16k=
Profit (loss) for the period to be appropriated9905€58k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€48k▼
Transfer from equity791/2€10k-
Transfer to equity691/2€58k€48k▼
To other reserves6921€58k€48k▼
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 10current ratio 11.48
Current ratio from 1.19 to 11.48; short-term debt falls from €51k to €6k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €376k
Net result €376k after one loss-making year.
31-12
Financial
Liquidity times 21current ratio 1.97
Current ratio from 0.10 to 1.97; short-term debt falls from €363k to €54k.
31-12
Financial
Equity above €200kEq €297k
Equity rises from €-79k to €297k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-124k ▼688%
Net result drops to €-124k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lombeekkeitse 131760 RoosdaalGround area
8,188 m²
Building footprint
521 m²
Volume, LiDAR
3,320 m³
Parcel 23723A0464/00D000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lombeekkeitse 13, 1760 Roosdaal
since 20152.242.137.578
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23723A0464/00D000 | Flanders | 8,188 m² | 1 · 521 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CO-louis
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VLOER- EN TEGELWERKEN JACKY VAN DEN BLEEKEN
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DIMARSA
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R en J Invest
BE 0795.704.262
Peer · Eq €449k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2015
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.