ZEA TECH

Active

Private limited companyfounded 20215 yrs activePoelierstraat 6, 9160 Lokeren, BelgiumKBO/BCE: BE 0767.724.613

ZEA TECH has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265k and a net result of €260k. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 395 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2025

75 / 100

Excellent▼ -25 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency59▼-39

Growth78=

Stability94

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €20k at 30 days acceptable

Liquidity tight (current ratio 1.42 against 2.6 in 2024), and 68.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 42

Relative position

BE, all sectors

reference

Sector 42

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.5%

Return on assets

30.9%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

29 d late

2023

30 d late

2022

28 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€265k▼ 36.4%

2024 · €416k

2022: €95k 2023: €148k 2024: €416k

2022 → 2025

Total assets

€842k▲ 19.7%

2024 · €703k

2022: €305k 2023: €391k 2024: €703k

2022 → 2025

Net result

€260k▼ 3.1%

2024 · €268k

2022: €90k 2023: €53k 2024: €268k

2022 → 2025

Working capital

€232k▼ 42.3%

2024 · €401k

2022: €53k 2023: €124k 2024: €401k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€95k-€148k▲ 55.4%€416k▲ 182%€265k▼ 36.4%

Operating result€117k-€78k▼ 33.6%€372k▲ 377%€351k▼ 5.6%

Net result€90k-€53k▼ 41.6%€268k▲ 410%€260k▼ 3.1%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 6% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €842k

92.6%

Fixed assets €62k▲ 21.5%

Current assets €780k▲ 19.6%

Equity and liabilities €842k

31.5%

68.5%

Equity €265k▼ 36.4%

Debt €577k▲ 101%

The debt ratio rises from 40.8% to 68.5%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€396k▼

2024 · €434k

Cash flow

€304k▼

2024 · €331k

Solvency

31.5%▼

2024 · 59.2%

Current ratio

1.42▼

2024 · 2.60

Quick ratio

1.42▼

2024 · 2.60

Debt / equity

2.18▲

2024 · 0.69

ROE

98.2%▲

2024 · 64.5%

ROA

30.9%▼

2024 · 38.2%

Interest coverage

64.87▼

2024 · 81.25

Debt

€577k▲

2024 · €287k

Debt ≤ 1 year

€548k▲

2024 · €250k

Debt > 1 year

€29k▼

2024 · €36k

Income taxes

€89k▼

2024 · €102k

Staff costs

€474k▲

2024 · €379k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€703k€842k▲

Fixed assets21/28€51k€62k▲

Tangible fixed assets22/27€51k€62k▲

Plant, machinery and equipment23-€9k

Furniture and vehicles24€51k€53k▲

Current assets29/58€652k€780k▲

Amounts receivable within one year40/41€482k€601k▲

Trade receivables40€354k€312k▼

Other amounts receivable41€128k€289k▲

Cash at bank and in hand54/58€165k€167k▲

Deferred charges and accrued income490/1€5k€11k▲

Equity and liabilities

Total equity and liabilities10/49€703k€842k▲

Equity10/15€416k€265k▼

Contributions10/11€5k€5k=

Reserves13€411k€260k▼

Distributable reserves133€411k€260k▼

Profit (loss) carried forward14-€0

Amounts payable17/49€287k€577k▲

Amounts payable after more than one year17€36k€29k▼

Financial debts170/4€36k€29k▼

Amounts payable within one year42/48€250k€548k▲

Current portion of amounts payable after more than one year42€61k€51k▼

Trade debts44€79k€368▼

Suppliers440/4€79k€368▼

Taxes, remuneration and social security45€111k€228k▲

Taxes450/3€102k€209k▲

Remuneration and social security454/9€9k€19k▲

Other amounts payable47/48-€269k

Income statement Code20242025

Remuneration, social security and pensions62€379k€474k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€44k▼

Other operating charges640/8€8k€5k▼

Non-recurring operating charges66A€0-

Gross operating margin9900€822k€875k▲

Operating profit (loss)9901€372k€351k▼

Financial income75/76B€4k€4k▲

Recurring financial income75€4k€4k▲

Financial charges65/66B€5k€6k▲

Recurring financial charges65€5k€6k▲

Profit (loss) for the period before taxes9903€370k€349k▼

Income taxes67/77€102k€89k▼

Profit (loss) for the period9904€268k€260k▼

Profit (loss) for the period to be appropriated9905€268k€260k▼

Appropriation of the result

Profit (loss) to be appropriated9906€268k€260k▼

Transfer from equity791/2-€151k

Transfer to equity691/2€268k€0▼

To other reserves6921€268k€0▼

Profit to be distributed694/7-€411k

Return on contributions (dividend)694-€411k

Social balance

Average headcount (FTE)90878.88.7▼

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 29 days late

2024

31-12

Financial Highest result since 2022net €268k ▲410%

Operating result €372k, net result €268k, both a record.

31-12

Financial Equity above €200kEq €416k ▲182%

3 profitable years in a row build equity to €416k.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Weakest financial yearnet €53k ▼41.6%

Net result drops to €53k, the lowest in the series; recovery starts the following year.

31-12

Financial Equity above €100kEq €148k ▲55.4%

2 profitable years in a row build equity to €148k.

28-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 28 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 director, no change since 2025

Dönmez Esra

Director · since 22-12-2025

Current

22-12-2025 Appointed as Director

Location & real-estate footprint

Registered office, Lokeren · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Poelierstraat 69160 Lokeren

Ground area

250 m²

Building footprint

60 m²

Parcel 46382B1701/00W000, Flanders. Linked by address, not a title deed.

1 establishment unit

ZEA TECH

Poelierstraat 6, 9160 LokerenSite preparation

since 20212.317.055.430

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46382B1701/00W000	Flanders	250 m²	1 · 60 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

4 categories

ZEA TECH BV46275

category C, class 1 · category C1, class 1 · category C2, class 1 · category C6, class 1

decision 28-05-2026

Similar companies · same sector, comparable size

RIONS BELGIË

BE 0817.612.505

Lanaken · Eq €267k

KESSELS MACHINAAL BESTRATINGEN

DFM Omgevings- en Groenwerken

BE 0463.549.934

Oud-Turnhout · Eq €260k

Of 2,316 companies in sector 42110 we hold annual accounts for 1,088. 791 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-04-2021

Fiscal year end31-12

Activities, NACEBEL

42110Construction of roads and motorways

42219Civil engineering

43350Other building finishing work

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.