ZCK IT
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
ZCK IT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,219 and a net result of €42,808. Equity has been growing by about 38% per year since 2023. Its solvency ranks better than 58% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 04-04-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Louis Mettewielaan 54, 1080 Sint-Jans-Molenbeek
- Activity
- Computer consultancy and computer facilities management NACE 62200and 4 others
- Establishment unit
- 2.344.149.312 1080 Sint-Jans-Molenbeek, since 04-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-05-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €56,912
- ▲ 8.2%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €42,808
- ▲ 5.5%
- Equity
- €100,219
- ▲ 25.4%
- Total assets
- €148,490
- ▲ 40.5%
Score breakdownlowers riskLiquidity: current ratio 3.00, cash €123,365Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €148,490Equity €100,219 (67.5% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 60% of them on solvency, 71% on liquidity, 82% on profitability and 69% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 3 accounts on average 18 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
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Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 22-06-2026
- Format
- micro format
- Reference
- 2026-00197204
2023 to 2025, 3 financial years
The operating result for 2025 is 6% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as ZCK IT has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of ZCK IT itself is lower: < 0.1% within 12 months. It rests on far more data about ZCK IT than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ZCK IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €564 | €1,390 | €2,427 | ▲ 74.6% |
| Gross operating margin9900 | €46,162 | €52,600 | €56,912 | ▲ 8.2% |
| Operating profit (loss)9901 | €45,598 | €51,210 | €54,485 | ▲ 6.4% |
| Financial charges65/66B | €35 | €116 | €439 | ▲ 278% |
| Recurring financial charges65 | €35 | €116 | €439 | ▲ 278% |
| Profit (loss) for the period before taxes9903 | €45,563 | €51,094 | €54,046 | ▲ 5.8% |
| Income taxes67/77 | €9,240 | €10,506 | €11,238 | ▲ 7.0% |
| Profit (loss) for the period9904 | €36,323 | €40,588 | €42,808 | ▲ 5.5% |
| Profit (loss) for the period to be appropriated9905 | €36,323 | €40,588 | €42,808 | ▲ 5.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €65,588 | €105,650 | €148,490 | ▲ 40.5% |
| Fixed assets21/28 | €3,607 | €2,217 | €3,562 | ▲ 60.7% |
| Tangible fixed assets22/27 | €3,607 | €2,217 | €3,562 | ▲ 60.7% |
| Furniture and vehicles24 | €3,607 | €2,217 | €3,562 | ▲ 60.7% |
| Current assets29/58 | €61,981 | €103,433 | €144,928 | ▲ 40.1% |
| Amounts receivable within one year40/41 | €13,988 | €7,502 | €21,426 | ▲ 186% |
| Trade receivables40 | €13,988 | €7,502 | €21,426 | ▲ 186% |
| Cash at bank and in hand54/58 | €47,993 | €95,795 | €123,365 | ▲ 28.8% |
| Deferred charges and accrued income490/1 | - | €136 | €137 | ▲ 0.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €65,588 | €105,650 | €148,490 | ▲ 40.5% |
| Equity10/15 | €39,323 | €79,911 | €100,219 | ▲ 25.4% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €36,323 | €76,911 | €97,219 | ▲ 26.4% |
| Amounts payable17/49 | €26,265 | €25,739 | €48,271 | ▲ 87.5% |
| Amounts payable within one year42/48 | €26,265 | €25,739 | €48,271 | ▲ 87.5% |
| Trade debts44 | €1,557 | €1,120 | €731 | ▼ 34.7% |
| Suppliers440/4 | €1,557 | €1,120 | €731 | ▼ 34.7% |
| Taxes, remuneration and social security45 | €24,370 | €22,069 | €23,333 | ▲ 5.7% |
| Taxes450/3 | €21,370 | €22,069 | €20,333 | ▼ 7.9% |
| Remuneration and social security454/9 | €3,000 | - | €3,000 | - |
| Other amounts payable47/48 | €338 | €2,550 | €24,207 | ▲ 849% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,323 | €40,588 | €42,808 | ▲ 5.5% |
| + Depreciation and write-downs630 | €564 | €1,390 | €2,427 | ▲ 74.6% |
| Operating cash flow (approximation) | €36,887 | €41,978 | €45,235 | ▲ 7.8% |
| Investment in fixed assets (approximation) | - | €0 | -€3,772 | - |
| Change in cash | - | €47,802 | €27,570 | ▼ 42.3% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Comparable companies
These companies have the same main activity as ZCK IT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €134,000 and €168,000, founded between 2022 and 2023.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| ZCK IT Sint-Jans-Molenbeek | 2023 | €148,490 | €100,219 | €56,912 | €42,808 | 2025 |
| MX Services Sint-Jans-Molenbeek | 2022 | €133,519 | €114,539 | €56,815 | €35,550 | 2025 |
| The Product Jette | 2022 | €156,876 | €101,131 | €58,453 | €27,266 | 2025 |
| SAKB Consulting Etterbeek | 2023 | €150,832 | €119,962 | €62,419 | €50,611 | 2025 |
| RAILTECH MOTORS Brussel | 2023 | €148,200 | €109,895 | €62,785 | €50,108 | 2025 |
| MAGDALENA KALISZEWICZ CONSULTING Evere | 2023 | €168,473 | €108,233 | €54,366 | €43,168 | 2026 |
| BENHADI CONSULTING Schaarbeek | 2023 | €149,833 | €147,692 | €60,072 | €57,605 | 2025 |
They were chosen from the 18,969 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| JEANQUART Eric |
|
The board according to the articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Avec ou sans limitation durée, 1”“Frais représentation,voyages et déplacements, frais généraux”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Article 22, en tout temps,par décision assemblée générale délibérant formes modifications aux statuts”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Article 23, faculté assemblée de désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments”
Articles of association, deed of 06-04-2023 (in French)
Owners and capital
Capital transactions
- JEANQUART Eric 3,000 shares (100%) · in cash
- 06-04-2023 Incorporation · €3,000 · 3,000 shares
Shares according to the articles of association
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs proportionnellement actions si plusieurs, tous cas cessions entre vifs à titre onéreux ou…”
Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
Articles of association, deed of 06-04-2023 (in French)
Group and network
Connections & network
1 current directorThe network starts from the directors of ZCK IT. Every other company they run is a node.
History
Acts, filings and financial milestones
06-04
Gazette deed
IncorporationAppointment: JEANQUART Eric (director) · Founder · Founding capital12 points ▸
- Founder, JEANQUART Eric (comparant)
- Incorporation, 03-04-2023
- Founding capital, €3,000
- Bank account, 3000, EUR
- Other provision, “disponibilité et attestation du dépôt”, 3000 (deed in French)
- Capital
- JEANQUART Eric holds 3,000 shares
- General meeting, “comparant réuni en assemblée générale, décisions effectives à dater du dépôt au greffe d'une expédition de l'acte constitutif,conformément à la loi” (deed in French)
- Registered office clause, “1080 Molenbeek-Saint-Jean,Boulevard Louis Mettewie 54 boîte 44” (deed in French)
- Board rule, 1
- Director appointment, JEANQUART Eric (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements,obligations et activités au nom et pour compte de la société en formation” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 20259 activities
- La conception,l’étude,la réalisation,le développement,la configuration,l’installation,la maintenance,la modification,la consultance et l’assistance des entreprises en matière de gestion de leurs problématiques (notamment au niveau des applications logicielles,réseaux,systèmes et sécurités) dans les domaines de l’informatique,de la bureautique,de l’automatisation,du multimédia,du traitement de l’information au sens large,y compris l’Internet et l’e-commerce,ainsi que tous conseils en cas matières
- La formation dans les domaines précités
- L’entretien,la gestion,le développement de réseaux et de serveurs
- La mise à disposition et la location de solutions réseaux et serveurs ainsi que l’hébergement de toutes données ou logiciels
- La fabrication de matériel informatique
- L’achat,la vente,la location de matériel et des accessoires,y compris les logiciels,en informatique,bureautique et/ou multimédia
- L’acquisition et la location de tous matériels,machines,équipement ainsi que toutes opérations visant à en faciliter l’usage et/ou l’acquisition par des tiers,sous quelque forme que ce soit
- Toutes activités de conseil en matière de gestion,de marketing,d’organisation financière,administrative ou autre ainsi qu’en matière de production,d’organisation de processus industriels et commerciaux,l’évaluation et l’audit dans ces domaines
- La société a également pour objet pour son compte propre et/ou en participation avec un compte tiers,l’administration,au sens large du terme,de son patrimoine immobilier,à l’exclusion de l’activité de marchand de biens. A cet effet,la société peut collaborer et prendre part,ou prendre un intérêt dans d’autres entreprises,directement ou indirectement,de quelque manière que ce soit
Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21524C0210/00C003 | Brussels | 4,797 m² | 1 · 530 m² | 29.1 m · 9 |