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ZBG

Active
Christinastraat 18 D ·8400 Oostende, Belgium
BE 0802.488.423
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Age3 yrs
Staff (FTE)0.8
Real estate1 parcel · 246 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ZBG is 4.8% (elevated). The 2024 annual accounts show equity of €10k and a net result of €9k. Its solvency ranks better than 80% of 5597 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.8% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 80% of 5597 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€9k
Working capital€7k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 53.3% 19.3%
better than 80% of 5597 sector peers
Net result €9k €4k
better than 59% of 5586 sector peers
Equity €10k €14k
better than 46% of 5608 sector peers
Gross operating margin €35k €52k
better than 41% of 5572 sector peers
Staff costs €19k €50k
higher than 28% of 4052 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€12k
Net profit€9k
Cash flow€10k
Staff costs€19k
Income taxes€3k
Dividends-
Total assets€19k
Equity€10k
Debt€9k
of which ≤ 1y€9k
of which > 1y-
Working capital€7k
Employees (FTE)0.8
Ratios (computed)
2024
Current ratio1.78
Quick ratio1.78
Working capital ratio36.3%
Solvency53.3%
Debt / equity0.88
Long-term debt ratio-
Interest coverage34.45
Gross margin-
Net margin-
ROA48.0%
ROE90.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€16k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€10k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€9k
Amounts payable 17/49€9k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€35k
Operating result 9901€12k
Financial income 75€163
Financial charges 65€360
Result before taxes 9903€12k
Income taxes 67/77€3k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
GRILL HOUSE
Christinastraat 18, 8400 OostendeEetgelegenheden met beperkte bediening
since 20232.346.635.381
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area246 m²
Buildings1
Building footprint229 m²
Volume (LiDAR)5,761 m³
Tallest building27.9 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A1596/00D035 Flanders 246 m² 1 · 228 m² 27.9 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency91Growth50Stability79
83 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 91
Growth 50
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameNL ZBG
Registered office
Christinastraat 18 D
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.