Turnover
≈ €120,000 estimated
The accounts state no turnover.
ZEG BOSSCHEN
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €101,049 (2020)
€89,796▲ 9.5%
lowest -€15,522 (2009)
€23,552▲ 13.5%
peak €607,586 (2016)
€486,200▲ 5.1%
€338,071▼ 6.7%
Board4 names since 2019
1 directorDeckers
Owners3 names in the annual accounts
100%DECKERS
Documentsfilings and deeds
11-08-202611 days late
2025abbreviated format
Cash from €15,824 to €10,322
Key points
from the 2025 annual accountsFilings
34 annual accounts since 1992
Five of the last ten came late. The 2019 accounts came latest: 108 days after the end of the period.
Checked score
95
Excellent
Financially stronger than 59% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.84, cash €10,322
lowers risk
Size: total assets €824,271
Founded in 1992
Figures for financial year 2025 (filed on 20-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 71% of them on solvency, 42% on liquidity, 64% on profitability and 59% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as ZEG BOSSCHEN has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ZEG BOSSCHEN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for ZEG BOSSCHEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.84 (0.71 in 2024), below 1. Short-term debt is 17.5% and cash 1.3% of total assets. 41% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €486,200
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 days late
2024
on the day
2023
on the day
2022
20 days early
2021
29 days late
2020
54 days late
2019
108 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen and 2 more · Heist-op-den-Berg
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449173940
Amendment of the articles
Gazette deed
1 director appointed, 1 resignation
Resignation: Conchita D.A. · Appointment: Deckers · Permanent representative: Dirk Deckers · General meeting of 20-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZEG BOSSCHEN Heist-op-den-Berg | €824,271 | €89,796 | 59.0% | - |
| IMMO HET ANKER Malle | €819,552 | €90,834 | 42.2% | - |
| NATIONALE Schoten | €761,399 | €94,461 | 28.1% | 0 |
| R.R. CLEVER Antwerp | €868,881 | €98,968 | 33.4% | - |
| I.D.M. Mol | €956,372 | €97,968 | 98.2% | - |
| Gupa Antwerp | €803,778 | €106,818 | 67.1% | - |
| DEVELOPPEMENT IMMOBILIER INTERNATIONAL Antwerp | €846,310 | €111,343 | 97.3% | - |
These companies have the same main activity as ZEG BOSSCHEN: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €761,000 and €956,000, founded between 1988 and 1991.
Official details
Source: KBO- Status
- Active since 23-12-1992Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 6 others
- Establishment unit
- 2.060.815.9732220 Heist-op-den-Berg, since 19-02-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2025
Insights on ZEG BOSSCHEN
ZEG BOSSCHEN files the abbreviated format. That format states no turnover. The gross margin rose from €5,122 in 2006 to €89,796 in 2025.
The balance sheet grew most from 2009 to 2011 through fixed assets.
DECKERS holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZEG BOSSCHEN
- What is the company number of ZEG BOSSCHEN?
- The company number of ZEG BOSSCHEN is 0449.173.940. The VAT number is the same number with BE in front: BE 0449.173.940.
- Where is ZEG BOSSCHEN based?
- The registered office is at Industriepark B 2, 2220 Heist-op-den-Berg.Company details
- What does ZEG BOSSCHEN do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of ZEG BOSSCHEN?
- ZEG BOSSCHEN is a public limited company (NV).
- When was ZEG BOSSCHEN founded?
- ZEG BOSSCHEN was founded on 23-12-1992.
- Is ZEG BOSSCHEN still active?
- Yes, ZEG BOSSCHEN is an active enterprise in the KBO register.
- What is the turnover of ZEG BOSSCHEN?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €89,796 and 45 comparable companies (NACE 682). It probably lies between €100,000 and €150,000.Financials
- Is ZEG BOSSCHEN profitable?
- In financial year 2025, ZEG BOSSCHEN made a profit of €23,552.
- Where can I find the annual accounts of ZEG BOSSCHEN?
- ZEG BOSSCHEN filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZEG BOSSCHEN due?
- ZEG BOSSCHEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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