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ZEKI

Active
Private limited companyfounded 1989active for 37 yearsHaachtse Steenweg 18, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0436.418.143
Summary

The computed 12-month bankruptcy probability of ZEKI is 3.0% (moderate). The 2025 annual accounts show equity of €20,864 and a net result of -€10,991. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 47% of 4,606 sector peers (NACE 56, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
7th oldest company in Sint-Joost-ten-Node, Accommodation and food service sector1 site
Size
€76,850total assets 2025
Equity
€20,864
Loss
-€10,991
Turnover not published (abbreviated or micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.0%
Structure
Accounts filed 31 days late0 of 3 deeds read
Why 50raises riskSector: Food and beverage service activities (NACE 56)Loss of €10,991, the second in a row (financial year 2025)Latest accounts 31 days late; 1 of the last 3 latelowers riskFounded in 1989Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency 52-14
equity 27.1% of total assets
Liquidity 41+6
short-term debt 26.4% · cash 0.7%
Profitability 10-4
return on assets -14.3%
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,718 companies, NACE 56, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025lowest value 03-2025: 1.3%● unchanged vs 02-2025lowest value 04-2025: 1.5%▲ +0.2 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 1.5%● unchanged vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.8 percentage points vs 07-2026 09-2026: 3.0%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 3.0%● unchanged vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.92, compared with 2.16 in 2024; short-term debt: 26.4% and cash: 0.7% of total assets), but 72.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 48% on solvency, 35% on liquidity, 21% on profitability and 19% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Loss of €10,991, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,991
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
135 days early
2023
27 days early
2022
31 days late
2021
74 days early
2020
87 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: 7th oldest company in Sint-Joost-ten-Node, Accommodation and food service sectorin the Checked rankings No. 7 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€10,991 View
  • Active since 1989founded 03-01-1989 37 years View

By topic

Financials

Financial year
2025
Total assets
€76,850
Loss
-€10,991
Solvency
27.1%
Total assets▼ 0.4%
Net result
20182025
Go to Financials

Timeline

Events
34
Since
1994
Next accounts
by 31-07-2027
  1. 31-08-2023Annual accounts filed
  2. 18-05-2022Annual accounts filed
  3. 31-12-2021Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
03-01-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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