ZEGO
ActiveZEGO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €12k. Equity is shrinking by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+36
Solvency61▼-7
Growth29=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.72 in 2023; short-term debt: 34% and cash: 20.5% of total assets), but 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.1%
Return on assets
16%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €26k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
36 d early
2022
43 d early
2021
44 d early
2020
291 d late
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€175k▼ 6.2%
2023 · €187k
2018: €220k
2019: €308k
2020: €211k
2021: €169k
2022: €163k
2023: €187k
2018 → 2024
EBIT margin
8.1%▲ 10.9pp
2023 · -2.8%
2018: 10.9%
2019: -0.8%
2020: 0.1%
2021: -29.2%
2022: -3.5%
2023: -2.8%
2018 → 2024
Net result
€12k
2023 · €-6k
2018: €23k
2019: €-4k
2020: €-2k
2021: €-48k
2022: €-7k
2023: €-6k
2018 → 2024
Working capital
€18k▲ 30.0%
2023 · €14k
2018: €70k
2019: €63k
2020: €60k
2021: €12k
2022: €8k
2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€211k-€169k▼ 19.8%€163k▼ 3.7%€187k▲ 14.6%€175k▼ 6.2%
Equity€75k-€27k▼ 63.8%€20k▼ 24.9%€15k▼ 28.3%€26k▲ 79.3%
Operating result€212-€-49k€-6k▲ 88.6%€-5k▲ 7.2%€14k
Net result€-2k-€-48k▼ 2,346%€-7k▲ 85.8%€-6k▲ 14.8%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €14k after a loss of €5k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€29k▲ 7,243%
Current assets
€43k▲ 27.4%
Equity and liabilities €72k
Equity
€26k▲ 79.3%
Debt
€46k▲ 136%
The debt ratio rises from 57.3% to 63.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2023 · €7k
Cash flow
€18k▲
2023 · €7k
Solvency
36.1%▼
2023 · 42.7%
Current ratio
1.75▲
2023 · 1.72
Quick ratio
1.75▲
2023 · 1.72
Debt / equity
1.77▲
2023 · 1.34
ROE
44.2%▲
2023 · -39.5%
ROA
16.0%▲
2023 · -16.8%
Interest coverage
7.81▼
2023 · 30.81
Debt
€46k▲
2023 · €20k
Debt ≤ 1 year
€25k▲
2023 · €20k
Debt > 1 year
€22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€34k€72k▲
Fixed assets21/28€400€29k▲
Tangible fixed assets22/27-€29k
Leasing and similar rights25-€29k
Financial fixed assets28€400€400=
Current assets29/58€34k€43k▲
Amounts receivable within one year40/41€15k€27k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€125-
Cash at bank and in hand54/58€18k€15k▼
Deferred charges and accrued income490/1€891€1k▲
Equity and liabilities
Total equity and liabilities10/49€34k€72k▲
Equity10/15€15k€26k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-85k€-74k▲
Amounts payable17/49€20k€46k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€20k€25k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€15k€4k▼
Suppliers440/4€15k€4k▼
Taxes, remuneration and social security45€289€7k▲
Taxes450/3€289€7k▲
Other amounts payable47/48€5k€9k▲
Income statement
Code20232024
Turnover70€187k€175k▼
Goods, raw materials, services and sundry goods60/61€182k€168k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€6k▼
Other operating charges640/8€900€417▼
Non-recurring operating charges66A€116-
Gross operating margin9900€8k€21k▲
Operating profit (loss)9901€-5k€14k▲
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€229€3k▲
Recurring financial charges65€229€3k▲
Profit (loss) for the period before taxes9903€-5k€12k▲
Income taxes67/77€289-
Profit (loss) for the period9904€-6k€12k▲
Profit (loss) for the period to be appropriated9905€-6k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-85k€-74k▲
Profit (loss) brought forward from the previous period14P€-80k€-85k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 5 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 291 days late
2021
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mariemontkaai 121080 Sint-Jans-MolenbeekGround area
235 m²
Building footprint
234 m²
Volume, LiDAR
1,959 m³
Parcel 21523B0939/00T101, Brussels · tallest building 18.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mariemontkaai 12, 1080 Sint-Jans-Molenbeek
since 20092.179.966.221
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00T101 | Brussels | 235 m² | 1 · 234 m² | 18.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAR+
BE 0752.773.943
Antwerpen · Eq €26k
ARTITEK
BE 1017.549.301
Sint-Jans-Molenbeek · Eq €26k
HIRAM
BE 0462.485.409
Elsene · Eq €26k
PAC
BE 0450.409.008
Sint-Martens-Latem · Eq €26k
Inspiratie en creatie
BE 0631.902.144
Westerlo · Eq €26k
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2009
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
43331Floor and wall tiling
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/62.70.49