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ZEBRA 63

Active
Public limited companyfounded 199432 yrs activeKerkom-Dorp 101, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0452.144.120
Summary

ZEBRA 63 has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €245,513 and a net result of -€91,696. Equity is shrinking by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 19371 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 68100NACE 70120
1 site
Size
€2.1mtotal assets 2024
Staff
1.4 FTE
Equity
€245,513
Loss
-€91,696
Turnover not published (abridged schema)
Financial health
64 Healthy Checked score 2024
Bankruptcy chance 12 m
1.1%
Structure
Accounts 65 d overdue1 of 7 deeds read
Why 64- Figures for FY 2024 (filed 30-09-2025)- Liquidity: current ratio 1.79, cash €35,871, halved- Equity €245,513 (11.4% of total assets)+ Size: total assets €2.1mShow the evidence

Checked score

Score 2024
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 20% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 36-5
equity 11.4% of total assets
Liquidity 38-4
short-term debt 33.1% · cash 1.7%
Profitability 13-26
return on assets -4.3%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,938 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -0.6% vs 12-2024lowest value 02-2025: 0.2%▲ +3.5% vs 01-2025 03-2025: 0.2%▲ +2.8% vs 02-2025 04-2025: 0.2%▼ -1.1% vs 03-2025 05-2025: 0.2%▲ +8.3% vs 04-2025 06-2025: 0.2%▲ +5.1% vs 05-2025 07-2025: 0.3%▲ +40.0% vs 06-2025 08-2025: 0.4%▲ +49.1% vs 07-2025 09-2025: 0.5%▲ +16.6% vs 08-2025 10-2025: 0.4%▼ -13.0% vs 09-2025 11-2025: 0.4%▼ -0.9% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▼ -0.7% vs 12-2025 02-2026: 0.4%▲ +3.7% vs 01-2026 03-2026: 0.4%▼ -0.9% vs 02-2026 04-2026: 0.4%▼ -0.7% vs 03-2026 05-2026: 0.4%▲ +2.3% vs 04-2026 06-2026: 0.4%▼ -0.7% vs 05-2026 07-2026: 0.5%▲ +6.5% vs 06-2026 08-2026: 0.7%▲ +51.5% vs 07-2026 09-2026: 0.8%▲ +17.1% vs 08-2026 10-2026: 1.1%▲ +29.5% vs 09-2026highest value
  • Figures for FY 2024 (filed 30-09-2025) raises the probability
  • Size: total assets €2.1m lowers the probability for this profile
  • Liquidity: current ratio 1.79, cash €35,871, halved raises the probability
  • Equity €245,513 (11.4% of total assets) raises the probability
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.53 in 2023; short-term debt: 33.1% and cash: 1.7% of total assets), but 88.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 30%, liquidity 31%, profitability 6%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 30-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €2.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.79, cash €35,871, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €245,513 (11.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
84 d late
2022
85 d late
2021
24 d late
2020
89 d late
2019
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 67 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: DE GEYTER Paul (director)Appointment: DE GEYTER Paul (non-statutory…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: From profit to loss in 2024after €47,509 in 2023 -€91,696 View
  • Caution: Among the weakest 5% on net resultsector median €4,441 · 19,357 companies -€91,696 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • A director leftlatest change 11-08-2026 · 0 in office 1 left View

By topic

Financials

Fiscal year
2024
Total assets
€2.1m
Loss
-€91,696
Solvency
11.4%
Total assets▲ 1.6%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 11-08-2026Resignation: DE GEYTER Paul (director)
  2. 30-09-2025Annual accounts filed
  3. 23-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
03-02-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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