ZEIKO
ActiveSummary
ZEIKO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-66k) and a net result of €-151k. Equity is shrinking by ~115.5% per year across the filed fiscal years. Its solvency ranks better than 6% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-3
Solvency0▼-48
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 3.21 in 2024; short-term debt: 30.1% and cash: 12.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-25.2%
Return on assets
-57.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-66k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
86 d early
2024
65 d early
2023
71 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-66k
2024 · €85k
2023: €131khighest in 3 years
2024: €85k▼ -34.9% vs 2023
2025: €-66k▼ -177% vs 2024lowest in 3 years
2023 → 2025
Total assets
€261k▼ 29.5%
2024 · €371k
2023: €224klowest in 3 years
2024: €371k▲ +65.7% vs 2023highest in 3 years
2025: €261k▼ -29.5% vs 2024
2023 → 2025
Net result
€-151k▼ 231%
2024 · €-46k
2023: €-57k
2024: €-46k▲ +20.1% vs 2023highest in 3 years
2025: €-151k▼ -231% vs 2024lowest in 3 years
2023 → 2025
Working capital
€641▼ 99.5%
2024 · €133k
2023: €47k
2024: €133k▲ +181% vs 2023highest in 3 years
2025: €641▼ -99.5% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€131k-€85k▼ 34.9%€-66k
2023: €131khighest in 3 years
2024: €85k▼ -34.9% vs 2023
2025: €-66k▼ -177% vs 2024lowest in 3 years
Operating result€-56k-€-41k▲ 26.7%€-142k▼ 243%
2023: €-56k
2024: €-41k▲ +26.7% vs 2023highest in 3 years
2025: €-142k▼ -243% vs 2024lowest in 3 years
Net result€-57k-€-46k▲ 20.1%€-151k▼ 231%
2023: €-57k
2024: €-46k▲ +20.1% vs 2023highest in 3 years
2025: €-151k▼ -231% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €142k in 2025 against €41k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€181k ▲ 2.9%
Current assets
€79k ▼ 59.0%
Key figures and ratios
EBITDA
€-85k▼
2024 · €-283
Cash flow
€-94k▼
2024 · €-5k
Solvency
-25.2%▼
2024 · 23.0%
Current ratio
1.01▼
2024 · 3.21
Debt to equity
-4.96▼
2024 · 3.35
ROA
-57.8%▼
2024 · -12.3%
Interest coverage
-9.56▼
2024 · -0.07
Debt
€327k▲
2024 · €285k
Debt ≤ 1 year
€79k▲
2024 · €60k
Debt > 1 year
€208k▼
2024 · €225k
Income taxes
€272
Staff costs
€120k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€371k€261k▼
Formation expenses20€1k€666▼
Fixed assets21/28€176k€181k▲
Intangible fixed assets21€171k€178k▲
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€2k€2k▲
Current assets29/58€193k€79k▼
Amounts receivable within one year40/41€24k€33k▲
Trade receivables40€24k€33k▲
Other amounts receivable41€0€189▲
Cash at bank and in hand54/58€162k€32k▼
Deferred charges and accrued income490/1€7k€14k▲
Equity and liabilities
Total equity and liabilities10/49€371k€261k▼
Equity10/15€85k€-66k▼
Contributions10/11€188k€188k=
Profit (loss) carried forward14€-103k€-254k▼
Amounts payable17/49€285k€327k▲
Amounts payable after more than one year17€225k€208k▼
Financial debts170/4€225k€208k▼
Amounts payable within one year42/48€60k€79k▲
Current portion of amounts payable after more than one year42€33k€43k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€17k€25k▲
Taxes450/3€5k€3k▼
Remuneration and social security454/9€12k€22k▲
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3-€40k
Income statement
Code20242025
Remuneration, social security and pensions62€79k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€57k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€956▼
Non-recurring operating charges66A€0-
Gross operating margin9900€80k€36k▼
Operating profit (loss)9901€-41k€-142k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€-46k€-151k▼
Income taxes67/77-€272
Profit (loss) for the period9904€-46k€-151k▼
Profit (loss) for the period to be appropriated9905€-46k€-151k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-103k€-254k▼
Profit (loss) brought forward from the previous period14P€-57k€-103k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €113k | €79k | €120k | ▲ 52.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €41k | €57k | ▲ 37.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1k | €956 | ▼ 24.3% |
| Non-recurring operating charges66A | €40 | €0 | - | - |
| Gross operating margin9900 | €79k | €80k | €36k | ▼ 54.6% |
| Operating profit (loss)9901 | €-56k | €-41k | €-142k | ▼ 243% |
| Financial income75/76B | €19 | €0 | - | - |
| Recurring financial income75 | €19 | €0 | - | - |
| Financial charges65/66B | €660 | €4k | €9k | ▲ 110% |
| Recurring financial charges65 | €660 | €4k | €9k | ▲ 110% |
| Profit (loss) for the period before taxes9903 | €-57k | €-46k | €-151k | ▼ 230% |
| Income taxes67/77 | - | - | €272 | - |
| Profit (loss) for the period9904 | €-57k | €-46k | €-151k | ▼ 231% |
| Profit (loss) for the period to be appropriated9905 | €-57k | €-46k | €-151k | ▼ 231% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €224k | €371k | €261k | ▼ 29.5% |
| Formation expenses20 | €1k | €1k | €666 | ▼ 38.3% |
| Fixed assets21/28 | €138k | €176k | €181k | ▲ 2.9% |
| Intangible fixed assets21 | €132k | €171k | €178k | ▲ 3.8% |
| Tangible fixed assets22/27 | €4k | €3k | €1k | ▼ 62.4% |
| Furniture and vehicles24 | €4k | €3k | €1k | ▼ 62.4% |
| Financial fixed assets28 | €2k | €2k | €2k | ▲ 21.0% |
| Current assets29/58 | €84k | €193k | €79k | ▼ 59.0% |
| Amounts receivable within one year40/41 | €1k | €24k | €33k | ▲ 38.1% |
| Trade receivables40 | €780 | €24k | €33k | ▲ 37.3% |
| Other amounts receivable41 | €638 | €0 | €189 | - |
| Cash at bank and in hand54/58 | €75k | €162k | €32k | ▼ 80.5% |
| Deferred charges and accrued income490/1 | €7k | €7k | €14k | ▲ 106% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €224k | €371k | €261k | ▼ 29.5% |
| Equity10/15 | €131k | €85k | €-66k | ▼ 177% |
| Contributions10/11 | €188k | €188k | €188k | = |
| Profit (loss) carried forward14 | €-57k | €-103k | €-254k | ▼ 147% |
| Amounts payable17/49 | €93k | €285k | €327k | ▲ 14.6% |
| Amounts payable after more than one year17 | €56k | €225k | €208k | ▼ 7.6% |
| Financial debts170/4 | €56k | €225k | €208k | ▼ 7.6% |
| Amounts payable within one year42/48 | €37k | €60k | €79k | ▲ 30.6% |
| Current portion of amounts payable after more than one year42 | - | €33k | €43k | ▲ 29.8% |
| Trade debts44 | €8k | €8k | €10k | ▲ 36.7% |
| Suppliers440/4 | €8k | €8k | €10k | ▲ 36.7% |
| Taxes, remuneration and social security45 | €27k | €17k | €25k | ▲ 45.6% |
| Taxes450/3 | €1k | €5k | €3k | ▼ 43.5% |
| Remuneration and social security454/9 | €26k | €12k | €22k | ▲ 84.1% |
| Other amounts payable47/48 | €2k | €2k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | €40k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-57k | €-46k | €-151k | ▼ 231% |
| + Depreciation and write-downs630 | €23k | €41k | €57k | ▲ 37.9% |
| Operating cash flow (approximation) | €-35k | €-5k | €-94k | ▼ 1,981% |
| Investment in fixed assets (approximation) | - | €-79k | €-62k | ▲ 22.0% |
| Change in cash | - | €87k | €-131k | ▼ 250% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-151k
Net result drops to €-151k, the lowest in the series.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 2022
Ground area
592 m²
Building footprint
84 m²
Volume, LiDAR
537 m³
Parcel 63002A0338/00B003, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ZEIKO
since 20222.331.105.186
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002A0338/00B003 | Wallonia | 592 m² | 1 · 83 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,946 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
85592Vocational training
Contact
E-mail
contact@zeiko.beDison
Scores and ratios are computed by Checked and are not a credit decision.